Cibiyar Samfura

Cikakken Bayani

Yayin da masu ba da lamuni da yawa sun iyakance ikonsu, muna ci gaba da faɗaɗa kasancewarmu a cikin jihohi daban-daban, muna ba masu bashi hidima a cikin jihohi 45, gami da wasu kasuwanni masu ƙarfi kamar California da Texas. Faɗin isar da mu yana ba mu damar fahimta da daidaitawa ga ɓangarorin yanki, tabbatar da cewa abokan cinikinmu a jihohi daban-daban sun sami tallafi na gida yayin da har yanzu suna cin gajiyar ƙwarewarmu ta ƙasa baki ɗaya.Jumbo Loan,Mafi kyawun Mai Ba da Lamuni,Gida na Farko, Lokacin da yazo ga gamsuwar abokin ciniki, ba mu kawai saduwa da tsammanin ba; mun wuce su. Ƙungiyarmu ta himmatu wajen ba da tallafi mara misaltuwa a duk lokacin tafiyar jinginar ku. Muna ba wa jami'an lamuni da aka keɓe waɗanda ke da damar samun dama kuma masu lura, suna tabbatar da samun taimako na keɓaɓɓen daga binciken farko zuwa teburin rufewa. Mun yi imanin cewa ta hanyar yin nisan mil da isar da sabis na musamman, ba wai kawai muna jan hankalin abokan cinikinmu ba amma muna riƙe gamsuwar abokan ciniki waɗanda suka zama manyan masu ba da shawara.
- Shirin Ba da Lamuni na AAA Mara-QM DSCR (Rashin Sabis na Bashi) - Cikakken Lamuni na AAA:

Mai taken -6

Dubawa

DSCR (Rashin Rufe Sabis na Bashi).

Wannan shi ne mafi sauƙin shiri a tsakanin duk shirye-shiryen da ba na QM ba.

Ba a buƙatar samun shiga/ Matsayin Aiki/ Dawowar Haraji.

Fahimtar Shirin

1) Adadin Lamuni har zuwa $2M;
2) Har zuwa 75% LTV;
3) 660 ko mafi girma Kiredit Score;
4) Yana iya rufewa a cikin ƙungiyoyi;
5) Babu iyaka akan adadin kadarorin da aka kashe;
6) SFRs, 2-4 Raka'a, Condos, Townhomes, Condotels, da Marasa Garanti Condos suna samuwa.

Menene DSCR?

Shin kun san yadda ake cancanci lamunin jinginar gida ba tare da wani bayanin aiki da samun kuɗin shiga ba?
Shin ba ku cancanta da lamunin jinginar gida na al'ada ba?
Shin kun san wane shirin lamuni shine samfur mafi sauƙi?
Kuna so ku san yadda ake amfani da takaddun da aka rage don cancantar lamuni?
Shin yana da wahala a gare ku don samun lamuni na gida a cikin masana'antar ku?

Muna ba da cikakkiyar shirin lamuni don gamsar da mahimman abubuwan da ke sama - shirin DSCR. Shi ne mafi mashahurin samfuran da ba na QM ba a cikin lamunin jinginar gida.

DSCR (Rashin Sabis ɗin Bashi) an ƙirƙira shi don ƙwararrun masu saka hannun jari na ƙasa kuma ya cancanci masu ba da bashi dangane da kwararar kuɗaɗe kawai daga kadarorin batun don tantance ƙimar haɗarin saka hannun jari. A yau, mun mai da hankali kan fahimtar ma'anar DSCR da kuma bayyana sirrin shirin DSCR daga mahangar zuba jarin jinginar gidaje.

Yadda za a lissafta DSCR?

Don lamunin jinginar gidaje, DSCR tana nufin rabon kuɗin haya na wata-wata na gidan saka hannun jari zuwa jimillar kuɗaɗen gidaje (kamar babba, riba, harajin ƙasa, inshora da kuɗin gudanarwa (idan ba a yi wasu kashe kuɗi da gaske ba, za a rubuta shi azaman 0)). Ƙananan rabo, mafi girma hadarin rance. Ana iya bayyana shi a cikin wadannan:

daki-daki

Muna ba da "Babu rabo DSCR" ga abokan cinikinmu, wanda ke nufin rabon zai iya zama ƙasa zuwa "0" A cikin samfuran lamuni na yau da kullun, muna buƙatar kwatanta kuɗin shiga da PITIA (Principle/ Interest/Tax/ Insurance/HOA) na wata-wata da sauran lamuni na gidan jingina don yanke shawarar ko lamunin zai iya cancanta.

Farashin DSCR

Fa'idodin DSCR

Babu rabo DSCR, samfurin lamuni wanda baya tabbatar da samun kudin shiga, ba shi da buƙatun samun kudin shiga na mai ba da bashi saboda bai ƙunshi lissafin DTI ba. Kuma mafi ƙarancin rabo na DSCR zai iya zama ƙasa da 0. Ko da kuɗin haya yana da ƙasa, har yanzu muna iya yin shi! Wannan zabi ne mai kyau ga masu karbar bashi tare da ƙananan kudin shiga ko ƙarin alhaki.

Bayan haka, ana karɓar baƙi na ƙasashen waje don wannan shirin kuma, musamman tare da visa F1. Idan kai baƙo ne, kuma ba za ka iya cancanta da lamunin lamuni na al'ada ba, tuntuɓe mu kuma sami yanayin lamunin ku.


Hotuna dalla-dalla samfurin:

- Shirin Ba da Lamuni na AAA Mara-QM DSCR (Rashin Sabis na Bashi) Shirin Bashi - AAA Lamuni dalla-dalla hotuna


Jagoran Samfuri masu alaƙa:

Lokacin ku yana da daraja, kuma muna girmama hakan. A AAA LENDINGS, mun himmatu don daidaita tsarin jinginar gida don adana lokaci da ƙoƙari. Aikace-aikacen mu na kan layi yana da sauƙin amfani kuma an tsara shi tare da jin daɗin ku. Kuna iya kammala aikace-aikacen a cikin takun ku, daga jin daɗin gidanku ko ofis. Mun san kuna da rayuwa mai cike da aiki, kuma muna da niyyar sanya tsarin jinginar gida ya zama mai ɗaukar hankali, inganci, da ceton lokaci. – AAA Lendings Non-QM DSCR (Bashi Service Coverage Ratio) Shirin – AAA Lamuni , The samfurin zai bayar ga ko'ina cikin duniya, kamar: Kuala Lumpur, Girkanci, Malta, A lokacin a cikin shekaru 11, Mun halarci fiye da 20 nune-nunen, samun mafi girma yabo daga kowane abokin ciniki. Kamfaninmu yana ba da wannan abokin ciniki da farko kuma ya himmatu don taimaka wa abokan ciniki fadada kasuwancin su, ta yadda za su zama Babban Boss!
  • Irin nau'in samfurin ya cika, inganci mai kyau da mara tsada, bayarwa yana da sauri kuma sufuri yana da tsaro, yana da kyau sosai, muna farin cikin haɗin gwiwa tare da kamfani mai daraja!
    Taurari 5By Girmama daga Madrid - 2017.04.28 15:45
    Mun tsunduma a cikin wannan masana'antu shekaru da yawa, muna godiya da halin aiki da kuma samar da iya aiki na kamfanin, wannan shi ne mai daraja da kuma sana'a manufacturer.
    Taurari 5Daga Ivan daga Mongolia - 2017.08.21 14:13