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Cibiyar Samfura

Cikakken Bayani

AAA LENDINGS yana alfahari da shiga cikin al'umma da alhakin zamantakewa. Mun yi imanin cewa zama mai ba da lamuni mai alhaki yana nufin mayarwa ga al'ummomin da muke yi wa hidima. Ƙungiyarmu tana taka rawa sosai a cikin ayyukan agaji, tallafawa abubuwan gida, da haɓaka ilimin kuɗi. Ba mu kawai a cikin kasuwancin samar da lamuni ba; mun saka hannun jari don yin tasiri mai kyau ga rayuwar abokan cinikinmu da kuma al'ummomin da suke kira gida.Kwatanta Baron Lamuni,Dillalin Lamuni Don Mummunar Kiredit,Ayyukan Mai Ba da Lamuni na Kasuwanci, Daya daga mu flagship hadayu ne mu 'Non-QM' aro kayayyakin, kuma muna daukar babban girman kai a cikin jagorancin hanya a cikin wannan rance category. Mu ƙware ne sosai a wannan yanki, tare da ƙwarewa mai yawa da farkon shiga kasuwa, yana sa mu ƙware wajen fahimta da magance bukatun ku na kuɗi. Kewaya hanyar zuwa burin kuɗin ku ya zama mafi sauƙi, mafi sauƙin tafiya tare da AAA LENDINGS ta gefen ku. Kware da ikon ba da lamuni na musamman tare da mu a yau, kuma bari mu taimaka muku cimma burin ku na kuɗi.
- Shirin Ba da Lamuni na AAA Mara-QM DSCR (Rashin Sabis na Bashi) - Cikakken Lamuni na AAA:

Mai taken -6

Dubawa

DSCR (Rashin Rufe Sabis na Bashi).

Wannan shi ne mafi sauƙin shiri a tsakanin duk shirye-shiryen da ba na QM ba.

Ba a buƙatar samun shiga/ Matsayin Aiki/ Dawowar Haraji.

Fahimtar Shirin

1) Adadin Lamuni har zuwa $2M;
2) Har zuwa 75% LTV;
3) 660 ko mafi girma Kiredit Score;
4) Yana iya rufewa a cikin ƙungiyoyi;
5) Babu iyaka akan adadin kadarorin da aka kashe;
6) SFRs, 2-4 Raka'a, Condos, Townhomes, Condotels, da Marasa Garanti Condos suna samuwa.

Menene DSCR?

Shin kun san yadda ake cancanci lamunin jinginar gida ba tare da wani bayanin aiki da samun kuɗin shiga ba?
Shin ba ku cancanta da lamunin jinginar gida na al'ada ba?
Shin kun san wane shirin lamuni shine samfur mafi sauƙi?
Kuna so ku san yadda ake amfani da takaddun da aka rage don cancantar lamuni?
Shin yana da wahala a gare ku don samun lamuni na gida a cikin masana'antar ku?

Muna ba da cikakkiyar shirin lamuni don gamsar da mahimman abubuwan da ke sama - shirin DSCR. Shi ne mafi mashahurin samfuran da ba na QM ba a cikin lamunin jinginar gida.

DSCR (Rashin Sabis ɗin Bashi) an ƙirƙira shi don ƙwararrun masu saka hannun jari na ƙasa kuma ya cancanci masu ba da bashi dangane da kwararar kuɗaɗe kawai daga kadarorin batun don tantance ƙimar haɗarin saka hannun jari. A yau, mun mai da hankali kan fahimtar ma'anar DSCR da kuma bayyana sirrin shirin DSCR daga mahangar zuba jarin jinginar gidaje.

Yadda za a lissafta DSCR?

Don lamunin jinginar gidaje, DSCR tana nufin rabon kuɗin haya na wata-wata na gidan saka hannun jari zuwa jimillar kuɗaɗen gidaje (kamar babba, riba, harajin ƙasa, inshora da kuɗin gudanarwa (idan ba a yi wasu kashe kuɗi da gaske ba, za a rubuta shi azaman 0)). Ƙananan rabo, mafi girma hadarin rance. Ana iya bayyana shi a cikin wadannan:

daki-daki

Muna ba da "Babu rabo DSCR" ga abokan cinikinmu, wanda ke nufin rabon zai iya zama ƙasa zuwa "0" A cikin samfuran lamuni na yau da kullun, muna buƙatar kwatanta kuɗin shiga da PITIA (Principle/ Interest/Tax/ Insurance/HOA) na wata-wata da sauran lamuni na gidan jingina don yanke shawarar ko lamunin zai iya cancanta.

Farashin DSCR

Fa'idodin DSCR

Babu rabo DSCR, samfurin lamuni wanda baya tabbatar da samun kudin shiga, ba shi da buƙatun samun kudin shiga na mai ba da bashi saboda bai ƙunshi lissafin DTI ba. Kuma mafi ƙarancin rabo na DSCR zai iya zama ƙasa da 0. Ko da kuɗin haya yana da ƙasa, har yanzu muna iya yin shi! Wannan zabi ne mai kyau ga masu karbar bashi tare da ƙananan kudin shiga ko ƙarin alhaki.

Bayan haka, ana karɓar baƙi na ƙasashen waje don wannan shirin kuma, musamman tare da visa F1. Idan kai baƙo ne, kuma ba za ka iya cancanta da lamunin lamuni na al'ada ba, tuntuɓe mu kuma sami yanayin lamunin ku.

Hotuna dalla-dalla samfurin:

- Shirin Ba da Lamuni na AAA Mara-QM DSCR (Rashin Sabis na Bashi) Shirin Bashi - AAA Lamuni dalla-dalla hotuna

Jagoran Samfuri masu alaƙa:
Ga yawancin abokan cinikinmu, jinginar gida bai wuce ma'amalar kuɗi kawai ba; muhimmin ci gaba ne na rayuwa. Ko kai mai siyan gida ne na farko ko ƙwararren mai saka hannun jari, muna tunkarar kowace aikace-aikacen tare da kulawa da kulawar da ta dace. Muna ɗaukar lokaci don fahimtar burin ku da burinku, tabbatar da cewa jinginar ku ya yi daidai da hangen nesa ku na gaba. – AAA Lendings Non-QM DSCR (Bashi Service Coverage Ratio) Shirin – AAA Lamuni , The samfurin zai bayar ga ko'ina cikin duniya, kamar: Tunisia, Indonesia, Greenland, Our ma'aikata suna adhering ga Mutunci na tushen da Interactive Development ruhu, da ka'idar na farko-aji Quality da Excellent Service. Dangane da bukatun kowane abokin ciniki, muna ba da sabis na musamman & na musamman don taimakawa abokan ciniki cimma burinsu cikin nasara. Maraba da abokan ciniki daga gida da waje don kira da tambaya!
    • Halin haɗin gwiwar mai bayarwa yana da kyau sosai, ya fuskanci matsaloli daban-daban, koyaushe yana shirye ya ba mu hadin kai, a gare mu a matsayin Allah na gaske.
    Taurari 5By Elaine daga Mexico - 2018.11.22 12:28
    Kamfanin na iya ci gaba da canje-canje a cikin wannan kasuwar masana'antu, sabunta samfurin da sauri kuma farashin yana da arha, wannan shine haɗin gwiwarmu na biyu, yana da kyau.
    Taurari 5Daga Audrey daga Spain - 2018.09.16 11:31

    Masu alaƙaKAYANA

    Danna shiga don bincika ko ESC don rufewa