Labarun jinginar gida

Mahimman kalmomi: Adadin riba, APR

Lokacin da kuke sake saka hannun jari ko ɗaukar jinginar gida, ku tuna cewa ƙimar riba da aka tallata baya ɗaya da ƙimar kaso na shekara-shekara (APR).Menene bambanci?
● Adadin riba yana nufin farashin lamuni na shekara-shekara ga mai ba da bashi kuma ana bayyana shi azaman kashi
APR ita ce farashin lamuni na shekara-shekara ga mai ba da bashi - gami da kudade.Kamar ƙimar riba, ana bayyana APR azaman kashi.Ba kamar kuɗin ruwa ba, duk da haka, ya haɗa da wasu caji ko kudade kamar inshorar jinginar gida, mafi yawan farashin rufewa, maki rangwame da kuɗin asalin lamuni.
Ta yaya APR ake ƙididdigewa?
Ana ƙididdige ƙimar ta hanyar ninka adadin ribar lokaci-lokaci da adadin lokuta a cikin shekara da aka yi amfani da ƙimar lokaci-lokaci.Ba ya nuna sau nawa aka yi amfani da ƙimar ga ma'auni.
arp
Riba = Jimlar riba da aka biya fiye da rayuwar lamuni
Principal= Adadin lamuni
n= Adadin kwanaki a lokacin lamuni


Lokacin aikawa: Janairu-20-2022