Cikakken Bayanin Doc Jumbo
Cikakken Doc JumboAdadin lamuni ya wuce iyaka don lamuni mai daidaitawa na al'ada.
Darajar:NAN
Cikakken Bayanin Shirin Doc Jumbo
Firayim Shekaru 30 Kafaffen & 10/6 ARM
1) Max.LTV 80% na siye;Max.LTV 70% na C/O;
2) Max.Adadin Lamuni $3.0M;
3) Min.ajiyar watanni 12 akan PITIA;
4) Min.Farashin 720.
An Fadada Shekaru 30 Kafaffen
1) Lamuni Amt $400K ~ $4.0M
2) Max DTI har zuwa 50%
Elite Jumbo (5/6 ARM, 7/6 ARM) * Wannan shirin dillali ne kawai.
Adadi tare da Riba.Ƙarin Deposit, Ƙarƙashin Ƙimar!
Abubuwan ajiya na CD na wata 12 ne (dole ne a riƙe su a cikin asusun da aka keɓe na AAA).
Sha'awa ta bambanta da ranar buɗewa.Adadin ya kasance 4.25% akan 12/08/2023.
Mafi ƙarancin ajiya shine20%na adadin lamuni.
1) Max.Adadin Lamuni $4.0M
2) Max.DTI 45%
3) Min.FICO 700
NANdon samun iyakokin LTV & FICO da ƙarin cikakkun bayanai akan Matrix.
Jumbo Flyer
Labarai da Bidiyo
Lamuni na Elite Jumbo: Inda Luxury Haɗu da araha
Kewaya Cikakkun Lamunin Doc Jumbo: Jagoran Gaskiya na Duniya don Masu Siyayya tare da Ƙananan FICO Maki➡Bidiyo
Haɓaka Zuba Jari na Gaskiya tare da Cikakkun Lamunin Doc Jumbo: Haskakawa akan Kafaffen Shekaru 30 da Ba na Hukumar Ba da Lamuni➡Bidiyo
Kewaya Cikakkun Lamunin Doc Jumbo: Muhimman Matsayin Sarrafa Bayar da Lamuni➡Bidiyo
Menene Lamunin Jumbo?
Lamunin jumbo nau'in kuɗi ne wanda ya zarce iyakokin da Hukumar Kuɗin Gidaje ta Tarayya ta gindaya kuma Fannie Mae ko Freddie Mac ba za su iya siya, garanti, ko amintar da su ba.Dole ne masu gida su fuskanci ƙaƙƙarfan buƙatun bashi fiye da waɗanda ke neman lamuni na al'ada.Lamunin Jumbo yana ba ku damar siyan kadarori masu tsada.Fannie Mae ko Freddie Mac ba su goyan bayan lamunin jumbo.
A cikin 2024, FHFA tana haɓaka iyakokin lamuni don kowane nau'in lamuni, musamman Lamunin Jumbo.Da fatan za a koma ƙasa da iyakokin lamuni na 2024 a California.
Iyakokin Lamuni na 2024 a cikin Gundumomin California
| KASASHE | 1-Iyakar Raka'a | 2-Iyakar raka'a | 3-Iyakar raka'a | 4-Iyakar raka'a |
| ALAMEDA | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| ALPINE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| AMADOR | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BUTTE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CALAVERAS | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLUSA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CONTRA COSTA | $1,149,825 | $1,472,250 | $1,186,350 | $2,211,600 |
| DEL NORTE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EL DORADO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRESNO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GLENN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HUMBOLDT | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MULKI | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| INYO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KERN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Sarakuna | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAKE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LASSEN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LOS ANGELES | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MADERA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARIN | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MARIPOSA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MENDOCINO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MERCED | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MODOC | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KUDI | $920,000 | $1,177,750 | $1,423,650 | $1,769,250 |
| NAPA | $1,017,750 | $1,302,900 | $1,574,900 | $1,957,250 |
| NEVADA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Orange | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MAI WURI | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PLUMAS | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RIGABA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SACRAMENTO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN BENITO | $1,149,825 | $1,472,250 | $1,779,525c | $2,211,600 |
| SAN BERNARDINO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN DIEGO | $1,006,250 | $1,288,200 | $1,557,150 | $1,935,150 |
| SAN FRANCISCO | $1,149,825 | $1,472,250 | $1,779,525 | $1,867,275 |
| SAN JOAQUIN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN LUIS OBISPO | $929,200 | $1,189,550 | $1,437,900 | $1,786,950 |
| SAN MATEO | $1,149,825 | $1,394,775 | $1,779,525 | $2,211,600 |
| SANTA BARBARA | $838,350 | $1,073,250 | $1,297,300 | $1,612,250 |
| SANTA CLARA | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| SANTA CRUZ | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| SHASTA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SIERRA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SISKIYOU | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SOLNO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SONOMA | $877,450 | $1,123,300 | $1,357,800 | $1,687,450 |
| STANISLAUS | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUTTER | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TEHAMA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Triniti | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TULARE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TUOLUMNE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VENTURA | $954,500 | $1,221,950 | $1,477,050 | $1,835,600 |
| YOLO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| YUBA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
