Cibiyar Samfura

Cikakken Bayani

AAA LENDINGS ba kawai mai ba da lamuni ba ne; mu abokin tarayya ne na kudi. Muna ɗaukar lokaci don sauraron manufofin kuɗin ku da burin ku, muna ba da jagora fiye da tsarin aikace-aikacen. Alƙawarinmu don jin daɗin kuɗin ku ya wuce nesa da rufe yarjejeniyar, kuma mun sadaukar da kai don taimaka muku cimma burin ku na dogon lokaci, ko mallakin gida ne, saka hannun jari na ƙasa, ko ƙarfafa bashi.Iyakokin Lamuni na Al'ada,Adadin Lamuni na Al'ada,Binciken Kuɗi na Aiki, Lokacin da yazo ga ƙimar kuɗi, AAA LENDINGS ya himmatu don samar da gasa da zaɓuɓɓuka masu araha. Mun san cewa samun jinginar gida ya ƙunshi ba kawai nemo gidan da kuke fata ba har ma da tabbatar da cewa ya kasance mai araha mai araha. Sadaukar da kai don bayar da farashin gasa yana nufin za ku iya shiga cikin ƙwarin gwiwa kan tafiyarku ta mallakar gida, da sanin cewa kun sami jinginar gida wanda ya dace da kasafin kuɗin ku.
- Shirin Bayar da Lamuni na AAA Mara-QM DSCR(Rashin Sabis na Bashi) - Cikakkun Lamuni na AAA:

Mai taken -6

Dubawa

Mafi sauƙaƙan samfur a cikin nau'ikan shirye-shiryen marasa-QM.
Babu Kudin shiga/Babu Aiki/Babu Komawa Haraji, ba kwa kwatanta rabon DTI kamar lamuni na al'ada. Sai kawai idan abin da ake magana dukiya dukiya ce ta hannun jari.

Cikakkun bayanai

1) Har zuwa adadin lamuni na $2M;
2) Har zuwa 80% Max LTV;
3) 660 ko mafi girma kiredit maki;
4) Zai iya rufewa a cikin ƙungiyoyi;
5) Babu iyaka akan adadin kadarorin da aka kashe;
6) SFRs, Raka'a 2-4, Gidajen Gida, Gidajen Gari, Gidajen Kwando, da Gidajen Kwando marasa Garanti.

Shirin DSCR

DSCR (Rashin Sabis ɗin Bashi) an ƙirƙira shi don ƙwararrun masu saka hannun jari na ƙasa kuma ya cancanci masu ba da bashi dangane da kwararar kuɗaɗe kawai daga kadarorin batun don tantance ƙimar haɗarin saka hannun jari. A yau, mun mai da hankali kan fahimtar ma'anar DSCR da kuma bayyana sirrin shirin DSCR daga mahangar zuba jarin jinginar gidaje. Na gaba, bari mu shiga cikin shirin DSCR.

Yadda za a lissafta DSCR?

Don lamunin jinginar gidaje, DSCR tana nufin rabon kuɗin haya na wata-wata na gidan saka hannun jari zuwa jimillar kuɗaɗen gidaje (kamar babba, riba, harajin ƙasa, inshora da kuɗin gudanarwa (idan ba a yi wasu kashe kuɗi da gaske ba, za a rubuta shi azaman 0)). Ƙananan rabo, mafi girma hadarin rance. Ana iya bayyana shi a cikin wadannan:

daki-daki

Mu AAA Lendings yanzu yana ba da "Babu rabo DSCR" ga abokan cinikinmu, wanda ke nufin rabon na iya zama ƙasa zuwa "0" A cikin samfuran lamuni na al'ada, muna buƙatar kwatanta kuɗin shiga da PITIA (Principle/ Interest/ Tax/ Insurance/HOA) na wata-wata da sauran lamuni na gidan jinginar gida don yanke shawara ko lamunin zai iya cancanta.

Farashin DSCR

Menene DSCR?

Shin kun san yadda ake cancanci lamunin jinginar gida ba tare da wani bayanin aiki da samun kuɗin shiga ba?
Shin ba ku cancanta da lamunin jinginar gida na al'ada ba?
Shin kun san wane shirin lamuni shine samfur mafi sauƙi?
Kuna so ku san yadda ake amfani da takaddun da aka rage don cancantar lamuni?
Shin yana da wahala a gare ku don samun lamuni na gida a cikin masana'antar ku?

Muna ba da cikakkiyar shirin lamuni don gamsar da mahimman abubuwan da ke sama, wannan shine shirin DSCR, wanda shine mafi shaharar samfur mara-QM a cikin lamunin jinginar gida.

DSCR (Rashin Sabis ɗin Bashi) an ƙirƙira shi don ƙwararrun masu saka hannun jari na ƙasa kuma ya cancanci masu ba da bashi dangane da kwararar kuɗaɗe kawai daga kadarorin batun don tantance ƙimar haɗarin saka hannun jari. A yau, mun mai da hankali kan fahimtar ma'anar DSCR da kuma bayyana sirrin shirin DSCR daga mahangar zuba jarin jinginar gidaje. Na gaba, bari mu shiga cikin shirin DSCR.

Menene fa'idodin shirin DSCR?

Babu rabo DSCR, samfurin lamuni wanda baya duba kudin shiga, ba shi da buƙatun samun kudin shiga na baƙi, saboda wannan samfurin lamuni bai ƙunshi lissafin DTI ba. Kuma mafi ƙarancin rabo na DSCR na iya zama ƙasa da 0. Ko da hayan gidan ya yi ƙasa, za mu iya yin shi! Wannan zabi ne mai kyau ga baƙi masu ƙarancin kuɗi ko ƙarin alhaki.

Bayan haka, ana karɓar baƙi na ƙasashen waje don wannan shirin kuma, musamman tare da visa F1. Idan kai baƙo ne, kuma ba za ka iya cancanta da lamunin lamuni na al'ada ba, tuntuɓe mu kuma sami yanayin lamunin ku.

Jagororin mu suna da sassauƙa kuma idan rancen ku yana da ma'ana za mu taimaka muku rufe shi da sauri. Muna da hanyar sadarwa mai santsi da sauri don lamunin da ba na QM ba, tuntuɓe mu idan kuna da buƙatu.

Kuna samun ƙarin kuɗi! Matsakaicin ƙaddamarwar mu don rufewa bai wuce makonni 3 ba kuma muna rufewa ba tare da wahala ba. Ka yi tunanin yadda masu neman ku za su ƙaru.


Hotuna dalla-dalla samfurin:

- Shirin Ba da Lamuni na AAA Ba-QM DSCR (Rashin Sabis na Bashi) Shirin Bashi - AAA Lamuni dalla-dalla hotuna


Jagoran Samfuri masu alaƙa:

Ƙirƙira wani ɓangare ne na DNA ɗin mu. Muna ci gaba da neman hanyoyin haɓaka ƙwarewar jinginar gidaje ga abokan cinikinmu. Tsarin aikace-aikacen mu na zamani na kan layi, amintaccen sarrafa takardu, da zaɓuɓɓukan sadarwar dijital suna ba da tafiye-tafiyen jinginar gida mara kamshi, mara takarda. Tare da AAA LENDINGS, zaku iya tsammanin ingantaccen lamuni na zamani, mai inganci, da amintaccen ƙwarewar bayar da lamuni wanda ke ci gaba da duniyar fasaha mai sauri. Amincinku da amincin ku sune mafi mahimmanci a gare mu. - AAA Lendings Non-QM DSCR (Bashi Sabis Coverage Ratio) Shirin - AAA Lamuni , Samfurin zai samar wa duk faɗin duniya, kamar: Paraguay, Denver, Auckland, Mun saita zama mai ba da bashi don cimma ci gaba da ci gaba da haɓakawa a matsayin taken mu. Muna so mu raba kwarewarmu tare da abokai a gida da waje, a matsayin hanya don ƙirƙirar babban kek tare da ƙoƙarin haɗin gwiwa. Muna da gogaggun mutane R & D da yawa kuma muna maraba da umarni na OEM.
  • Wannan kamfani yana da zaɓin shirye-shiryen da yawa don zaɓar kuma yana iya tsara sabon shiri bisa ga buƙatarmu, wanda ke da kyau sosai don biyan bukatunmu.
    Taurari 5Daga Agnes daga Jamhuriyar Czech - 2017.11.20 15:58
    Kayayyakin da muka karɓa da samfurin ma'aikatan tallace-tallacen da aka nuna mana suna da inganci iri ɗaya, hakika masana'anta ce mai ƙima.
    Taurari 5Daga Eric daga Thailand - 2017.09.29 11:19