Cibiyar Samfura

Cikakken Bayani

Bayanin

Mafi sauƙaƙan samfur a cikin nau'ikan shirye-shiryen marasa-QM.
Babu Kudin shiga/Babu Aiki/Babu Komawa Haraji, ba kwa kwatanta rabon DTI kamar lamuni na al'ada.Sai kawai idan abin da ake magana dukiyar dukiya ce ta hannun jari.

Cikakkun bayanai

1) Har zuwa adadin lamuni na $3M;
2) Har zuwa 80% Max LTV;
3) 575 ko mafi girma kiredit maki;
4) Zai iya rufewa a cikin ƙungiyoyi;
5) Babu iyaka akan adadin kaddarorin da aka kashe;
6) SFRs, Raka'a 2-4, Gidajen Gida, Gidajen Gari, Gidajen Kwando, da Gidajen Kwando marasa Garanti.

Shirin DSCR

DSCR (Rashin Sabis ɗin Bashi) an ƙirƙira shi don ƙwararrun masu saka hannun jari na ƙasa kuma ya cancanci masu karbar bashi bisa tsabar tsabar kuɗi kawai daga kayan abin da ake magana don tantance ƙimar haɗarin saka hannun jari.A yau, mun mai da hankali kan fahimtar ma'anar DSCR da kuma bayyana sirrin shirin DSCR daga mahangar zuba jarin jinginar gidaje.Na gaba, bari mu shiga cikin shirin DSCR.

Yadda za a lissafta DSCR?

Don lamunin jinginar gidaje, DSCR yana nufin rabon kuɗin hayar gida na wata-wata na gidan saka hannun jari zuwa jimillar kuɗaɗen gidaje (kamar babba, riba, harajin ƙasa, inshora da kuɗin gudanarwa (idan ba a yi wasu kashe kuɗi da gaske ba, za a rubuta shi azaman 0)).Ƙananan rabo, mafi girma haɗarin lamuni.Ana iya bayyana shi a cikin wadannan:

detail

Mu AAA Lendings yanzu muna ba da "Babu rabo DSCR" ga abokan cinikinmu, wanda ke nufin rabon na iya zama ƙasa zuwa "0".A cikin samfuran lamuni na al'ada, muna buƙatar kwatanta kuɗin da muke samu tare da PITIA na wata-wata (Ka'ida / Riba / Haraji / Inshorar / HOA) da sauran haƙƙoƙin gidan da aka jinginar don yanke shawarar ko lamunin zai iya cancanta.

DSCR

Menene DSCR?

Shin kun san yadda ake cancanci lamunin jinginar gida ba tare da wani bayanin aiki da kuɗin shiga ba?
Shin ba ku cancanta da lamunin jinginar gida na al'ada ba?
Shin kun san wane shirin lamuni shine samfur mafi sauƙi?
Kuna so ku san yadda ake amfani da takaddun da aka rage don cancantar lamuni?
Shin yana da wahala a gare ku don samun lamuni na gida a cikin masana'antar ku?

Muna ba da cikakkiyar shirin lamuni don gamsar da mahimman abubuwan da ke sama, wannan shine shirin DSCR, wanda shine mafi shaharar samfur mara-QM a cikin lamunin jinginar gida.

DSCR (Rashin Sabis ɗin Bashi) an ƙirƙira shi don ƙwararrun masu saka hannun jari na ƙasa kuma ya cancanci masu karbar bashi bisa tsabar tsabar kuɗi kawai daga kayan abin da ake magana don tantance ƙimar haɗarin saka hannun jari.A yau, mun mai da hankali kan fahimtar ma'anar DSCR da kuma bayyana sirrin shirin DSCR daga mahangar zuba jarin jinginar gidaje.Na gaba, bari mu shiga cikin shirin DSCR.

Menene fa'idodin shirin DSCR?

Babu rabo DSCR, samfurin lamuni wanda ba ya duba kudin shiga, ba shi da buƙatun samun kudin shiga na baƙi, saboda wannan samfurin lamuni bai ƙunshi lissafin DTI ba.Kuma mafi ƙarancin rabo na DSCR na iya zama ƙasa da 0. Ko da hayan gidan ya yi ƙasa, har yanzu muna iya yin shi!Wannan zaɓi ne mai kyau ga baƙi masu ƙarancin kuɗi ko ƙarin alhaki.

Bayan haka, ƴan ƙasashen waje suna karɓar wannan shirin kuma, musamman tare da visa F1.Idan kai baƙo ne, kuma ba za ka iya cancanta da lamunin lamuni na al'ada ba, tuntuɓe mu kuma sami yanayin lamunin ku.

Jagororin mu suna da sassauƙa kuma idan rancen ku yana da ma'ana za mu taimaka muku rufe shi da sauri.Muna da hanyar sadarwa mai santsi da sauri don lamunin da ba na QM ba, tuntuɓe mu idan kuna da buƙatu.

Kuna samun ƙarin kuɗi!Matsakaicin ƙaddamarwar mu don rufewa bai wuce makonni 3 ba kuma muna rufe ba tare da wahala ba.Ka yi tunanin yadda masu neman ku za su ƙaru.


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