Cibiyar Samfura

Cikakken Bayani

AAA LENDINGS yana alfahari da shiga cikin al'umma da alhakin zamantakewa. Mun yi imanin cewa zama mai ba da lamuni mai alhaki yana nufin mayarwa ga al'ummomin da muke yi wa hidima. Ƙungiyarmu tana taka rawa sosai a cikin ayyukan agaji, tallafawa abubuwan gida, da haɓaka ilimin kuɗi. Ba mu kawai a cikin kasuwancin samar da lamuni ba; mun saka hannun jari don yin tasiri mai kyau ga rayuwar abokan cinikinmu da kuma al'ummomin da suke kira gida.Iyakokin Lamuni na Al'ada 2022,Masu Bayar Da Lamuni Na Gidan Ba-Qm Zafi,Jumbo Loan, A AAA LENDINGS, mun fahimci cewa zabar mai ba da lamuni shine yanke shawara mai mahimmanci. Shi ya sa muke yin nisan mil don sanya kwarewarku gayyata sosai. Muna ba da gidan yanar gizo mai sauƙin amfani tare da kewayawa mai sauƙi, yana tabbatar da cewa zaku iya samun damar mahimman bayanai ba tare da wahala ba. Za ku kuma sami kayan aiki masu taimako da albarkatu kamar na'urorin lissafin jinginar gida da saƙonnin bulogi masu ba da labari, waɗanda aka ƙera don ƙarfafa ku da ilimi da sanya tafiyar jinginar ku ta zama mai ɗaukar hankali da ilimantarwa.
- Lamunin AAA Babu n-QM DSCR (Rashin Sabis na Bashi) Shirin - Cikakkun Lamuni na AAA:

Mai taken -6

Dubawa

Samfurin mafi sauƙi a cikin nau'ikan shirye-shiryen da ba na QM ba.
Babu Kudin shiga/Babu Aiki/Babu Komawa Haraji.
Kadarorin zuba jari KAWAI.

Cikakkun bayanai

1) Har zuwa adadin lamuni na $2M;
2) Har zuwa 80% LTV;
3) maki 660 ko sama da haka;
4) Zai iya rufewa a cikin ƙungiyoyi;
5) Babu iyaka akan adadin kadarorin da aka kashe;
6) SFRs, 2-4 Raka'a, Condos, Townhomes, Condotels, da Marasa Garanti Condos suna samuwa.

Menene DSCR?

Shin kun san yadda ake cancanci lamunin jinginar gida ba tare da wani bayanin aiki da samun kuɗin shiga ba?
Shin ba ku cancanta da lamunin jinginar gida na al'ada ba?
Shin kun san wane shirin lamuni shine samfur mafi sauƙi?
Kuna so ku san yadda ake amfani da takaddun da aka rage don cancantar lamuni?
Shin yana da wahala a gare ku don samun lamuni na gida a cikin masana'antar ku?

Muna ba da cikakkiyar shirin lamuni don gamsar da mahimman abubuwan da ke sama, wannan shine shirin DSCR, wanda shine mafi shaharar samfur mara-QM a cikin lamunin jinginar gida.

DSCR (Rashin Sabis ɗin Bashi) an ƙirƙira shi don ƙwararrun masu saka hannun jari na ƙasa kuma ya cancanci masu ba da bashi dangane da kwararar kuɗaɗe kawai daga kadarorin batun don tantance ƙimar haɗarin saka hannun jari. A yau, mun mai da hankali kan fahimtar ma'anar DSCR da kuma bayyana sirrin shirin DSCR daga mahangar zuba jarin jinginar gidaje. Na gaba, bari mu shiga cikin shirin DSCR.

Yadda za a lissafta DSCR?

Don lamunin jinginar gidaje, DSCR tana nufin rabon kuɗin haya na wata-wata na gidan saka hannun jari zuwa jimillar kuɗaɗen gidaje (kamar babba, riba, harajin ƙasa, inshora da kuɗin gudanarwa (idan ba a yi wasu kashe kuɗi da gaske ba, za a rubuta shi azaman 0)). Ƙananan rabo, mafi girma hadarin rance. Ana iya bayyana shi a cikin wadannan:

daki-daki

Muna ba da "Babu rabo DSCR" ga abokan cinikinmu, wanda ke nufin rabon zai iya zama ƙasa zuwa "0" A cikin samfuran lamuni na yau da kullun, muna buƙatar kwatanta kuɗin shiga da PITIA (Principle/ Interest/Tax/ Insurance/HOA) na wata-wata da sauran lamuni na gidan jingina don yanke shawarar ko lamunin zai iya cancanta.

Farashin DSCR

Fa'idodin DSCR

Babu rabo DSCR, samfurin lamuni wanda ba ya tabbatar da samun kudin shiga, ba shi da buƙatun samun kudin shiga na mai ba da bashi, saboda wannan samfurin lamuni bai ƙunshi lissafin DTI ba. Kuma mafi ƙarancin rabo na DSCR na iya zama ƙasa da 0. Ko da hayan gidan ya yi ƙasa, za mu iya yin shi! Wannan kyakkyawan zaɓi ne ga mai ba da bashi tare da ƙarancin kuɗi ko ƙarin alhaki.

Bayan haka, ana karɓar baƙi na ƙasashen waje don wannan shirin kuma, musamman tare da visa F1. Idan kai baƙo ne, kuma ba za ka iya cancanta da lamunin lamuni na al'ada ba, tuntuɓe mu kuma sami yanayin lamunin ku.

Jagororin mu suna da sassauƙa kuma idan rancen ku yana da ma'ana, za mu taimaka muku rufe shi da sauri. Muna da hanyar sadarwa mai santsi da sauri don lamunin da ba na QM ba, tuntuɓe mu idan kuna da buƙatu.


Hotuna dalla-dalla samfurin:

- Bayar da Lamuni na AAA Babu n-QM DSCR (Rashin Sabis na Bashi) Shirin Bashi - Hotunan Lamuni na AAA


Jagoran Samfuri masu alaƙa:

Alƙawarinmu na nuna gaskiya ya wuce matakan farko na tsarin jinginar gida. Muna tabbatar da cewa kuna da cikakkiyar fahimta game da sharuɗɗan jinginar ku, gami da ƙimar riba, kudade, da farashin rufewa. Babu abubuwan mamaki a ranar rufewa. Mun sadaukar da mu don samar muku da madaidaiciyar bayani, ba tare da jargon ba, ta yadda za ku iya shiga cikin kwarin gwiwa a fannin kuɗi na siyan gida ko sake kuɗaɗen ku. – AAA Lendings Babu n-QM DSCR (Bashi Sabis Coverage Ratio) Shirin - AAA Lamuni , Samfurin zai ba da kyauta ga duk faɗin duniya, kamar: Afirka ta Kudu, Italiya, Madrid, Mun bi gaskiya, ingantaccen, m nasara-nasara gudu manufa da kuma mutane-daidaitacce kasuwanci falsafar. Kyakkyawan inganci, farashi mai ma'ana da gamsuwar abokin ciniki koyaushe ana bin su! Idan kuna sha'awar abubuwan mu, kawai gwada tuntuɓar mu don ƙarin cikakkun bayanai!
  • Kamfanin yana da suna mai kyau a cikin wannan masana'antar, kuma a ƙarshe ya nuna cewa zabar su zabi ne mai kyau.
    Taurari 5By Olivia daga Argentina - 2018.12.10 19:03
    Wakilin sabis na abokin ciniki ya bayyana daki-daki, halin sabis yana da kyau sosai, ba da amsa ya dace sosai kuma cikakke, sadarwa mai farin ciki! Muna fatan samun damar yin hadin gwiwa.
    Taurari 5Daga Federico Michael Di Marco daga Bulgaria - 2018.07.26 16:51