Cibiyar Samfura

Cikakken Bayani

Ilimin abokin ciniki shine ginshiƙin manufar AAA LENDINGS. Mun yi imanin cewa mai ba da bashi da aka sani shi ne mai ba da bashi. Shi ya sa muke yin nisan mil don samar da albarkatun ilimi da jagora don taimaka muku kewaya rikitattun tsarin jinginar gida. Ƙungiyarmu ta sadaukar da kai don amsa tambayoyinku, yin bayanin ƙulla-ƙulla na ƙimar riba, zaɓuɓɓukan lamuni, da ƙari, tabbatar da cewa kun yanke shawara mai kyau. Ilimin kuɗaɗen ku da amincinku sun shafe mu.Zillow Mai ba da Lamuni,Jerin Masu Ba da Lamuni Mafi Girma,Lamunin jinginar gida mai sauƙi, An kafa shi a cikin 2007, AAA LENDINGS fitaccen mai ba da lamuni ne mai ba da lamuni mai fa'ida tare da ɗimbin tarihin da ya wuce shekaru 15. Mun sami shahara don sadaukarwarmu ta yau da kullun don samar da sabis na musamman da aminci a cikin duniyar lamuni ta jinginar gida. Babban fayil ɗin ba da lamuni namu shaida ce ga ƙwarewarmu da iyawarmu, tare da ba da lamuni mai ban mamaki da ya wuce dala biliyan 20. A cikin shekaru da yawa, wannan ƙarfin kuɗi ya ba mu damar taimaka wa iyalai kusan 50,000 don cimma burinsu na rance, da sa mafarkin mallakar gida ya zama gaskiya.
- Shirin Ba da Lamuni na AAA Mara-QM DSCR (Rashin Sabis na Bashi) - Cikakken Lamuni na AAA:

Mai taken -6

Dubawa

DSCR (Rashin Rufe Sabis na Bashi).

Wannan shi ne mafi sauƙin shiri a tsakanin duk shirye-shiryen da ba na QM ba.

Ba a buƙatar samun shiga/ Matsayin Aiki/ Dawowar Haraji.

Fahimtar Shirin

1) Adadin Lamuni har zuwa $2M;
2) Har zuwa 75% LTV;
3) 660 ko mafi girma Kiredit Score;
4) Yana iya rufewa a cikin ƙungiyoyi;
5) Babu iyaka akan adadin kadarorin da aka kashe;
6) SFRs, 2-4 Raka'a, Condos, Townhomes, Condotels, da Marasa Garanti Condos suna samuwa.

Menene DSCR?

Shin kun san yadda ake cancanci lamunin jinginar gida ba tare da wani bayanin aiki da samun kuɗin shiga ba?
Shin ba ku cancanta da lamunin jinginar gida na al'ada ba?
Shin kun san wane shirin lamuni shine samfur mafi sauƙi?
Kuna so ku san yadda ake amfani da takaddun da aka rage don cancantar lamuni?
Shin yana da wahala a gare ku don samun lamuni na gida a cikin masana'antar ku?

Muna ba da cikakkiyar shirin lamuni don gamsar da mahimman abubuwan da ke sama - shirin DSCR. Shi ne mafi mashahurin samfuran da ba na QM ba a cikin lamunin jinginar gida.

DSCR (Rashin Sabis ɗin Bashi) an ƙirƙira shi don ƙwararrun masu saka hannun jari na ƙasa kuma ya cancanci masu ba da bashi dangane da kwararar kuɗaɗe kawai daga kadarorin batun don tantance ƙimar haɗarin saka hannun jari. A yau, mun mai da hankali kan fahimtar ma'anar DSCR da kuma bayyana sirrin shirin DSCR daga mahangar zuba jarin jinginar gidaje.

Yadda za a lissafta DSCR?

Don lamunin jinginar gidaje, DSCR tana nufin rabon kuɗin haya na wata-wata na gidan saka hannun jari zuwa jimillar kuɗaɗen gidaje (kamar babba, riba, harajin ƙasa, inshora da kuɗin gudanarwa (idan ba a yi wasu kashe kuɗi da gaske ba, za a rubuta shi azaman 0)). Ƙananan rabo, mafi girma hadarin rance. Ana iya bayyana shi a cikin wadannan:

daki-daki

Muna ba da "Babu rabo DSCR" ga abokan cinikinmu, wanda ke nufin rabon zai iya zama ƙasa zuwa "0" A cikin samfuran lamuni na yau da kullun, muna buƙatar kwatanta kuɗin shiga da PITIA (Principle/ Interest/Tax/ Insurance/HOA) na wata-wata da sauran lamuni na gidan jingina don yanke shawarar ko lamunin zai iya cancanta.

Farashin DSCR

Fa'idodin DSCR

Babu rabo DSCR, samfurin lamuni wanda baya tabbatar da samun kudin shiga, ba shi da buƙatun samun kudin shiga na mai ba da bashi saboda bai ƙunshi lissafin DTI ba. Kuma mafi ƙarancin rabo na DSCR zai iya zama ƙasa da 0. Ko da kuɗin haya yana da ƙasa, har yanzu muna iya yin shi! Wannan zabi ne mai kyau ga masu karbar bashi tare da ƙananan kudin shiga ko ƙarin alhaki.

Bayan haka, ana karɓar baƙi na ƙasashen waje don wannan shirin kuma, musamman tare da visa F1. Idan kai baƙo ne, kuma ba za ka iya cancanta da lamunin lamuni na al'ada ba, tuntuɓe mu kuma sami yanayin lamunin ku.


Hotuna dalla-dalla samfurin:

- Shirin Ba da Lamuni na AAA Mara-QM DSCR (Rashin Sabis na Bashi) Shirin Bashi - AAA Lamuni dalla-dalla hotuna


Jagoran Samfuri masu alaƙa:

A AAA LENDINGS, mun yi imani da ba da baya ga abokan cinikinmu masu daraja. Shi ya sa muke ba da shirin aminci wanda zai ba ku ladan amincewa da haɗin gwiwa tare da mu. An tsara shirin mu na aminci don ci gaba da kasancewa tare da ku, yana ba da fa'idodi na musamman da rangwame ga abokan cinikinmu masu dawowa. An gane sadaukarwar ku ga AAA LENDINGS kuma an sami lada, kuma muna ƙoƙarin sanya ci gaba da sha'awar ku ga ayyukanmu ya zama gwaninta mai lada. – AAA Lendings Non-QM DSCR (Bashi Sabis Coverage Ratio) Shirin - AAA Lamuni , Samfurin zai samar wa duk faɗin duniya, kamar: Cannes, Makka, Faransanci, Su ne sturdy modeling da kuma inganta yadda ya kamata a duk faɗin duniya. Kada ku taɓa ɓacewa manyan ayyuka cikin sauri, dole ne ku sami kyakkyawan inganci. Jagorar da ka'idar Prudence, Inganci, Ƙungiyar da Innovation. kamfanin. Yi ƙoƙari mai kyau don faɗaɗa kasuwancinta na duniya, haɓaka ƙungiyarsa. rofit da ɗaga sikelin fitar da shi. Muna da tabbacin cewa za mu sami kyakkyawan fata kuma za a rarraba mu a duk faɗin duniya a cikin shekaru masu zuwa.
  • Ingancin samfurin yana da kyau, tsarin tabbatar da ingancin ya cika, kowane hanyar haɗi na iya yin tambaya da warware matsalar akan lokaci!
    Taurari 5By Polly daga Saudi Arabia - 2017.06.22 12:49
    Ma'aikatan sabis na abokin ciniki suna da haƙuri sosai kuma suna da halaye masu kyau da ci gaba ga sha'awarmu, don mu iya samun cikakkiyar fahimtar samfurin kuma a ƙarshe mun cimma yarjejeniya, godiya!
    Taurari 5By Odelette daga Bahrain - 2018.12.11 14:13