Labarun jinginar gida

  • Yadda Ake Kididdige Adadin Bashi Zuwa Samun Kuɗi

    Mahimman kalmomi: DTI;Ratio Adadin bashi-zuwa-shigo (DTI) ma'aunin kuɗi ne na sirri wanda ke kwatanta biyan bashin mutum kowane wata zuwa babban kuɗin shiga na wata-wata.Babban kudin shiga shine biyan ku kafin haraji ...
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  • Menene APR?

    Mahimman kalmomi: Adadin riba, APR Lokacin da kuke sake samun kuɗi ko ɗaukar jinginar gida, ku tuna cewa yawan kuɗin da aka tallata ba daidai yake da ƙimar kaso na shekara-shekara ba (APR).Menene bambanci?● Adadin riba yana nufin ...
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  • Ta yaya zan san idan na cancanci jinginar gida?

    Mahimman kalmomi: FHA;Lown-Income;Na al'ada;Lamunin Lamuni.Abubuwa 5 Da Suke Ƙaddara Idan Za'a Amince Ku Domin Samun Lamunin Lamuni 1. Makin kiredit ɗin kiredit ɗin kiredit ɗin ku ana ƙididdige shi ne bisa tarihin biyan kuɗin da kuka gabata da rancen b...
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  • Bayar da jinginar gida mai yuwuwa

    Mahimman kalmomi: Lamuni mai yuwuwar gida mai ƙarancin samun kuɗi, wanda Freddie Mac ya bayar, na waɗanda kuɗin shiga ya kai kashi 80% na matsakaicin kudin shiga (AMI) don wurin kadarar.Domin samun kuɗin shiga, kuna buƙatar tabbatar da cancantar mai karɓar aro kawai...
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  • KYAUTA nazarin bayanin bayanan banki na farko

    Mahimman kalmomi: Bayanin banki na kasuwanci;Shirin bayanin Banki mai cin gashin kansa yana ɗaya daga cikin shahararrun shirye-shirye.An ƙirƙira shi don masu karɓar bashi waɗanda ke da aikin kansu kuma za su yi amfani da bayanan banki na kasuwanci kawai don cancanta....
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  • Me yasa Masu Ba da Lamuni ke Bukatar Inshorar Ruwa

    Sashin inshorar haɗari na daidaitattun tsare-tsaren inshora na masu gida baya rufe ambaliya daga abubuwan halitta na waje, kamar ruwan sama mai ƙarfi, ko na mutum, kamar hutun dam.Inshorar ambaliya ta musamman mai suna, tsarin inshora daban, zai iya sake karewa...
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  • Sassauƙa don DSCR – Haɗaɗɗen kadarar da aka yi amfani da ita

    Mahimman kalmomi: FHA;Lown-Income;Na al'ada;Lamunin Lamuni.Kayayyakin haɗaɗɗiyar amfani kamar yadda aka ayyana shine yanki ɗaya zuwa huɗu (1-4) mallakar mazaunin tare da kasuwancin gida.Dole ne a cika waɗannan buƙatun: 1. Kasuwancin ba zai iya haɗa...
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  • FHA vs. Lamuni na Al'ada

    Mahimman kalmomi: FHA;Lown-Income;Na al'ada;Lamunin Lamuni.FHA vs Nau'in Lamuni na Al'ada: Wanne ne Daidai A gareni?Lamunin FHA yana ba da damar rage ƙimar kiredit kuma yana iya zama e...
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  • DSCR-Yan Ƙasashen Waje

    Mahimman kalmomi: DSCR, Non-QM, jinginar gida, Hayar, Zuba Jari Dukanmu mun san DSCR, wanda shiri ne mai sauƙi kuma kawai yana buƙatar yin la'akari da zama.Wakilai da yawa sun fi son DSCR, don haka bari mu yi magana game da DSCR ga baki....
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  • Shirin DSCR

    Mahimman kalmomi: DSCR, Non-QM, jinginar gida, haya, DSCR Zuba Jari (Rashin Sabis na Bashi) an tsara shi don ƙwararrun masu saka hannun jari na ƙasa kuma ya cancanci masu karbar bashi bisa tsabar tsabar kuɗi kawai daga kayan abin.Yadda ake lissafin DSC...
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  • Bayanin banki yana ba da damar bayanan kasuwanci da bayanan banki na sirri?

    Mahimman kalmomi: Asusun Escrow;Kama;Haraji & Inshora;Ajiye Bayanin banki samfuri ne wanda ke ƙididdige yawan kuɗin shiga mai karɓar aro ta hanyar nazarin ajiyar kuɗi a cikin asusun.Yana amfani da DTI don cancanta kamar lamuni na al'ada.Wannan nau'in samfurin...
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  • Kun san abin da ake tarawa a jinginar gida

    Mahimman kalmomi: Asusun Escrow;Kama;Haraji & Inshora;Reserve Shin kun san wani abu game da Binciken Ayyukan Condo (ko HOA Questionnaire)?Escrow impound asusu sune asusun da masu ba da lamuni suka kafa don tattara 'asusu' ...
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