Wholesale - AAA Lamuni Mara-QM DSCR (Rashin Sabis na Bashi) Shirin Bashi - Mai ba da lamuni na AAA da mai saka jari

Cikakken Bayani

AAA LENDINGS yana alfahari da shiga cikin al'umma da alhakin zamantakewa. Mun yi imanin cewa zama mai ba da lamuni mai alhaki yana nufin mayarwa ga al'ummomin da muke yi wa hidima. Ƙungiyarmu tana taka rawa sosai a cikin ayyukan agaji, tallafawa abubuwan gida, da haɓaka ilimin kuɗi. Ba mu kawai a cikin kasuwancin samar da lamuni ba; mun saka hannun jari don yin tasiri mai kyau ga rayuwar abokan cinikinmu da kuma al'ummomin da suke kira gida.Mai ba da Lamuni na Wvoe,Masu Bayar da Lamuni na Maido Harajin Shekara 1,Masu Ba da Lamuni Don Mugun Kiredit, Bayan samfuran jinginar gargajiya na al'ada, muna ba da kewayon hanyoyin ba da lamuni da yawa waɗanda ke ba da takamaiman bukatun abokin ciniki. Samfuran lamunin mu na 'Ban-QM' an tsara su don al'amuran kuɗi da ba na al'ada ba, suna sa mu zama masu ba da lamuni ga masu ba da lamuni waɗanda ba su dace da ƙirar gargajiya ba. Mun yi imanin cewa akwai jinginar gida ga kowa da kowa, kuma zaɓin lamuni na musamman yana nuna sadaukarwar mu ga haɗa kai.

- Shirin Ba da Lamuni na AAA Mara-QM DSCR (Rashin Sabis na Bashi) - Cikakken Lamuni na AAA:

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Dubawa

DSCR (Rashin Rufe Sabis na Bashi).

Wannan shi ne mafi sauƙin shiri a tsakanin duk shirye-shiryen da ba na QM ba.

Ba a buƙatar samun shiga/ Matsayin Aiki/ Dawowar Haraji.

Fahimtar Shirin

1) Adadin Lamuni har zuwa $2M;
2) Har zuwa 80% LTV;
3) 660 ko mafi girma Kiredit Score;
4) Yana iya rufewa a cikin ƙungiyoyi;
5) Babu iyaka akan adadin kadarorin da aka kashe;
6) SFRs, 2-4 Raka'a, Condos, Townhomes, Condotels, da Marasa Garanti Condos suna samuwa.

Menene DSCR?

Shin kun san yadda ake cancanci lamunin jinginar gida ba tare da wani bayanin aiki da samun kuɗin shiga ba?
Shin ba ku cancanta da lamunin jinginar gida na al'ada ba?
Shin kun san wane shirin lamuni shine samfur mafi sauƙi?
Kuna so ku san yadda ake amfani da takaddun da aka rage don cancantar lamuni?
Shin yana da wahala a gare ku don samun lamuni na gida a cikin masana'antar ku?

Muna ba da cikakkiyar shirin lamuni don gamsar da mahimman abubuwan da ke sama - shirin DSCR. Shi ne mafi mashahurin samfuran da ba na QM ba a cikin lamunin jinginar gida.

DSCR (Rashin Sabis ɗin Bashi) an ƙirƙira shi don ƙwararrun masu saka hannun jari na ƙasa kuma ya cancanci masu ba da bashi dangane da kwararar kuɗaɗe kawai daga kadarorin batun don tantance ƙimar haɗarin saka hannun jari. A yau, mun mai da hankali kan fahimtar ma'anar DSCR da kuma bayyana sirrin shirin DSCR daga mahangar zuba jarin jinginar gidaje.

Yadda za a lissafta DSCR?

Don lamunin jinginar gidaje, DSCR tana nufin rabon kuɗin haya na wata-wata na gidan saka hannun jari zuwa jimillar kuɗaɗen gidaje (kamar babba, riba, harajin ƙasa, inshora da kuɗin gudanarwa (idan ba a yi wasu kashe kuɗi da gaske ba, za a rubuta shi azaman 0)). Ƙananan rabo, mafi girma hadarin rance. Ana iya bayyana shi a cikin wadannan:

daki-daki

Muna ba da "Babu rabo DSCR" ga abokan cinikinmu, wanda ke nufin rabon zai iya zama ƙasa zuwa "0" A cikin samfuran lamuni na yau da kullun, muna buƙatar kwatanta kuɗin shiga da PITIA (Principle/ Interest/Tax/ Insurance/HOA) na wata-wata da sauran lamuni na gidan jingina don yanke shawarar ko lamunin zai iya cancanta.

Farashin DSCR

Fa'idodin DSCR

Babu rabo DSCR, samfurin lamuni wanda ba ya tabbatar da samun kudin shiga, ba shi da buƙatun samun kudin shiga na mai ba da bashi, saboda bai ƙunshi lissafin DTI ba. Kuma mafi ƙarancin rabo na DSCR na iya zama ƙasa da 0. Ko da hayan gidan ya yi ƙasa, za mu iya yin shi! Wannan kyakkyawan zaɓi ne ga mai ba da bashi tare da ƙarancin kuɗi ko ƙarin alhaki.

Bayan haka, ana karɓar baƙi na ƙasashen waje don wannan shirin kuma, musamman tare da visa F1. Idan kai baƙo ne, kuma ba za ka iya cancanta da lamunin lamuni na al'ada ba, tuntuɓe mu kuma sami yanayin lamunin ku.

Hotuna dalla-dalla samfurin:

Jagoran Samfuri masu alaƙa:

AAA LENDINGS ba kawai mai ba da lamuni ba ne; mu abokin tarayya ne na kudi. Muna ɗaukar lokaci don sauraron manufofin kuɗin ku da burin ku, muna ba da jagora fiye da tsarin aikace-aikacen. Alƙawarinmu don jin daɗin kuɗin ku ya wuce nesa da rufe yarjejeniyar, kuma mun sadaukar da kai don taimaka muku cimma burin ku na dogon lokaci, ko mallakin gida ne, saka hannun jari na ƙasa, ko ƙarfafa bashi. – AAA Lendings Non-QM DSCR (Bashi Sabis Coverage Ratio) Shirin - AAA Lamuni , Samfurin zai ba da kyauta ga duk faɗin duniya, kamar: Netherlands, Faransanci, Angola, Ana fitar da samfuranmu a duk duniya. Abokan cinikinmu koyaushe suna gamsuwa da ingantaccen ingancin mu, sabis na abokin ciniki da farashin gasa. Manufarmu ita ce mu ci gaba da samun amincin ku ta hanyar sadaukar da ƙoƙarinmu don ci gaba da haɓaka samfuranmu da ayyukanmu don tabbatar da gamsuwar masu amfani da ƙarshenmu, abokan cinikinmu, ma'aikata, masu samar da kayayyaki da al'ummomin duniya waɗanda muke haɗin gwiwa a ciki.

- AAA Lamuni

Ma'aikatan masana'anta suna da ruhi mai kyau, don haka mun sami samfurori masu inganci da sauri, ban da haka, farashin kuma ya dace, wannan masana'antun kasar Sin ne masu kyau da aminci.
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