Cibiyar Samfura

Cikakken Bayani

Shirye-shiryen makomar kuɗin ku yana farawa da abokin haɗin gwiwar jinginar da ya dace, kuma a AAA LENDINGS, mun himmatu don taimaka muku cimma burin ku. Mun fahimci cewa tafiya zuwa ga mallakar gida na iya zama mai ban sha'awa amma kuma mai ban tsoro. ƙwararrun ƙwararrun ƙwararrunmu sun fi ƙwararrun jinginar gidaje kawai; su ne abokan ku na kuɗi. Suna samuwa don tattauna manufofin ku, tantance yanayin kuɗin ku, da ba da jagora na keɓaɓɓen wanda ke ɗaukar sha'awar ku. Muna alfahari da kasancewa hannun jagora wanda ke ba ku ikon yanke shawara mai zurfi game da makomarku.Dillalin jinginar gida Michigan,Rubuce Tabbatar Tabbatar da Aiki,Babban Mai Bayar da Lamuni na Dscr, Muna darajar lokacin ku, kuma mun fahimci cewa jadawalin ku bazai dace da sa'o'in kasuwanci na gargajiya koyaushe ba. Shi ya sa ana samun tallafin abokin ciniki fiye da taga 9-to-5. Ko kuna da tambayoyi da yamma ko lokacin karshen mako, muna nan don ba da taimako. Tsawon sa'o'in tallafi na mu yana nufin haɗa abokan ciniki ta hanyar nuna jajircewar mu na kasancewa a wurin lokacin da kuke buƙatar mu. Jin daɗin ku shine fifikonmu, kuma muna nan don sanya tafiyar ku ta jinginar ku a matsayin mai ɗaukar hankali kuma ba ta da wahala kamar yadda zai yiwu.
- Shirin Ba da Lamuni na AAA Mara-QM DSCR (Rashin Sabis na Bashi) - Cikakken Lamuni na AAA:

Mai taken -6

Dubawa

DSCR (Rashin Rufe Sabis na Bashi).

Wannan shi ne mafi sauƙin shiri a tsakanin duk shirye-shiryen da ba na QM ba.

Ba a buƙatar samun shiga/ Matsayin Aiki/ Dawowar Haraji.

Fahimtar Shirin

1) Adadin Lamuni har zuwa $2M;
2) Har zuwa 80% LTV;
3) 660 ko mafi girma Kiredit Score;
4) Yana iya rufewa a cikin ƙungiyoyi;
5) Babu iyaka akan adadin kadarorin da aka kashe;
6) SFRs, 2-4 Raka'a, Condos, Townhomes, Condotels, da Marasa Garanti Condos suna samuwa.

Menene DSCR?

Shin kun san yadda ake cancanci lamunin jinginar gida ba tare da wani bayanin aiki da samun kuɗin shiga ba?
Shin ba ku cancanta da lamunin jinginar gida na al'ada ba?
Shin kun san wane shirin lamuni shine samfur mafi sauƙi?
Kuna so ku san yadda ake amfani da takaddun da aka rage don cancantar lamuni?
Shin yana da wahala a gare ku don samun lamuni na gida a cikin masana'antar ku?

Muna ba da cikakkiyar shirin lamuni don gamsar da mahimman abubuwan da ke sama - shirin DSCR. Shi ne mafi mashahurin samfuran da ba na QM ba a cikin lamunin jinginar gida.

DSCR (Rashin Sabis ɗin Bashi) an ƙirƙira shi don ƙwararrun masu saka hannun jari na ƙasa kuma ya cancanci masu ba da bashi dangane da kwararar kuɗaɗe kawai daga kadarorin batun don tantance ƙimar haɗarin saka hannun jari. A yau, mun mai da hankali kan fahimtar ma'anar DSCR da kuma bayyana sirrin shirin DSCR daga mahangar zuba jarin jinginar gidaje.

Yadda za a lissafta DSCR?

Don lamunin jinginar gidaje, DSCR tana nufin rabon kuɗin haya na wata-wata na gidan saka hannun jari zuwa jimillar kuɗaɗen gidaje (kamar babba, riba, harajin ƙasa, inshora da kuɗin gudanarwa (idan ba a yi wasu kashe kuɗi da gaske ba, za a rubuta shi azaman 0)). Ƙananan rabo, mafi girma hadarin rance. Ana iya bayyana shi a cikin wadannan:

daki-daki

Muna ba da "Babu rabo DSCR" ga abokan cinikinmu, wanda ke nufin rabon zai iya zama ƙasa zuwa "0" A cikin samfuran lamuni na yau da kullun, muna buƙatar kwatanta kuɗin shiga da PITIA (Principle/ Interest/Tax/ Insurance/HOA) na wata-wata da sauran lamuni na gidan jingina don yanke shawarar ko lamunin zai iya cancanta.

Farashin DSCR

Fa'idodin DSCR

Babu rabo DSCR, samfurin lamuni wanda baya tabbatar da samun kudin shiga, ba shi da buƙatun samun kudin shiga na mai ba da bashi saboda bai ƙunshi lissafin DTI ba. Kuma mafi ƙarancin rabo na DSCR zai iya zama ƙasa da 0. Ko da kuɗin haya yana da ƙasa, har yanzu muna iya yin shi! Wannan zabi ne mai kyau ga masu karbar bashi tare da ƙananan kudin shiga ko ƙarin alhaki.

Bayan haka, ana karɓar baƙi na ƙasashen waje don wannan shirin kuma, musamman tare da visa F1. Idan kai baƙo ne, kuma ba za ka iya cancanta da lamunin lamuni na al'ada ba, tuntuɓe mu kuma sami yanayin lamunin ku.


Hotuna dalla-dalla samfurin:

- Shirin Ba da Lamuni na AAA Mara-QM DSCR (Rashin Sabis na Bashi) Shirin Bashi - AAA Lamuni dalla-dalla hotuna


Jagoran Samfuri masu alaƙa:

A AAA LENDINGS, mun yi imani da ba da baya ga abokan cinikinmu masu daraja. Shi ya sa muke ba da shirin aminci wanda zai ba ku ladan amincewa da haɗin gwiwa tare da mu. An tsara shirin mu na aminci don ci gaba da kasancewa tare da ku, yana ba da fa'idodi na musamman da rangwame ga abokan cinikinmu masu dawowa. An gane sadaukarwar ku ga AAA LENDINGS kuma an sami lada, kuma muna ƙoƙarin sanya ci gaba da sha'awar ku ga ayyukanmu ya zama gwaninta mai lada. - AAA Lendings Non-QM DSCR (Bashi Sabis Coverage Ratio) Shirin - AAA Lamuni , Samfurin zai ba da kyauta ga duk duniya, kamar: Czech, Macedonia, Victoria, Samfuran mu sun sami ƙarin ƙwarewa daga abokan ciniki na waje, kuma sun kafa dangantaka mai tsawo da haɗin gwiwa tare da su. Za mu samar da mafi kyawun sabis ga kowane abokin ciniki da kuma maraba da abokai da gaske don yin aiki tare da mu da kafa fa'ida tare.
  • Sabis ɗin garanti na bayan-sayar ya dace da tunani, ana iya magance matsalolin gamuwa da sauri, muna jin abin dogaro da aminci.
    Taurari 5Daga Kevin Ellyson daga Costa Rica - 2017.03.28 12:22
    Isar da lokaci, tsauraran aiwatar da tanadin kwangilar kayayyaki, ya gamu da yanayi na musamman, amma kuma yana ba da haɗin kai sosai, kamfani amintacce!
    Taurari 5By Mavis daga St. Petersburg - 2018.06.18 17:25