Cibiyar Samfura

Cikakken Bayani

Shirye-shiryen makomar kuɗin ku yana farawa da abokin haɗin gwiwar jinginar da ya dace, kuma a AAA LENDINGS, mun himmatu don taimaka muku cimma burin ku. Mun fahimci cewa tafiya zuwa ga mallakar gida na iya zama mai ban sha'awa amma kuma mai ban tsoro. ƙwararrun ƙwararrun ƙwararrunmu sun fi ƙwararrun jinginar gidaje kawai; su ne abokan ku na kuɗi. Suna samuwa don tattauna manufofin ku, tantance yanayin kuɗin ku, da ba da jagora na keɓaɓɓen wanda ke ɗaukar sha'awar ku. Muna alfahari da kasancewa hannun jagora wanda ke ba ku ikon yanke shawara mai zurfi game da makomarku.Dillalin Lamuni na New Jersey Ko Mai Ba da Lamuni,Ma'anar Mai Ba da Lamuni Bashi,Manyan Lamuni guda 5, A AAA LENDINGS, muna aiki a ƙarƙashin m imani cewa 'Ba Loan ba zai yiwu ba.' Wannan imani shine ginshiƙin gudanar da ayyukanmu kuma yana cikin taken mu, Mai Ikon Taimakawa, Koyaushe. Yana ɗaukar ainihin ainihin alamar AAA ɗin mu. Mun gane cewa abokan ciniki daban-daban da yanayin ba da lamuni iri-iri suna buƙatar mafita na musamman, kuma mun shirya tsaf don ba su.
- Shirin Bayar da Lamuni na AAA Mara-QM DSCR(Rashin Sabis na Bashi) - Cikakkun Lamuni na AAA:

Mai taken -6

Dubawa

Mafi sauƙaƙan samfur a cikin nau'ikan shirye-shiryen marasa-QM.
Babu Kudin shiga/Babu Aiki/Babu Komawa Haraji, ba kwa kwatanta rabon DTI kamar lamuni na al'ada. Sai kawai idan abin da ake magana dukiya dukiya ce ta hannun jari.

Cikakkun bayanai

1) Har zuwa adadin lamuni na $2M;
2) Har zuwa 80% Max LTV;
3) 660 ko mafi girma kiredit maki;
4) Zai iya rufewa a cikin ƙungiyoyi;
5) Babu iyaka akan adadin kadarorin da aka kashe;
6) SFRs, Raka'a 2-4, Gidajen Gida, Gidajen Gari, Gidajen Kwando, da Gidajen Kwando marasa Garanti.

Shirin DSCR

DSCR (Rashin Sabis ɗin Bashi) an ƙirƙira shi don ƙwararrun masu saka hannun jari na ƙasa kuma ya cancanci masu ba da bashi dangane da kwararar kuɗaɗe kawai daga kadarorin batun don tantance ƙimar haɗarin saka hannun jari. A yau, mun mai da hankali kan fahimtar ma'anar DSCR da kuma bayyana sirrin shirin DSCR daga mahangar zuba jarin jinginar gidaje. Na gaba, bari mu shiga cikin shirin DSCR.

Yadda za a lissafta DSCR?

Don lamunin jinginar gidaje, DSCR tana nufin rabon kuɗin haya na wata-wata na gidan saka hannun jari zuwa jimillar kuɗaɗen gidaje (kamar babba, riba, harajin ƙasa, inshora da kuɗin gudanarwa (idan ba a yi wasu kashe kuɗi da gaske ba, za a rubuta shi azaman 0)). Ƙananan rabo, mafi girma hadarin rance. Ana iya bayyana shi a cikin wadannan:

daki-daki

Mu AAA Lendings yanzu yana ba da "Babu rabo DSCR" ga abokan cinikinmu, wanda ke nufin rabon na iya zama ƙasa zuwa "0" A cikin samfuran lamuni na al'ada, muna buƙatar kwatanta kuɗin shiga da PITIA (Principle/ Interest/ Tax/ Insurance/HOA) na wata-wata da sauran lamuni na gidan jinginar gida don yanke shawara ko lamunin zai iya cancanta.

Farashin DSCR

Menene DSCR?

Shin kun san yadda ake cancanci lamunin jinginar gida ba tare da wani bayanin aiki da samun kuɗin shiga ba?
Shin ba ku cancanta da lamunin jinginar gida na al'ada ba?
Shin kun san wane shirin lamuni shine samfur mafi sauƙi?
Kuna so ku san yadda ake amfani da takaddun da aka rage don cancantar lamuni?
Shin yana da wahala a gare ku don samun lamuni na gida a cikin masana'antar ku?

Muna ba da cikakkiyar shirin lamuni don gamsar da mahimman abubuwan da ke sama, wannan shine shirin DSCR, wanda shine mafi shaharar samfur mara-QM a cikin lamunin jinginar gida.

DSCR (Rashin Sabis ɗin Bashi) an ƙirƙira shi don ƙwararrun masu saka hannun jari na ƙasa kuma ya cancanci masu ba da bashi dangane da kwararar kuɗaɗe kawai daga kadarorin batun don tantance ƙimar haɗarin saka hannun jari. A yau, mun mai da hankali kan fahimtar ma'anar DSCR da kuma bayyana sirrin shirin DSCR daga mahangar zuba jarin jinginar gidaje. Na gaba, bari mu shiga cikin shirin DSCR.

Menene fa'idodin shirin DSCR?

Babu rabo DSCR, samfurin lamuni wanda baya duba kudin shiga, ba shi da buƙatun samun kudin shiga na baƙi, saboda wannan samfurin lamuni bai ƙunshi lissafin DTI ba. Kuma mafi ƙarancin rabo na DSCR na iya zama ƙasa da 0. Ko da hayan gidan ya yi ƙasa, za mu iya yin shi! Wannan zabi ne mai kyau ga baƙi masu ƙarancin kuɗi ko ƙarin alhaki.

Bayan haka, ana karɓar baƙi na ƙasashen waje don wannan shirin kuma, musamman tare da visa F1. Idan kai baƙo ne, kuma ba za ka iya cancanta da lamunin lamuni na al'ada ba, tuntuɓe mu kuma sami yanayin lamunin ku.

Jagororin mu suna da sassauƙa kuma idan rancen ku yana da ma'ana za mu taimaka muku rufe shi da sauri. Muna da hanyar sadarwa mai santsi da sauri don lamunin da ba na QM ba, tuntuɓe mu idan kuna da buƙatu.

Kuna samun ƙarin kuɗi! Matsakaicin ƙaddamarwar mu don rufewa bai wuce makonni 3 ba kuma muna rufewa ba tare da wahala ba. Ka yi tunanin yadda masu neman ku za su ƙaru.


Hotuna dalla-dalla samfurin:

- Shirin Ba da Lamuni na AAA Ba-QM DSCR (Rashin Sabis na Bashi) Shirin Bashi - AAA Lamuni dalla-dalla hotuna


Jagoran Samfuri masu alaƙa:

Alƙawarinmu na nuna gaskiya ya wuce matakan farko na tsarin jinginar gida. Muna tabbatar da cewa kuna da cikakkiyar fahimta game da sharuɗɗan jinginar ku, gami da ƙimar riba, kudade, da farashin rufewa. Babu abubuwan mamaki a ranar rufewa. Mun sadaukar da mu don samar muku da madaidaiciyar bayani, ba tare da jargon ba, ta yadda za ku iya shiga cikin kwarin gwiwa a fannin kuɗi na siyan gida ko sake kuɗaɗen ku. - AAA Lendings Non-QM DSCR (Bashi Sabis Coverage Ratio) Shirin - AAA Lamuni , Samfurin zai ba da kyauta ga dukan duniya, irin su: Iraki, Sri Lanka, San Diego, Muna da ƙungiyar tallace-tallace ta sadaukar da kai, da kuma rassan da yawa, cin abinci ga abokan cinikinmu. Muna neman haɗin gwiwar kasuwanci na dogon lokaci, kuma muna tabbatar da masu samar da mu cewa tabbas za su amfana cikin gajeren lokaci da dogon lokaci.
  • An kammala aikin sarrafa kayan samarwa, an tabbatar da ingancin inganci, babban aminci da sabis bari haɗin gwiwar ya zama mai sauƙi, cikakke!
    Taurari 5By Juliet daga Armenia - 2017.11.11 11:41
    Rarraba samfurin yana da cikakkun bayanai wanda zai iya zama daidai sosai don biyan bukatar mu, ƙwararren dillali.
    Taurari 5By Amber daga Marseille - 2017.05.31 13:26