- Shirin Ba da Lamuni na AAA Mara-QM DSCR (Rashin Sabis na Bashi) - Cikakken Lamuni na AAA:
Dubawa
DSCR (Rashin Rufe Sabis na Bashi).
Wannan shi ne mafi sauƙin shiri a tsakanin duk shirye-shiryen da ba na QM ba.
Ba a buƙatar samun shiga/ Matsayin Aiki/ Dawowar Haraji.
Fahimtar Shirin
1) Adadin Lamuni har zuwa $2M;
2) Har zuwa 75% LTV;
3) 660 ko mafi girma Kiredit Score;
4) Yana iya rufewa a cikin ƙungiyoyi;
5) Babu iyaka akan adadin kadarorin da aka kashe;
6) SFRs, 2-4 Raka'a, Condos, Townhomes, Condotels, da Marasa Garanti Condos suna samuwa.
Menene DSCR?
Shin kun san yadda ake cancanci lamunin jinginar gida ba tare da wani bayanin aiki da samun kuɗin shiga ba?
Shin ba ku cancanta da lamunin jinginar gida na al'ada ba?
Shin kun san wane shirin lamuni shine samfur mafi sauƙi?
Kuna so ku san yadda ake amfani da takaddun da aka rage don cancantar lamuni?
Shin yana da wahala a gare ku don samun lamuni na gida a cikin masana'antar ku?
Muna ba da cikakkiyar shirin lamuni don gamsar da mahimman abubuwan da ke sama - shirin DSCR. Shi ne mafi mashahurin samfuran da ba na QM ba a cikin lamunin jinginar gida.
DSCR (Rashin Sabis ɗin Bashi) an ƙirƙira shi don ƙwararrun masu saka hannun jari na ƙasa kuma ya cancanci masu ba da bashi dangane da kwararar kuɗaɗe kawai daga kadarorin batun don tantance ƙimar haɗarin saka hannun jari. A yau, mun mai da hankali kan fahimtar ma'anar DSCR da kuma bayyana sirrin shirin DSCR daga mahangar zuba jarin jinginar gidaje.
Yadda za a lissafta DSCR?
Don lamunin jinginar gidaje, DSCR tana nufin rabon kuɗin haya na wata-wata na gidan saka hannun jari zuwa jimillar kuɗaɗen gidaje (kamar babba, riba, harajin ƙasa, inshora da kuɗin gudanarwa (idan ba a yi wasu kashe kuɗi da gaske ba, za a rubuta shi azaman 0)). Ƙananan rabo, mafi girma hadarin rance. Ana iya bayyana shi a cikin wadannan:
Muna ba da "Babu rabo DSCR" ga abokan cinikinmu, wanda ke nufin rabon zai iya zama ƙasa zuwa "0" A cikin samfuran lamuni na yau da kullun, muna buƙatar kwatanta kuɗin shiga da PITIA (Principle/ Interest/Tax/ Insurance/HOA) na wata-wata da sauran lamuni na gidan jingina don yanke shawarar ko lamunin zai iya cancanta.
Fa'idodin DSCR
Babu rabo DSCR, samfurin lamuni wanda baya tabbatar da samun kudin shiga, ba shi da buƙatun samun kudin shiga na mai ba da bashi saboda bai ƙunshi lissafin DTI ba. Kuma mafi ƙarancin rabo na DSCR zai iya zama ƙasa da 0. Ko da kuɗin haya yana da ƙasa, har yanzu muna iya yin shi! Wannan zabi ne mai kyau ga masu karbar bashi tare da ƙananan kudin shiga ko ƙarin alhaki.
Bayan haka, ana karɓar baƙi na ƙasashen waje don wannan shirin kuma, musamman tare da visa F1. Idan kai baƙo ne, kuma ba za ka iya cancanta da lamunin lamuni na al'ada ba, tuntuɓe mu kuma sami yanayin lamunin ku.
Hotuna dalla-dalla samfurin:
Jagoran Samfuri masu alaƙa:
Kewaya shimfidar lamuni na iya zama mai rikitarwa, amma AAA LENDINGS yana sauƙaƙa aikin, yana mai da shi shiga kuma mara damuwa. Muna ba da tsarin tattara daftari bayyananne kuma taƙaitacce, yana ba ku damar loda takaddun da ake buƙata cikin sauƙi akan layi. Muna sane da cewa lokacinku yana da mahimmanci, kuma ta hanyar sanya tsarin ya fi sauƙi, muna ba ku himma sosai da sarrafa tafiyar jinginar ku. – AAA Lendings Non-QM DSCR (Bashi Sabis Coverage Ratio) Shirin – AAA Lamuni , The samfurin zai bayar ga ko'ina cikin duniya, kamar: Indonesia, San Diego, Serbia, Bayan da akwai kuma sana'a samar da kuma management , ci-gaba samar da kayan aiki don tabbatar da ingancin mu da kuma bayarwa lokaci , mu kamfanin biye da ka'idar mai kyau bangaskiya, high quality-da high-effici. Muna ba da garantin cewa kamfaninmu zai yi ƙoƙarin ƙoƙarinmu don rage farashin siyan abokin ciniki, rage lokacin siye, ingancin samfuran barga, haɓaka gamsuwar abokan ciniki da cimma yanayin nasara-nasara.
By bangaskiya daga Bulgaria - 2017.06.29 18:55 Wannan kamfani ya dace da buƙatun kasuwa kuma yana shiga cikin gasar kasuwa ta hanyar samfuransa masu inganci, wannan kamfani ne da ke da ruhin Sinawa.
By Alice daga Durban - 2018.09.19 18:37 
