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Hayar hayar da ake samu shine dalilin da ya sa hauhawar farashin kaya ba ya raguwa?Wani sabon zagaye na gargadin hawan ruwa!

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10/21/2022

Me ya sa hauhawar farashin kayayyaki bai sauko ba?

A ranar Alhamis din da ta gabata, Ofishin Kididdiga na Ma'aikata ya fitar da bayanai don Satumba CPI.

 

CPI ya tashi 8.2% a kowace shekara a watan Satumba, idan aka kwatanta da 8.3% a baya, da 8.1% ana sa ran kasuwa;Babban hauhawar farashin kayayyaki CPI ya tashi 6.6% kowace shekara, idan aka kwatanta da 6.3% a baya.

Babban hauhawar farashin kayayyaki na CPI ya ragu tun lokacin da ya kai kololuwa a cikin watan Yunin bana, musamman saboda rage farashin makamashi, musamman na man fetur, amma kuma a sannu a hankali hauhawar kayayyaki.

Abin mamaki, duk da haka, babban mahimmancin hauhawar farashin kayayyaki CPI ya kai sabon matsayi na 40, yana tashi har tsawon watanni biyu a jere.

Babban abin da ke haifar da hauhawar farashin kayayyaki CPI shine hauhawar gidaje, wanda ya kai 6.6% a kowace shekara, matakin mafi girma tun lokacin da aka fara rikodin, da hauhawar haya, wanda kuma ya kai matsayi mai girma na 7.2%.

 

Ta yaya hayar hayar ke haifar da hauhawar farashin kayayyaki?

Bayan barkewar cutar ta 2020, kasuwar kadarorin ta fara “zagayowar hauka” saboda karancin ruwa, bukatuwar sadarwa, da hauhawar siyayyar gida ta Millennials.– A farkon wannan shekarar, farashin gidaje ya tashi da sama da kashi 20%.

Ko da yake ba a haɗa farashin gidaje a cikin lissafin CPI, hauhawar farashin gidaje ya haifar da farashin haya, kuma nauyin farashin haya a cikin CPI ya fi 30%, don haka farashin haya ya ci gaba da tashi kuma ya zama babban " jawo” don hauhawar farashin kayayyaki a halin yanzu.

Bugu da kari, kudin jinginar gidaje ya kusan “ ninka” duk shekara a sakamakon tsauraran manufofin bunkasa kudi na Tarayyar Tarayya, da hauhawar farashin gidaje na nuna alamun farko na canji.

A halin yanzu, yawancin masu siye suna zabar ɗaukar tsarin jira da gani saboda hauhawar farashin lamuni;Farashin gidaje ya fadi a wurare da dama, kuma da yawa masu son sayarwa ba sa gaggawar sayar da gidajensu, lamarin da ya kai ga durkushewar kasuwar gidaje.

Lokacin da mutane kaɗan suka sayi gidaje, ƙarin mutane suna haya su, suna ƙara haɓaka haya.

 

Yunƙurin hayar na iya yin kololuwa!

A cewar Watch Rent Index da Zillow ya buga, haɓakar hayan haya yana raguwa tsawon watanni da yawa a jere.

A tarihi, duk da haka, wannan fihirisar hayar tana son gaba da hayan gidaje a CPI da kusan watanni shida.

Wannan saboda Zillow yana la'akari ne kawai farashin sabbin hayoyin da aka sanya hannu a cikin wannan watan lokacin da ake duba ƙimar hayar, yayin da yawancin masu haya suka sanya hannu kan yarjejeniyar shekara ɗaya ko biyu akan ƙayyadadden farashi na kowane wata, don haka kididdigar CPI kuma ta haɗa da adadin haya. riga ya sanya hannu a baya.

Akwai takun saka tsakanin hayar kasuwa a halin yanzu da abin da mafi yawan masu haya ke biya, wanda shine dalilin da ya sa Ofishin Kididdiga na Ma'aikata ke ci gaba da bayar da rahoton hauhawar farashin gidaje.

Dangane da gogewa, ƙimar haɓakar hayar gidaje a cikin CPI zai fara raguwa a cikin kwata na 4 na wannan shekara.

Tare da hauhawar farashin haya wanda yayi nauyi sama da 30% a cikin CPI, rage jinkirin haɓaka hayar zai zama mabuɗin kawo babban hauhawar farashin kayayyaki.

 

Sabon gargadi na hauhawar farashin riba

Kamar yadda CPI ya nuna cewa hauhawar farashin kayayyaki har yanzu yana da zafi sosai, wannan kuma yana ƙarfafa tsammanin ƙarin haɓakar 75 bps a cikin Nuwamba (kusa da 100%);akwai ma hasashe na wani karin 75 bps a watan Disamba (wanda ake sa ran zai kai 69%).

furanni

Tushen hoto: https://www.cmegroup.com/trading/interest-rates/countdown-to-fomc.html

 

A ranar 12 ga Satumba, Fed ya saki mintuna na taron na Satumba, wanda ke nuna wani abu mai mahimmanci musamman - Fed yana kula da haɓaka ƙimar matakan ƙuntatawa ga tattalin arziki a cikin gajeren lokaci (wannan matakin ƙuntatawa dole ne ya kasance sama da 4%).wanda ya bayyana ainihin dalilin da ya sa Fed ya buƙaci tada rates don haka m a jere.

A wasu kalmomi, Fed zai haɓaka rates mahimmanci ta akalla wani maki 125 (75bp + 50bp) kafin ƙarshen shekara sannan kuma ya kula da wannan matakin ƙimar na ɗan lokaci a shekara mai zuwa.

furanni
furanni

Tushen hoto: CNBC

 

Je zuwa ranar alhamis, sabon sanarwar Freddie Mac ƙayyadaddun ƙayyadaddun ƙayyadaddun shekaru talatin ya karu zuwa 6.92%, matakinsa mafi girma tun daga 2002, kuma yawan kuɗin baitul na shekaru goma shima ya karye ta hanyar maɓalli na 4%.

Yun, babban masanin tattalin arziki na Kungiyar Masu Gaskiya ta Kasa (NAR), ya ce bisa ga wani bincike na fasaha, juriya ta gaba za ta kasance kashi 8.5% da zarar farashin lamuni na gida ya karya ta hanyar 7%.

 

Tare da sabon zagaye na haɓakar ƙima a sararin sama, yana da hikima don amfani da damar taga dama kuma tuntuɓi jami'in lamuni da wuri-wuri don kulle ƙananan ƙimar har yanzu.

Sanarwa: AAA LENDINGS ne ya gyara wannan labarin;Wasu daga cikin hotunan an ɗauke su ne daga Intanet, ba a wakilta matsayin wurin kuma ba za a sake buga su ba tare da izini ba.Akwai haɗari a kasuwa kuma zuba jari ya kamata a yi hankali.Wannan labarin bai ƙunshi shawarwarin saka hannun jari na sirri ba, kuma baya yin la'akari da takamaiman manufofin saka hannun jari, yanayin kuɗi ko bukatun masu amfani ɗaya.Masu amfani yakamata suyi la'akari ko duk wani ra'ayi, ra'ayi ko ƙarshe da ke ƙunshe a nan ya dace da yanayinsu na musamman.Zuba jari daidai da haɗarin ku.


Lokacin aikawa: Oktoba-22-2022