Cibiyar Samfura

Cikakken Bayani

Kewaya shimfidar lamuni na iya zama mai rikitarwa, amma AAA LENDINGS yana sauƙaƙa aikin, yana mai da shi shiga kuma mara damuwa. Muna ba da tsarin tattara daftari bayyananne kuma taƙaitacce, yana ba ku damar loda takaddun da ake buƙata cikin sauƙi akan layi. Muna sane da cewa lokacinku yana da mahimmanci, kuma ta hanyar sanya tsarin ya fi sauƙi, muna ba ku himma sosai da sarrafa tafiyar jinginar ku.Adadin Masu Ba da Lamuni,Masu Ba da Lamuni na Gida Mafi Zafi,Jagoran Lamuni na Al'ada 2021, Mun yi imani da ƙarfafa abokan cinikinmu ta hanyar ilimi. A AAA LENDINGS, muna ba da albarkatu masu yawa da kayan ilimi don lalata duniyar jinginar gida. Daga labarai da jagororin kan gidan yanar gizon mu zuwa gidan yanar gizon yanar gizo masu ba da labari, muna tabbatar da cewa kuna da damar yin amfani da bayanan da kuke buƙata don yanke shawara mai zurfi game da kuɗin gida. Ya kamata tafiyarku zuwa mallakar gida ta kasance mai kwarin gwiwa, kuma muna nan don samar da ilimin don tabbatar da hakan.
- Shirin Bayar da Lamuni na AAA Mara-QM DSCR(Rashin Sabis na Bashi) - Cikakkun Lamuni na AAA:

Mai taken -6

Dubawa

Mafi sauƙaƙan samfur a cikin nau'ikan shirye-shiryen marasa-QM.
Babu Kudin shiga/Babu Aiki/Babu Komawa Haraji, ba kwa kwatanta rabon DTI kamar lamuni na al'ada. Sai kawai idan abin da ake magana dukiya dukiya ce ta hannun jari.

Cikakkun bayanai

1) Har zuwa adadin lamuni na $2M;
2) Har zuwa 80% Max LTV;
3) 660 ko mafi girma kiredit maki;
4) Zai iya rufewa a cikin ƙungiyoyi;
5) Babu iyaka akan adadin kadarorin da aka kashe;
6) SFRs, Raka'a 2-4, Gidajen Gida, Gidajen Gari, Gidajen Kwando, da Gidajen Kwando marasa Garanti.

Shirin DSCR

DSCR (Rashin Sabis ɗin Bashi) an ƙirƙira shi don ƙwararrun masu saka hannun jari na ƙasa kuma ya cancanci masu ba da bashi dangane da kwararar kuɗaɗe kawai daga kadarorin batun don tantance ƙimar haɗarin saka hannun jari. A yau, mun mai da hankali kan fahimtar ma'anar DSCR da kuma bayyana sirrin shirin DSCR daga mahangar zuba jarin jinginar gidaje. Na gaba, bari mu shiga cikin shirin DSCR.

Yadda za a lissafta DSCR?

Don lamunin jinginar gidaje, DSCR tana nufin rabon kuɗin haya na wata-wata na gidan saka hannun jari zuwa jimillar kuɗaɗen gidaje (kamar babba, riba, harajin ƙasa, inshora da kuɗin gudanarwa (idan ba a yi wasu kashe kuɗi da gaske ba, za a rubuta shi azaman 0)). Ƙananan rabo, mafi girma hadarin rance. Ana iya bayyana shi a cikin wadannan:

daki-daki

Mu AAA Lendings yanzu yana ba da "Babu rabo DSCR" ga abokan cinikinmu, wanda ke nufin rabon na iya zama ƙasa zuwa "0" A cikin samfuran lamuni na al'ada, muna buƙatar kwatanta kuɗin shiga da PITIA (Principle/ Interest/ Tax/ Insurance/HOA) na wata-wata da sauran lamuni na gidan jinginar gida don yanke shawara ko lamunin zai iya cancanta.

Farashin DSCR

Menene DSCR?

Shin kun san yadda ake cancanci lamunin jinginar gida ba tare da wani bayanin aiki da samun kuɗin shiga ba?
Shin ba ku cancanta da lamunin jinginar gida na al'ada ba?
Shin kun san wane shirin lamuni shine samfur mafi sauƙi?
Kuna so ku san yadda ake amfani da takaddun da aka rage don cancantar lamuni?
Shin yana da wahala a gare ku don samun lamuni na gida a cikin masana'antar ku?

Muna ba da cikakkiyar shirin lamuni don gamsar da mahimman abubuwan da ke sama, wannan shine shirin DSCR, wanda shine mafi shaharar samfur mara-QM a cikin lamunin jinginar gida.

DSCR (Rashin Sabis ɗin Bashi) an ƙirƙira shi don ƙwararrun masu saka hannun jari na ƙasa kuma ya cancanci masu ba da bashi dangane da kwararar kuɗaɗe kawai daga kadarorin batun don tantance ƙimar haɗarin saka hannun jari. A yau, mun mai da hankali kan fahimtar ma'anar DSCR da kuma bayyana sirrin shirin DSCR daga mahangar zuba jarin jinginar gidaje. Na gaba, bari mu shiga cikin shirin DSCR.

Menene fa'idodin shirin DSCR?

Babu rabo DSCR, samfurin lamuni wanda baya duba kudin shiga, ba shi da buƙatun samun kudin shiga na baƙi, saboda wannan samfurin lamuni bai ƙunshi lissafin DTI ba. Kuma mafi ƙarancin rabo na DSCR na iya zama ƙasa da 0. Ko da hayan gidan ya yi ƙasa, za mu iya yin shi! Wannan zabi ne mai kyau ga baƙi masu ƙarancin kuɗi ko ƙarin alhaki.

Bayan haka, ana karɓar baƙi na ƙasashen waje don wannan shirin kuma, musamman tare da visa F1. Idan kai baƙo ne, kuma ba za ka iya cancanta da lamunin lamuni na al'ada ba, tuntuɓe mu kuma sami yanayin lamunin ku.

Jagororin mu suna da sassauƙa kuma idan rancen ku yana da ma'ana za mu taimaka muku rufe shi da sauri. Muna da hanyar sadarwa mai santsi da sauri don lamunin da ba na QM ba, tuntuɓe mu idan kuna da buƙatu.

Kuna samun ƙarin kuɗi! Matsakaicin ƙaddamarwar mu don rufewa bai wuce makonni 3 ba kuma muna rufewa ba tare da wahala ba. Ka yi tunanin yadda masu neman ku za su ƙaru.


Hotuna dalla-dalla samfurin:

- Shirin Ba da Lamuni na AAA Ba-QM DSCR (Rashin Sabis na Bashi) Shirin Bashi - AAA Lamuni dalla-dalla hotuna


Jagoran Samfuri masu alaƙa:

Alƙawarin da muke da shi na ƙwazo da sadaukarwa ga abokan cinikinmu ya sa mu faɗaɗa ayyukanmu a cikin jihohi 45, ciki har da Arizona, California, Washington DC, Florida, Nevada, da Texas, da sauransu. Koyaya, nasararmu ba ta fayyace ta lambobi kaɗai ba. Kyawawan bita-da-kulli marasa ƙirƙira da kuma suna mai ƙarfi na-baki da muka samu sun zama shaida ga amana da kwarin gwiwa da kasuwa ta sanya a cikinmu. – AAA Lendings Non-QM DSCR (Bashi Sabis Coverage Ratio) Shirin – AAA Lamuni , The samfurin zai bayar ga ko'ina cikin duniya, kamar: Paraguay, Amman, Jamus, Mun kuma da kyau hadin gwiwa dangantaka da yawa mai kyau masana'antun sabõda haka, za mu iya samar da kusan duk auto sassa da kuma bayan-tallace-tallace da sabis tare da high quality misali, ƙananan farashin hadu da filin daban-daban da sabis na sabis daga abokan ciniki daban-daban.
  • Muna da haɗin gwiwa tare da wannan kamfani shekaru da yawa, kamfanin koyaushe yana tabbatar da isar da lokaci, inganci mai kyau da lambar daidai, mu abokan tarayya ne masu kyau.
    Taurari 5Daga Muriel daga Girka - 2018.12.25 12:43
    Sabis ɗin garanti na bayan-sayar ya dace da tunani, ana iya magance matsalolin gamuwa da sauri, muna jin abin dogaro da aminci.
    Taurari 5Daga Jason daga Panama - 2018.09.29 17:23