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Cibiyar Samfura

Cikakken Bayani

Mafarkin mallakar gida bai iyakance ga masu siyan gida na gargajiya ba. A AAA LENDINGS, muna da shirye-shirye na musamman don ba da rance ga waɗanda ba na gargajiya ba. Idan kuna da aikin kan ku, kuna da canjin kuɗin shiga, ko kuna fuskantar yanayi na musamman na kuɗi, zaɓin lamunin mu na iya ɗaukar sha'awar ku. Mun rungumi bambance-bambance a cikin masu karbar bashi kuma muna neman sabbin hanyoyin bayar da lamuni, tabbatar da cewa tafiyar ku zuwa mallakar gida ta ci gaba da jan hankali, ba tare da la’akari da yanayin kuɗin ku ba.Lamunin da ba na Qm ba,Yawan jinginar gida,Mai ba da Lamuni na Virginia ko Mai ba da Lamuni, A matsayin wani ɓangare na ƙaddamar da mu don kasancewa a kan gaba na masana'antu, muna zuba jari mai yawa a cikin fasaha mai mahimmanci don ƙaddamar da aikace-aikacen jinginar gida da tsarin amincewa. Wannan ba kawai yana hanzarta aiwatar da aikace-aikacen ba har ma yana ba ku sabuntawa na ainihin lokacin kan matsayin jinginar ku, yana ba ku kwanciyar hankali da kawar da rashin tabbas wanda sau da yawa kan zo tare da tsarin jinginar gida. Hanyar fasahar mu tana ba mu damar ba da kwarewa mara kyau kuma mai dacewa, yin tafiyarku zuwa mallakar gida ko sake sake kuɗaɗe kamar yadda ya kamata.
- Shirin Bayar da Lamuni na AAA Mara-QM DSCR(Rashin Sabis na Bashi) - Cikakkun Lamuni na AAA:

Mai taken -6

Dubawa

Mafi sauƙaƙan samfur a cikin nau'ikan shirye-shiryen marasa-QM.
Babu Kudin shiga/Babu Aiki/Babu Komawa Haraji, ba kwa kwatanta rabon DTI kamar lamuni na al'ada. Sai kawai idan abin da ake magana dukiya dukiya ce ta hannun jari.

Cikakkun bayanai

1) Har zuwa adadin lamuni na $2M;
2) Har zuwa 80% Max LTV;
3) 660 ko mafi girma kiredit maki;
4) Zai iya rufewa a cikin ƙungiyoyi;
5) Babu iyaka akan adadin kadarorin da aka kashe;
6) SFRs, Raka'a 2-4, Gidajen Gida, Gidajen Gari, Gidajen Kwando, da Gidajen Kwando marasa Garanti.

Shirin DSCR

DSCR (Rashin Sabis ɗin Bashi) an ƙirƙira shi don ƙwararrun masu saka hannun jari na ƙasa kuma ya cancanci masu ba da bashi dangane da kwararar kuɗaɗe kawai daga kadarorin batun don tantance ƙimar haɗarin saka hannun jari. A yau, mun mai da hankali kan fahimtar ma'anar DSCR da kuma bayyana sirrin shirin DSCR daga mahangar zuba jarin jinginar gidaje. Na gaba, bari mu shiga cikin shirin DSCR.

Yadda za a lissafta DSCR?

Don lamunin jinginar gidaje, DSCR tana nufin rabon kuɗin haya na wata-wata na gidan saka hannun jari zuwa jimillar kuɗaɗen gidaje (kamar babba, riba, harajin ƙasa, inshora da kuɗin gudanarwa (idan ba a yi wasu kashe kuɗi da gaske ba, za a rubuta shi azaman 0)). Ƙananan rabo, mafi girma hadarin rance. Ana iya bayyana shi a cikin wadannan:

daki-daki

Mu AAA Lendings yanzu yana ba da "Babu rabo DSCR" ga abokan cinikinmu, wanda ke nufin rabon na iya zama ƙasa zuwa "0" A cikin samfuran lamuni na al'ada, muna buƙatar kwatanta kuɗin shiga da PITIA (Principle/ Interest/ Tax/ Insurance/HOA) na wata-wata da sauran lamuni na gidan jinginar gida don yanke shawara ko lamunin zai iya cancanta.

Farashin DSCR

Menene DSCR?

Shin kun san yadda ake cancanci lamunin jinginar gida ba tare da wani bayanin aiki da samun kuɗin shiga ba?
Shin ba ku cancanta da lamunin jinginar gida na al'ada ba?
Shin kun san wane shirin lamuni shine samfur mafi sauƙi?
Kuna so ku san yadda ake amfani da takaddun da aka rage don cancantar lamuni?
Shin yana da wahala a gare ku don samun lamuni na gida a cikin masana'antar ku?

Muna ba da cikakkiyar shirin lamuni don gamsar da mahimman abubuwan da ke sama, wannan shine shirin DSCR, wanda shine mafi shaharar samfur mara-QM a cikin lamunin jinginar gida.

DSCR (Rashin Sabis ɗin Bashi) an ƙirƙira shi don ƙwararrun masu saka hannun jari na ƙasa kuma ya cancanci masu ba da bashi dangane da kwararar kuɗaɗe kawai daga kadarorin batun don tantance ƙimar haɗarin saka hannun jari. A yau, mun mai da hankali kan fahimtar ma'anar DSCR da kuma bayyana sirrin shirin DSCR daga mahangar zuba jarin jinginar gidaje. Na gaba, bari mu shiga cikin shirin DSCR.

Menene fa'idodin shirin DSCR?

Babu rabo DSCR, samfurin lamuni wanda baya duba kudin shiga, ba shi da buƙatun samun kudin shiga na baƙi, saboda wannan samfurin lamuni bai ƙunshi lissafin DTI ba. Kuma mafi ƙarancin rabo na DSCR na iya zama ƙasa da 0. Ko da hayan gidan ya yi ƙasa, za mu iya yin shi! Wannan zabi ne mai kyau ga baƙi masu ƙarancin kuɗi ko ƙarin alhaki.

Bayan haka, ana karɓar baƙi na ƙasashen waje don wannan shirin kuma, musamman tare da visa F1. Idan kai baƙo ne, kuma ba za ka iya cancanta da lamunin lamuni na al'ada ba, tuntuɓe mu kuma sami yanayin lamunin ku.

Jagororin mu suna da sassauƙa kuma idan rancen ku yana da ma'ana za mu taimaka muku rufe shi da sauri. Muna da hanyar sadarwa mai santsi da sauri don lamunin da ba na QM ba, tuntuɓe mu idan kuna da buƙatu.

Kuna samun ƙarin kuɗi! Matsakaicin ƙaddamarwar mu don rufewa bai wuce makonni 3 ba kuma muna rufewa ba tare da wahala ba. Ka yi tunanin yadda masu neman ku za su ƙaru.

Hotuna dalla-dalla samfurin:

- Shirin Ba da Lamuni na AAA Ba-QM DSCR (Rashin Sabis na Bashi) Shirin Bashi - AAA Lamuni dalla-dalla hotuna

Jagoran Samfuri masu alaƙa:
Bayyana gaskiya shine jigon ayyukanmu. Mu yi alfahari a cikin bude da gaskiya sadarwa tare da mu abokan ciniki. Babu boye kudade, babu mamaki. Muna ba da cikakkun bayanai, madaidaiciyar bayani game da zaɓuɓɓukan jinginar ku, tabbatar da cewa kuna da duk gaskiyar da za ku yanke shawara. Manufarmu ita ce gina amana tare da abokan cinikinmu ta hanyar yin gaskiya da gaskiya, sanya ƙwarewar kuɗin gida ku mai sauƙi kamar yadda zai yiwu. - AAA Lendings Non-QM DSCR (Bashi Sabis Coverage Ratio) Shirin - AAA Lamuni , Samfurin zai ba da kyauta ga ko'ina cikin duniya, kamar: Istanbul, Monaco, Los Angeles, Kamfaninmu shine mai ba da kayayyaki na kasa da kasa akan wannan nau'in kayayyaki. Muna ba da zaɓi mai ban mamaki na kayayyaki masu inganci. Manufarmu ita ce mu faranta muku rai tare da keɓaɓɓen tarin abubuwan da muke tunani yayin ba da ƙima da kyakkyawan sabis. Manufar mu mai sauƙi ce: Don samar da mafi kyawun abubuwa da sabis ga abokan cinikinmu a mafi ƙarancin farashi mai yiwuwa.
    • Mu ƙaramin kamfani ne da aka fara, amma mun sami kulawar shugaban kamfanin kuma mun ba mu taimako sosai. Da fatan za mu iya samun ci gaba tare!
    Taurari 5Daga Genevieve daga Jamaica - 2017.04.28 15:45
    Ba abu mai sauƙi ba ne samun irin wannan ƙwararrun ƙwararru kuma mai bada alhaki a zamanin yau. Da fatan za mu iya kiyaye haɗin gwiwa na dogon lokaci.
    Taurari 5Daga Jonathan daga Slovenia - 2017.12.09 14:01

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