Karin Bayani na Shirin WVOE
7/6 ARM (5/1/5)
1) Ƙasashen waje da aka yarda;
2) Babu Paystub / W2 / dawowar haraji / 4506-C;
3) An ba da izinin kuɗi na kyauta;
4) Max.Adadin Lamuni $2M;
5) Max.LTV 70%;
6) Min.FICO 700.
* Idan FICO 680-699, da fatan za a kira don banda
Menene WVOE?
Shin mai ba ku mai ba da lamuni ya nemi sabuntawa akai-akai saboda sharuɗɗan rubutawa?
Shin mai ba da lamuni ya ƙididdige kuɗin shiga ya gaya muku cewa ba ku cancanci jinginar gida ba?
Shin ba ku sami damar nemo W2s ɗinku ko kuɗin biyan kuɗi ba?
Masu karbar bashi suna karɓar daidaitaccen albashi ko albashi daga ma'aikaci don dawowar sabis ɗin da aka yi kuma ba su da mallakar ko ƙasa da 25% sha'awar mallakar kasuwancin.Ana iya dogara da ramuwa akan sa'a ɗaya, mako-mako, sati biyu, kowane wata, ko rabin wata.Idan kowane sa'a, adadin sa'o'in da aka tsara dole ne a magance.Kudin shiga da aka tabbatar dole ne a canza shi zuwa adadin dala kowane wata don amfani akan aikace-aikacen yau da kullun (FNMA Form 1003).Bisa ga ra'ayin mai rubutawa, ana iya buƙatar ƙarin takaddun samun kudin shiga.
Amfanin WVOE
Babban abin da ke cikin wannan shirin shine saukinsa.Daftarin aiki kawai da ake buƙata don ƙididdige ƙwararrun kuɗin shiga ƙarƙashin wannan shirin shine fom ɗin WVOE.Wannan yana ba da tsari mafi sauƙaƙa da daidaitawa ga masu karɓar bashi tare da nuna ikon biya waɗanda wataƙila sun rasa ƙa'idodin tare da shirye-shiryen hukuma.
Yadda za a lissafta albashi?
- Yi amfani da albashin tushe (wani-wata, sati biyu, ko ƙimar sa'a kamar yadda YTD ke tallafawa) daga WVOE.
Misalai:
- Semi-wata-wata: Adadin rabin-wata wanda aka ninka da 2 daidai da kudin shiga kowane wata.
- Bi-mako: Adadin mako-mako wanda aka ninka da 26 an raba shi da 12 daidai da kudin shiga kowane wata.
- Malami ya biya na watanni 9: Adadin kowane wata ya ninka da watanni 9 a raba da watanni 12 daidai da samun kudin shiga na kowane wata.
Tunatar da ma'aikaci don cika fam ɗin WVOE, sannan mai ba da bashi zai ci gaba da lamuni cikin sauri.
