Bayanin
Masu karɓar albashi kawai, waɗanda ba za su iya tafiya tare da lamunin lamuni na hukumar ba, kuma ba sa son samar da bambance-bambancen takaddun samun kudin shiga.
Cikakkun bayanai
1) Har zuwa $2.5M adadin lamuni;
2) SFRs, Raka'a 2-4, Gidajen Kwando, Gidajen Gari, da Gidajen Gida mara Garanti.
3) Max LTV 75%;
4) 620 ko mafi girma kiredit maki;
5) Babu MI (Inshorar jinginar gida);
6) rabon DTI-- Gaba 38%/ Baya 43%.
Menene shirin?
Shin kun taba haduwa da irin wannan harka?
Shin yanayin Mai ba da Lamuni ya sabunta biyan kuɗi akai-akai???
Shin mai ba da lamuni ya lissafta kudin shiga ya ce maka ba ka cancanci jinginar gida ba???
Shin kuna da wahalar nemo kwafin W2 ɗinku ko kuɗin kuɗi???
Mu AAA Lendings suna ba ku cikakken shirin mara-QM-- WVOE(Rubutun Tabbatar da Aiki).Idan masu karbar bashi sun sami daidaiton albashi ko albashi daga ma'aikaci don dawo da sabis ɗin da aka yi kuma ba su da ikon mallaka ko ƙasa da 25% sha'awar mallakar kasuwancin.
Masu karbar bashi suna karɓar madaidaicin albashi ko albashi daga ma'aikaci don dawowar sabis ɗin da aka yi kuma ba su da ikon mallaka ko ƙasa da 25% sha'awar mallakar kasuwancin.Ana iya dogara da ramuwa akan sa'a ɗaya, mako-mako, sati biyu, kowane wata, ko rabin wata.Idan kowane sa'a, adadin sa'o'in da aka tsara dole ne a magance.Kudin shiga da aka tabbatar dole ne a canza shi zuwa adadin dala kowane wata don amfani akan aikace-aikacen yau da kullun (FNMA Form 1003).Bisa ga shawarar mai rubutawa, ana iya buƙatar ƙarin takaddun samun kudin shiga
Menene fa'idar?
Don wannan shirin, mai ba da lamuni kawai yana buƙatar fom na WVOE don ƙididdige ƙwararrun kuɗin shiga, babu wasu takaddun kuɗin shiga da ake buƙata.Wannan yakamata ya zama mafi kyawun maɓalli na wannan shirin.Babu wani lamuni na hukumar da zai iya yin irin wannan shirin.Bayan haka, daban da sauran shirye-shirye, wannan shirin baya buƙatar kadarorin masu nema da yawa.Gabaɗaya, wannan kyakkyawan shiri ne ga masu karɓar bashi waɗanda ba za su iya yin lamunin hukuma ba.
Yadda za a lissafta?
- Yi amfani da albashin tushe (wani-wata, sati biyu, ko ƙimar sa'a kamar yadda YTD ke tallafawa) daga WVOE.
Misalai:
◦ Semi-wata-wata: Adadin rabin wata wanda aka ninka da 2 daidai da kudin shiga kowane wata.
◦ Sati-biyu: Adadin mako-mako wanda aka ninka da 26 an raba shi da 12 daidai da kudin shiga kowane wata.
◦ Malam ya biya watanni 9: Adadin wata ana ninka shi da wata 9 a raba da wata 12.
yayi daidai da samun cancantar shiga kowane wata.
Tunatar da ma'aikaci don cika fam ɗin WVOE, sannan mai ba da bashi zai ci gaba da lamuni cikin sauri.
