Mahimman kalmomi: DTI;Rabo
Matsakaicin bashi-zuwa-shigo (DTI) ma'aunin kuɗi ne na sirri wanda ke kwatanta biyan bashin mutum kowane wata zuwa babban kuɗin shiga na wata.Babban kuɗin shiga ku shine biyan ku kafin a fitar da haraji da sauran ragi.Matsakaicin bashi-zuwa-shigai shine adadin yawan kuɗin shiga na wata-wata wanda ke zuwa biyan bashin ku na wata-wata.
DTI=Jimlar Biyan Bashi/Bashi Na wata-wata
Idan kuna son neman lamunin lamuni, DTI ɗinku dole ne ƙasa da 50% ko ƙasa.Ga misali yana nuna yadda ake lissafin DTI ɗin ku:
Kudin John na wata-wata da kudin shiga sune kamar haka kuma zamu iya lissafin DTI -40%.
| Lissafi da kudin shiga | Adadin | Jimlar | DTI |
| jinginar gida | $1500 | $2720 | 2720/6800=40% |
| Harajin Dukiya | $480 | ||
| Inshorar mai gida | $80 | ||
| Hayar mota | $340 | ||
| Katin bashi | $320 | ||
| Babban Kudin shiga | $6800 | $6800 |
Lokacin aikawa: Janairu-20-2022