Cibiyar Samfura

Cikakken Bayani

A AAA LENDINGS, mun yi imani da ba da baya ga abokan cinikinmu masu daraja. Shi ya sa muke ba da shirin aminci wanda zai ba ku ladan amincewa da haɗin gwiwa tare da mu. An tsara shirin mu na aminci don ci gaba da kasancewa tare da ku, yana ba da fa'idodi na musamman da rangwame ga abokan cinikinmu masu dawowa. An gane sadaukarwar ku ga AAA LENDINGS kuma an sami lada, kuma muna ƙoƙarin sanya ci gaba da sha'awar ku ga ayyukanmu ya zama gwaninta mai lada.Manyan Masu Ba da Lamuni A California,Ka'idojin Lamuni na Al'ada,Kwatanta Baron Lamuni, A AAA LENDINGS, mun yi imanin cewa mallakar gida ya kamata ya zama abin jin daɗi kuma mai gamsarwa. Don shiga da faranta muku rai a wannan tafiya, muna ba da dama ta musamman ga al'ummar mai gidanmu. Haɗa tare da wasu akan hanya ɗaya, raba gogewa, da gano mahimman bayanai don sanya tafiyar mallakar gidan ku ta zama mai jan hankali da ma'amala. Gidanku ba dukiya ba ce kawai; al'umma ce da salon rayuwa, kuma mun zo nan don sanya wannan tafiya ta zama mai jan hankali.
- Shirin Bayar da Lamuni na AAA Mara-QM DSCR(Rashin Sabis na Bashi) - Cikakkun Lamuni na AAA:

Mai taken -6

Dubawa

Mafi sauƙaƙan samfur a cikin nau'ikan shirye-shiryen marasa-QM.
Babu Kudin shiga/Babu Aiki/Babu Komawa Haraji, ba kwa kwatanta rabon DTI kamar lamuni na al'ada. Sai kawai idan abin da ake magana dukiya dukiya ce ta hannun jari.

Cikakkun bayanai

1) Har zuwa adadin lamuni na $2M;
2) Har zuwa 80% Max LTV;
3) 660 ko mafi girma kiredit maki;
4) Zai iya rufewa a cikin ƙungiyoyi;
5) Babu iyaka akan adadin kadarorin da aka kashe;
6) SFRs, Raka'a 2-4, Gidajen Gida, Gidajen Gari, Gidajen Kwando, da Gidajen Kwando marasa Garanti.

Shirin DSCR

DSCR (Rashin Sabis ɗin Bashi) an ƙirƙira shi don ƙwararrun masu saka hannun jari na ƙasa kuma ya cancanci masu ba da bashi dangane da kwararar kuɗaɗe kawai daga kadarorin batun don tantance ƙimar haɗarin saka hannun jari. A yau, mun mai da hankali kan fahimtar ma'anar DSCR da kuma bayyana sirrin shirin DSCR daga mahangar zuba jarin jinginar gidaje. Na gaba, bari mu shiga cikin shirin DSCR.

Yadda za a lissafta DSCR?

Don lamunin jinginar gidaje, DSCR tana nufin rabon kuɗin haya na wata-wata na gidan saka hannun jari zuwa jimillar kuɗaɗen gidaje (kamar babba, riba, harajin ƙasa, inshora da kuɗin gudanarwa (idan ba a yi wasu kashe kuɗi da gaske ba, za a rubuta shi azaman 0)). Ƙananan rabo, mafi girma hadarin rance. Ana iya bayyana shi a cikin wadannan:

daki-daki

Mu AAA Lendings yanzu yana ba da "Babu rabo DSCR" ga abokan cinikinmu, wanda ke nufin rabon na iya zama ƙasa zuwa "0" A cikin samfuran lamuni na al'ada, muna buƙatar kwatanta kuɗin shiga da PITIA (Principle/ Interest/ Tax/ Insurance/HOA) na wata-wata da sauran lamuni na gidan jinginar gida don yanke shawara ko lamunin zai iya cancanta.

Farashin DSCR

Menene DSCR?

Shin kun san yadda ake cancanci lamunin jinginar gida ba tare da wani bayanin aiki da samun kuɗin shiga ba?
Shin ba ku cancanta da lamunin jinginar gida na al'ada ba?
Shin kun san wane shirin lamuni shine samfur mafi sauƙi?
Kuna so ku san yadda ake amfani da takaddun da aka rage don cancantar lamuni?
Shin yana da wahala a gare ku don samun lamuni na gida a cikin masana'antar ku?

Muna ba da cikakkiyar shirin lamuni don gamsar da mahimman abubuwan da ke sama, wannan shine shirin DSCR, wanda shine mafi shaharar samfur mara-QM a cikin lamunin jinginar gida.

DSCR (Rashin Sabis ɗin Bashi) an ƙirƙira shi don ƙwararrun masu saka hannun jari na ƙasa kuma ya cancanci masu ba da bashi dangane da kwararar kuɗaɗe kawai daga kadarorin batun don tantance ƙimar haɗarin saka hannun jari. A yau, mun mai da hankali kan fahimtar ma'anar DSCR da kuma bayyana sirrin shirin DSCR daga mahangar zuba jarin jinginar gidaje. Na gaba, bari mu shiga cikin shirin DSCR.

Menene fa'idodin shirin DSCR?

Babu rabo DSCR, samfurin lamuni wanda baya duba kudin shiga, ba shi da buƙatun samun kudin shiga na baƙi, saboda wannan samfurin lamuni bai ƙunshi lissafin DTI ba. Kuma mafi ƙarancin rabo na DSCR na iya zama ƙasa da 0. Ko da hayan gidan ya yi ƙasa, za mu iya yin shi! Wannan zabi ne mai kyau ga baƙi masu ƙarancin kuɗi ko ƙarin alhaki.

Bayan haka, ana karɓar baƙi na ƙasashen waje don wannan shirin kuma, musamman tare da visa F1. Idan kai baƙo ne, kuma ba za ka iya cancanta da lamunin lamuni na al'ada ba, tuntuɓe mu kuma sami yanayin lamunin ku.

Jagororin mu suna da sassauƙa kuma idan rancen ku yana da ma'ana za mu taimaka muku rufe shi da sauri. Muna da hanyar sadarwa mai santsi da sauri don lamunin da ba na QM ba, tuntuɓe mu idan kuna da buƙatu.

Kuna samun ƙarin kuɗi! Matsakaicin ƙaddamarwar mu don rufewa bai wuce makonni 3 ba kuma muna rufewa ba tare da wahala ba. Ka yi tunanin yadda masu neman ku za su ƙaru.


Hotuna dalla-dalla samfurin:

- Shirin Ba da Lamuni na AAA Ba-QM DSCR (Rashin Sabis na Bashi) Shirin Bashi - AAA Lamuni dalla-dalla hotuna


Jagoran Samfuri masu alaƙa:

Ƙirƙira wani ɓangare ne na DNA ɗin mu. Muna ci gaba da neman hanyoyin haɓaka ƙwarewar jinginar gidaje ga abokan cinikinmu. Tsarin aikace-aikacen mu na zamani na kan layi, amintaccen sarrafa takardu, da zaɓuɓɓukan sadarwar dijital suna ba da tafiye-tafiyen jinginar gida mara kamshi, mara takarda. Tare da AAA LENDINGS, zaku iya tsammanin ingantaccen lamuni na zamani, mai inganci, da amintaccen ƙwarewar bayar da lamuni wanda ke ci gaba da duniyar fasaha mai sauri. Amincinku da amincin ku sune mafi mahimmanci a gare mu. - AAA Lendings Non-QM DSCR (Bashi Sabis Coverage Ratio) Shirin - AAA Lamuni , Samfurin zai samar wa duk faɗin duniya, kamar: Sri Lanka, Zurich, luzern, Muna da alamar rajistar mu kuma kamfaninmu yana haɓaka cikin sauri saboda samfuran inganci, farashin gasa da kyakkyawan sabis. Muna matukar fatan kulla huldar kasuwanci da karin abokai daga gida da waje nan gaba kadan. Muna jiran sakonninku.
  • Kayayyakin da aka karɓa kawai, mun gamsu sosai, mai samar da kayayyaki mai kyau, muna fatan yin ƙoƙarin dagewa don yin mafi kyau.
    Taurari 5By Eden daga Ostiraliya - 2017.06.25 12:48
    A kasar Sin, muna da abokan haɗin gwiwa da yawa, wannan kamfani shine mafi gamsarwa a gare mu, ingantaccen inganci da kyakkyawan daraja, yana da daraja godiya.
    Taurari 5Daga Frederica daga Sweden - 2017.08.18 11:04