Wholesale - AAA Lamuni Mara-QM DSCR (Rashin Sabis na Bashi) Shirin Bashi - Mai ba da lamuni na AAA da mai saka jari

Cikakken Bayani

A cikin duniyar ba da lamuni, samun dama shine mabuɗin. An tsara dandalin jinginar mu na dijital tare da jin daɗin ku. Kuna iya neman jinginar gida, loda takardu, da bin diddigin ci gaban lamunin ku akan layi, duk daga jin daɗin gidan ku. Mun ƙirƙiri ƙwarewar dijital mai jan hankali wacce ke ba ku iko, tabbatar da cewa zaku iya sarrafa aikace-aikacen jinginar ku a cikin takun ku, 24/7.Dillalin jinginar gida Vs Bank,Babban Jagorar Masu Ba da Lamuni na Scotsman,Yankin Bayar da Lamuni a Bay, A AAA LENDINGS, mun tsaya daga taron masu ba da lamuni ta hanyar ba da fifiko ga sassauci da daidaitawa a cikin tsarinmu. Mun fahimci cewa yanayin kuɗi na kowane mai lamuni na musamman ne, kuma muna da cikakkiyar kayan aiki don kera ingantattun mafita waɗanda ke biyan takamaiman bukatunku. Ko kai mai siyan gida ne na farko, mai saka hannun jari na ƙasa, ko neman sake kuɗi, ƙungiyar ƙwararrun mu tana nan don jagorantar ku ta cikin ɓarna na tsarin jinginar gida. Mun yi imanin cewa ba da lamuni na jinginar gida bai kamata ya zama aikin da ya dace ba, kuma shine abin da ya bambanta mu.

- Shirin Ba da Lamuni na AAA Mara-QM DSCR (Rashin Sabis na Bashi) - Cikakken Lamuni na AAA:

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Dubawa

DSCR (Rashin Rufe Sabis na Bashi).

Wannan shi ne mafi sauƙin shiri a tsakanin duk shirye-shiryen da ba na QM ba.

Ba a buƙatar samun shiga/ Matsayin Aiki/ Dawowar Haraji.

Fahimtar Shirin

1) Adadin Lamuni har zuwa $2M;
2) Har zuwa 80% LTV;
3) 660 ko mafi girma Kiredit Score;
4) Yana iya rufewa a cikin ƙungiyoyi;
5) Babu iyaka akan adadin kadarorin da aka kashe;
6) SFRs, 2-4 Raka'a, Condos, Townhomes, Condotels, da Marasa Garanti Condos suna samuwa.

Menene DSCR?

Shin kun san yadda ake cancanci lamunin jinginar gida ba tare da wani bayanin aiki da samun kuɗin shiga ba?
Shin ba ku cancanta da lamunin jinginar gida na al'ada ba?
Shin kun san wane shirin lamuni shine samfur mafi sauƙi?
Kuna so ku san yadda ake amfani da takaddun da aka rage don cancantar lamuni?
Shin yana da wahala a gare ku don samun lamuni na gida a cikin masana'antar ku?

Muna ba da cikakkiyar shirin lamuni don gamsar da mahimman abubuwan da ke sama - shirin DSCR. Shi ne mafi mashahurin samfuran da ba na QM ba a cikin lamunin jinginar gida.

DSCR (Rashin Sabis ɗin Bashi) an ƙirƙira shi don ƙwararrun masu saka hannun jari na ƙasa kuma ya cancanci masu ba da bashi dangane da kwararar kuɗaɗe kawai daga kadarorin batun don tantance ƙimar haɗarin saka hannun jari. A yau, mun mai da hankali kan fahimtar ma'anar DSCR da kuma bayyana sirrin shirin DSCR daga mahangar zuba jarin jinginar gidaje.

Yadda za a lissafta DSCR?

Don lamunin jinginar gidaje, DSCR tana nufin rabon kuɗin haya na wata-wata na gidan saka hannun jari zuwa jimillar kuɗaɗen gidaje (kamar babba, riba, harajin ƙasa, inshora da kuɗin gudanarwa (idan ba a yi wasu kashe kuɗi da gaske ba, za a rubuta shi azaman 0)). Ƙananan rabo, mafi girma hadarin rance. Ana iya bayyana shi a cikin wadannan:

daki-daki

Muna ba da "Babu rabo DSCR" ga abokan cinikinmu, wanda ke nufin rabon zai iya zama ƙasa zuwa "0" A cikin samfuran lamuni na yau da kullun, muna buƙatar kwatanta kuɗin shiga da PITIA (Principle/ Interest/Tax/ Insurance/HOA) na wata-wata da sauran lamuni na gidan jingina don yanke shawarar ko lamunin zai iya cancanta.

Farashin DSCR

Fa'idodin DSCR

Babu rabo DSCR, samfurin lamuni wanda baya tabbatar da samun kudin shiga, ba shi da buƙatun samun kudin shiga na mai ba da bashi saboda bai ƙunshi lissafin DTI ba. Kuma mafi ƙarancin rabo na DSCR zai iya zama ƙasa da 0. Ko da kuɗin haya yana da ƙasa, har yanzu muna iya yin shi! Wannan zabi ne mai kyau ga masu karbar bashi tare da ƙananan kudin shiga ko ƙarin alhaki.

Bayan haka, ana karɓar baƙi na ƙasashen waje don wannan shirin kuma, musamman tare da visa F1. Idan kai baƙo ne, kuma ba za ka iya cancanta da lamunin lamuni na al'ada ba, tuntuɓe mu kuma sami yanayin lamunin ku.

Hotuna dalla-dalla samfurin:

Jagoran Samfuri masu alaƙa:

AAA LENDINGS yana alfahari da shiga cikin al'umma da alhakin zamantakewa. Mun yi imanin cewa zama mai ba da lamuni mai alhaki yana nufin mayarwa ga al'ummomin da muke yi wa hidima. Ƙungiyarmu tana taka rawa sosai a cikin ayyukan agaji, tallafawa abubuwan gida, da haɓaka ilimin kuɗi. Ba mu kawai a cikin kasuwancin samar da lamuni ba; mun saka hannun jari don yin tasiri mai kyau ga rayuwar abokan cinikinmu da kuma al'ummomin da suke kira gida. - AAA Lendings Non-QM DSCR (Bashi Sabis Coverage Ratio) Shirin - AAA Lamuni , Samfurin zai ba da kyauta ga ko'ina cikin duniya, kamar: Accra, Nepal, Montreal , Kayan aikin mu na ci gaba, kyakkyawan gudanarwa mai kyau, bincike da haɓakawa ya sa farashin mu ya ragu. Farashin da muke bayarwa bazai zama mafi ƙasƙanci ba, amma muna ba da tabbacin yana da cikakkiyar gasa! Barka da zuwa tuntuɓar mu nan da nan don dangantakar kasuwanci ta gaba da nasarar juna!

- AAA Lamuni

Halin haɗin gwiwar mai bayarwa yana da kyau sosai, ya fuskanci matsaloli daban-daban, koyaushe yana shirye ya ba mu hadin kai, a gare mu a matsayin Allah na gaske.
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