Cibiyar Samfura

Cikakken Bayani

Mun fahimci cewa jinginar gida ba ma'amala ta kuɗi ba ce kawai amma muhimmiyar yanke shawara ta rayuwa. Mu mayar da hankali kan abokin ciniki-centricity yana nufin cewa ba mu kawai la'akari da lambobi; muna la'akari da keɓaɓɓen labarinku, buri, da burin kuɗi. Kwararrun jinginar kuɗinmu suna ɗaukar lokaci don fahimtar tafiyarku ta sirri, tabbatar da cewa kun sami maganin jinginar gida wanda ya dace da hangen nesa na gaba.Dillalin Lamuni na Pennsylvania ko Mai ba da Lamuni,Fidelity Bonds,Jerin Masu Ba da Lamuni, A matsayin abokin tarayya na jinginar ku, muna bayar da fiye da lamuni; muna ba da al'umma. An sadaukar da AAA LENDINGS don ƙirƙirar ma'anar kasancewa ga abokan cinikinmu. Dandalin mu na kan layi yana fasalta tarurrukan taro da tattaunawa inda zaku iya haɗawa da abokan rance, raba gogewa, da neman shawara. Wannan tsari na al'umma yana haɓaka yanayi mai ban sha'awa inda za ku iya samun tallafi, fahimta, da zaburarwa yayin da kuke tafiya hanyar mallakar gida.
- Shirin Bayar da Lamuni na AAA Mara-QM DSCR(Rashin Sabis na Bashi) - Cikakkun Lamuni na AAA:

Mai taken -6

Dubawa

Mafi sauƙaƙan samfur a cikin nau'ikan shirye-shiryen marasa-QM.
Babu Kudin shiga/Babu Aiki/Babu Komawa Haraji, ba kwa kwatanta rabon DTI kamar lamuni na al'ada. Sai kawai idan abin da ake magana dukiya dukiya ce ta hannun jari.

Cikakkun bayanai

1) Har zuwa adadin lamuni na $2M;
2) Har zuwa 80% Max LTV;
3) 660 ko mafi girma kiredit maki;
4) Zai iya rufewa a cikin ƙungiyoyi;
5) Babu iyaka akan adadin kadarorin da aka kashe;
6) SFRs, Raka'a 2-4, Gidajen Gida, Gidajen Gari, Gidajen Kwando, da Gidajen Kwando marasa Garanti.

Shirin DSCR

DSCR (Rashin Sabis ɗin Bashi) an ƙirƙira shi don ƙwararrun masu saka hannun jari na ƙasa kuma ya cancanci masu ba da bashi dangane da kwararar kuɗaɗe kawai daga kadarorin batun don tantance ƙimar haɗarin saka hannun jari. A yau, mun mai da hankali kan fahimtar ma'anar DSCR da kuma bayyana sirrin shirin DSCR daga mahangar zuba jarin jinginar gidaje. Na gaba, bari mu shiga cikin shirin DSCR.

Yadda za a lissafta DSCR?

Don lamunin jinginar gidaje, DSCR tana nufin rabon kuɗin haya na wata-wata na gidan saka hannun jari zuwa jimillar kuɗaɗen gidaje (kamar babba, riba, harajin ƙasa, inshora da kuɗin gudanarwa (idan ba a yi wasu kashe kuɗi da gaske ba, za a rubuta shi azaman 0)). Ƙananan rabo, mafi girma hadarin rance. Ana iya bayyana shi a cikin wadannan:

daki-daki

Mu AAA Lendings yanzu yana ba da "Babu rabo DSCR" ga abokan cinikinmu, wanda ke nufin rabon na iya zama ƙasa zuwa "0" A cikin samfuran lamuni na al'ada, muna buƙatar kwatanta kuɗin shiga da PITIA (Principle/ Interest/ Tax/ Insurance/HOA) na wata-wata da sauran lamuni na gidan jinginar gida don yanke shawara ko lamunin zai iya cancanta.

Farashin DSCR

Menene DSCR?

Shin kun san yadda ake cancanci lamunin jinginar gida ba tare da wani bayanin aiki da samun kuɗin shiga ba?
Shin ba ku cancanta da lamunin jinginar gida na al'ada ba?
Shin kun san wane shirin lamuni shine samfur mafi sauƙi?
Kuna so ku san yadda ake amfani da takaddun da aka rage don cancantar lamuni?
Shin yana da wahala a gare ku don samun lamuni na gida a cikin masana'antar ku?

Muna ba da cikakkiyar shirin lamuni don gamsar da mahimman abubuwan da ke sama, wannan shine shirin DSCR, wanda shine mafi shaharar samfur mara-QM a cikin lamunin jinginar gida.

DSCR (Rashin Sabis ɗin Bashi) an ƙirƙira shi don ƙwararrun masu saka hannun jari na ƙasa kuma ya cancanci masu ba da bashi dangane da kwararar kuɗaɗe kawai daga kadarorin batun don tantance ƙimar haɗarin saka hannun jari. A yau, mun mai da hankali kan fahimtar ma'anar DSCR da kuma bayyana sirrin shirin DSCR daga mahangar zuba jarin jinginar gidaje. Na gaba, bari mu shiga cikin shirin DSCR.

Menene fa'idodin shirin DSCR?

Babu rabo DSCR, samfurin lamuni wanda baya duba kudin shiga, ba shi da buƙatun samun kudin shiga na baƙi, saboda wannan samfurin lamuni bai ƙunshi lissafin DTI ba. Kuma mafi ƙarancin rabo na DSCR na iya zama ƙasa da 0. Ko da hayan gidan ya yi ƙasa, za mu iya yin shi! Wannan zabi ne mai kyau ga baƙi masu ƙarancin kuɗi ko ƙarin alhaki.

Bayan haka, ana karɓar baƙi na ƙasashen waje don wannan shirin kuma, musamman tare da visa F1. Idan kai baƙo ne, kuma ba za ka iya cancanta da lamunin lamuni na al'ada ba, tuntuɓe mu kuma sami yanayin lamunin ku.

Jagororin mu suna da sassauƙa kuma idan rancen ku yana da ma'ana za mu taimaka muku rufe shi da sauri. Muna da hanyar sadarwa mai santsi da sauri don lamunin da ba na QM ba, tuntuɓe mu idan kuna da buƙatu.

Kuna samun ƙarin kuɗi! Matsakaicin ƙaddamarwar mu don rufewa bai wuce makonni 3 ba kuma muna rufewa ba tare da wahala ba. Ka yi tunanin yadda masu neman ku za su ƙaru.


Hotuna dalla-dalla samfurin:

- Shirin Ba da Lamuni na AAA Ba-QM DSCR (Rashin Sabis na Bashi) Shirin Bashi - AAA Lamuni dalla-dalla hotuna


Jagoran Samfuri masu alaƙa:

Ilimin abokin ciniki shine ginshiƙin manufar AAA LENDINGS. Mun yi imanin cewa mai ba da bashi da aka sani shi ne mai ba da bashi. Shi ya sa muke yin nisan mil don samar da albarkatun ilimi da jagora don taimaka muku kewaya rikitattun tsarin jinginar gida. Ƙungiyarmu ta sadaukar da kai don amsa tambayoyinku, yin bayanin ƙulla-ƙulla na ƙimar riba, zaɓuɓɓukan lamuni, da ƙari, tabbatar da cewa kun yanke shawara mai kyau. Ilimin kuɗaɗen ku da amincinku sun shafe mu. - AAA Lendings Non-QM DSCR (Bashi Sabis Coverage Ratio) Shirin - AAA Lamuni , Samfurin zai ba da kyauta ga duk duniya, kamar: Anguilla, Mumbai, Czech, Mun sami kyakkyawan suna a tsakanin abokan ciniki na kasashen waje da na gida. Riko da tsarin gudanarwa na tsarin bashi, abokin ciniki na farko, babban inganci da manyan ayyuka, muna maraba da abokai daga kowane fanni na rayuwa don yin haɗin gwiwa tare da mu.
  • Mu tsoffin abokai ne, ingancin samfuran kamfanin koyaushe yana da kyau sosai kuma a wannan lokacin farashin ma yana da arha sosai.
    Taurari 5Daga Hellyington Sato daga United Kingdom - 2018.12.10 19:03
    Wannan kamfani ne mai gaskiya da amana, fasaha da kayan aiki sun ci gaba sosai kuma samfurin ya isa sosai, babu damuwa a cikin kaya.
    Taurari 5Daga Ruth daga Belgium - 2018.08.12 12:27