Cibiyar Samfura

Cikakken Bayani

Bayanin

Babban adadin lamuni fiye da lamuni na al'ada na hukuma.

Cikakkun bayanai

1) Max DTI 43%;
2) Adadin Lamuni na Dala Miliyan Biyu;
3) Har zuwa 80% Max LTV;
4) Ana buƙatar dawo da haraji na shekaru 2;
5) Babu MI (Inshorar jinginar gida);
6) 720 ko mafi girma kiredit maki;
7) ajiyar watanni 12 ko fiye;
8) SFRs, 2-4 Raka'a, PUDs, Condos;
9) Abubuwan da ba AUS ba.

Menene Lamunin Jumbo?

Lamunin jumbo nau'in kuɗi ne wanda ya wuce iyakokin da Hukumar Kuɗin Gidaje ta Tarayya ta gindaya kuma Fannie Mae ko Freddie Mac ba za su iya siya, garanti, ko amintar da su ba.Masu gida dole ne su fuskanci ƙaƙƙarfan buƙatun bashi fiye da waɗanda ke neman lamuni na al'ada. Lamunin Jumbo yana ba ku damar siyan kadarori masu tsada.Fannie Mae ko Freddie Mac ba su goyan bayan lamunin jumbo.

Yadda ake ayyana Lamunin Jumbo?

A cikin 2022, FHFA tana haɓaka iyakokin lamuni don kowane nau'in lamuni, musamman Lamunin Jumbo.Da fatan za a koma ƙasa da iyakokin lamuni na 2022 a California, idan adadin lamunin ku ya wuce $970,800, kun dace da lamunin Jumbo.Hakanan zaka iya bincika iyakokin lamuni na 2022 a wasu ƙananan hukumomi.

Iyakokin Lamuni na County California 2022:

KASASHE

1-IYALI

2-IYALI

3-IYALI

4-IYALI

ALAMEDA

$970,800

$1,243,050

$1,502,475

$1,867,275

ALPINE

$647,200

$828,700

$1,001,650

$1,244,850

AMADOR

$647,200

$828,700

$1,001,650

$1,244,850

BUTTE

$647,200

$828,700

$1,001,650

$1,244,850

CALAVERAS

$647,200

$828,700

$1,001,650

$1,244,850

COLUSA

$647,200

$828,700

$1,001,650

$1,244,850

CONTRA COSTA

$970,800

$1,243,050

$1,502,475

$1,867,275

DEL NORTE

$647,200

$828,700

$1,001,650

$1,244,850

EL DORADO

$675,050

$864,200

$1,044,600

$1,298,200

FRESNO

$647,200

$828,700

$1,001,650

$1,244,850

GLENN

$647,200

$828,700

$1,001,650

$1,244,850

HUMBOLDT

$647,200

$828,700

$1,001,650

$1,244,850

MULKI

$647,200

$828,700

$1,001,650

$1,244,850

INYO

$647,200

$828,700

$1,001,650

$1,244,850

KERN

$647,200

$828,700

$1,001,650

$1,244,850

Sarakuna

$647,200

$828,700

$1,001,650

$1,244,850

LAKE

$647,200

$828,700

$1,001,650

$1,244,850

LASSEN

$647,200

$828,700

$1,001,650

$1,244,850

LOS ANGELES

$970,800

$1,243,050

$1,502,475

$1,867,275

MADERA

$647,200

$828,700

$1,001,650

$1,244,850

MARIN

$970,800

$1,243,050

$1,502,475

$1,867,275

MARIPOSA

$647,200

$828,700

$1,001,650

$1,244,850

MENDOCINO

$647,200

$828,700

$1,001,650

$1,244,850

MERCED

$647,200

$828,700

$1,001,650

$1,244,850

MODOC

$647,200

$828,700

$1,001,650

$1,244,850

MONO

$647,200

$828,700

$1,001,650

$1,244,850

KUDI

$854,450

$1,093,850

$1,322,200

$1,643,200

NAPA

$897,000

$1,148,350

$1,388,050

$1,725,050

NEVADA

$647,200

$828,700

$1,001,650

$1,244,850

Orange

$970,800

$1,243,050

$1,502,475

$1,867,275

MAI WURI

$675,050

$864,200

$1,044,600

$1,298,200

PLUMAS

$647,200

$828,700

$1,001,650

$1,244,850

RIGABA

$647,200

$828,700

$1,001,650

$1,244,850

SACRAMENTO

$675,050

$864,200

$1,044,600

$1,298,200

SAN BENITO

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN BERNARDINO

$647,200

$828,700

$1,001,650

$1,244,850

SAN DIEGO

$879,750

$1,126,250

$1,361,350

$1,691,850

SAN FRANCISCO

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN JOAQUIN

$647,200

$828,700

$1,001,650

$1,244,850

SAN LUIS OBISPO

$805,000

$1,030,550

$1,245,700

$1,548,100

SAN MATEO

$970,800

$1,243,050

$1,502,475

$1,867,275

SANTA BARBARA

$783,150

$1,002,600

$1,211,900

$1,506,100

SANTA CLARA

$970,800

$1,243,050

$1,502,475

$1,867,275

SANTA CRUZ

$970,800

$1,243,050

$1,502,475

$1,867,275

SHASTA

$647,200

$828,700

$1,001,650

$1,244,850

SIERRA

$647,200

$828,700

$1,001,650

$1,244,850


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