- Lamunin AAA HELOC - Cikakkun Lamuni na AAA:

Dubawa
Matsayi na HELOC.
Shirin HELOC shine Layin Kiredit na Gida. Index + Margin. Wa'adin Shekaru 30, Shekaru 10 I/O Lokacin Zana da Shekaru 20 na Amortization.
Cikakkun bayanai
1) Kamar katin kiredit mai iyaka
2) Babu Hukuncin Biyan Kuɗi
3) Babu Kudin Shekara
4) Primary & Na biyu gida cancanta
5) Raka'a 1 & Har zuwa 90% HCLTV
6) Matsakaicin adadin lamuni $ 350,000
7) Min. Farashin 680
8) Hakanan akwai Piggyback
* Fihirisar: Farashin jinginar gida na Firayim ya yi iyo tare da kasuwa.
Margin: Dangane da yanayin lamuni, Margin Min. 1%, Kafaffen.
Matsakaicin Matsayin Rayuwa: 18%.
Yawan Rayuwar bene: 2.5%.
Menene dalilin zabar wannan shirin?
Gabaɗaya, HELOC na iya zama zaɓi mai ban sha'awa ga masu ba da bashi a lokacin da yawancin samfuran riba ke ƙaruwa gabaɗaya.
Gabaɗaya Jagora
(1) Ƙididdigar bayanin kula + 2% P&I sama da shekaru 30 amortization azaman ƙimar cancanta.
(2) Kayayyaki/Kudi don Rufewa/Ajiye:
★Piggybacks: bi buƙatun farko
★Standalone: ba a buƙatar tabbatar da kadara idan mai karɓar bashi yana karɓar kuɗi (in ba haka ba a samar da aƙalla bayanan kadarar ruwa na wata ɗaya wanda ke nuna isassun kuɗi don rufewa)
(3)Kima/Kimanin Dukiya
Piggybacks: bi jagororin FNMA/FHLMC (dangane da nau'in ra'ayin AUS mai dacewa da aka bayar) sai dai AAA LENDINGS ba zai karɓi fa'idodin ƙima ba. Idan AUS ta ba da izinin yin watsi da kima, to a maimakon haka samar da: ①AVM da rahoton yanayin kadarori na waje (ciki har da hotuna) kwanan wata a cikin kwanaki 120 na kwanan wata ko ② kimantawa (zai iya zama tebur, dubawa na waje da / ko dubawa na ciki) wanda aka kammala ta mai lasisi/tabbataccen shedar kima na jihar da aka yi kwanan wata a cikin shekara guda na bayanin kula.
★Standalone: 1) AVM da na waje mafi ƙarancin yanayin yanayin kaddarorin (ciki har da hotuna) ko 2) kimantawa (zai iya zama tebur, dubawa na waje da/ko dubawar ciki) wanda ma'aikaci mai lasisi/jihar ƙwararrun kima ya cika kwanan watan a cikin shekara ɗaya na kwanan wata.
★Don iyakacin kuɗi> $250,000, cikakken FNMA 1004 ko FHLMC 70 tare da dubawa na ciki & na waje mai ɗauke da hotunan launi da ake buƙata.
(4) Ba za a iya riƙe taken da sunan amana ba.
(5) An ba da izinin POAs don kowane nau'in ciniki amma dole ne su rufe ma'amalar jingina ta 2 idan an yi amfani da su.
(6) Lamuni dole ne ya kasance a matsayi na biyu.
(7) Babu Kudin Shekara
(8) Leasehold bai cancanci ba
(9)Za'a biya a ranar 15 ga kowane wata
(10) 5% jinkirin kuɗi za a kimanta akan ranar biyan kuɗi + kwanaki 15 (sai dai idan akwai ƙarin ƙayyadaddun buƙatun jihar)
(11) Matsakaicin Matsakaicin Rayuwa: 18% ko matsakaicin jiha da bene na tsawon rayuwa 2.5%
(12)Babu Hukuncin Biyan Kuɗi.
Hotuna dalla-dalla samfurin:
Jagoran Samfuri masu alaƙa:
Lokacin ku yana da daraja, kuma muna girmama hakan. A AAA LENDINGS, mun himmatu don daidaita tsarin jinginar gida don adana lokaci da ƙoƙari. Aikace-aikacen mu na kan layi yana da sauƙin amfani kuma an tsara shi tare da jin daɗin ku. Kuna iya kammala aikace-aikacen a cikin takun ku, daga jin daɗin gidanku ko ofis. Mun san kuna da rayuwa mai cike da aiki, kuma muna da niyyar sanya tsarin jinginar gida ya zama mai ɗaukar hankali, inganci, da ceton lokaci. – AAA Lendings HELOC – AAA Lamuni , Samfurin zai ba da dama ga duk duniya, kamar: Nepal, Algeria, Uzbekistan, Kamfaninmu yanzu yana da sassan da yawa, kuma akwai ma'aikata sama da 20 a cikin kamfaninmu. Mun kafa kantin sayar da kayayyaki, dakin nunin kaya, da rumbun adana kayayyaki. A halin yanzu, mun yi rajistar alamar tamu. Mun tsaurara bincike don ingancin samfur.
By Debby daga Accra - 2017.12.19 11:10 Yana da matukar sa'a don saduwa da irin wannan mai samar da kayayyaki, wannan shine haɗin gwiwarmu mafi gamsuwa, Ina tsammanin za mu sake yin aiki!
Daga Anne daga Honduras - 2017.10.23 10:29 





