Wholesale - AAA Lamuni Mara-QM DSCR(Rashin Sabis na Bashi) Shirin - Mai ba da lamuni na AAA da mai saka jari

Cikakken Bayani

Mafarkin mallakar gida bai iyakance ga masu siyan gida na gargajiya ba. A AAA LENDINGS, muna da shirye-shirye na musamman don ba da rance ga waɗanda ba na gargajiya ba. Idan kuna da aikin kan ku, kuna da canjin kuɗin shiga, ko kuna fuskantar yanayi na musamman na kuɗi, zaɓin lamunin mu na iya ɗaukar sha'awar ku. Mun rungumi bambance-bambance a cikin masu karbar bashi kuma muna neman sabbin hanyoyin bayar da lamuni, tabbatar da cewa tafiyar ku zuwa mallakar gida ta ci gaba da jan hankali, ba tare da la’akari da yanayin kuɗin ku ba.Bukatun Dillalin Lamuni,Form W-9,Kasuwancin Dillali na jinginar gida, A AAA LENDINGS, sadaukarwar mu ga kyakkyawan aiki ya kai ga ƙungiyarmu. Muna alfahari da samun ƙwararrun ƙwararrun ƙwararru waɗanda ƙwararrun masana'antar jinginar gidaje. Jami’an lamunin mu ba kwararu ba ne kawai; su ne majibintanku. Suna nan don jagorantar ku ta hanyar duk tsarin ba da lamuni, daga aikace-aikacen zuwa rufewa. Muna alfahari da gwanintar ƙungiyarmu, muna tabbatar da cewa kun sami mafi girman matakin sabis da tallafi.

- Shirin Bayar da Lamuni na AAA Mara-QM DSCR(Rashin Sabis na Bashi) - Cikakkun Lamuni na AAA:

Mai taken -6

Dubawa

Mafi sauƙaƙan samfur a cikin nau'ikan shirye-shiryen marasa-QM.
Babu Kudin shiga/Babu Aiki/Babu Komawa Haraji, ba kwa kwatanta rabon DTI kamar lamuni na al'ada. Sai kawai idan abin da ake magana dukiya dukiya ce ta hannun jari.

Cikakkun bayanai

1) Har zuwa adadin lamuni na $2M;
2) Har zuwa 80% Max LTV;
3) 660 ko mafi girma kiredit maki;
4) Zai iya rufewa a cikin ƙungiyoyi;
5) Babu iyaka akan adadin kadarorin da aka kashe;
6) SFRs, Raka'a 2-4, Gidajen Gida, Gidajen Gari, Gidajen Kwando, da Gidajen Kwando marasa Garanti.

Shirin DSCR

DSCR (Rashin Sabis ɗin Bashi) an ƙirƙira shi don ƙwararrun masu saka hannun jari na ƙasa kuma ya cancanci masu ba da bashi dangane da kwararar kuɗaɗe kawai daga kadarorin batun don tantance ƙimar haɗarin saka hannun jari. A yau, mun mai da hankali kan fahimtar ma'anar DSCR da kuma bayyana sirrin shirin DSCR daga mahangar zuba jarin jinginar gidaje. Na gaba, bari mu shiga cikin shirin DSCR.

Yadda za a lissafta DSCR?

Don lamunin jinginar gidaje, DSCR tana nufin rabon kuɗin haya na wata-wata na gidan saka hannun jari zuwa jimillar kuɗaɗen gidaje (kamar babba, riba, harajin ƙasa, inshora da kuɗin gudanarwa (idan ba a yi wasu kashe kuɗi da gaske ba, za a rubuta shi azaman 0)). Ƙananan rabo, mafi girma hadarin rance. Ana iya bayyana shi a cikin wadannan:

daki-daki

Mu AAA Lendings yanzu yana ba da "Babu rabo DSCR" ga abokan cinikinmu, wanda ke nufin rabon na iya zama ƙasa zuwa "0" A cikin samfuran lamuni na al'ada, muna buƙatar kwatanta kuɗin shiga da PITIA (Principle/ Interest/ Tax/ Insurance/HOA) na wata-wata da sauran lamuni na gidan jinginar gida don yanke shawara ko lamunin zai iya cancanta.

Farashin DSCR

Menene DSCR?

Shin kun san yadda ake cancanci lamunin jinginar gida ba tare da wani bayanin aiki da samun kuɗin shiga ba?
Shin ba ku cancanta da lamunin jinginar gida na al'ada ba?
Shin kun san wane shirin lamuni shine samfur mafi sauƙi?
Kuna so ku san yadda ake amfani da takaddun da aka rage don cancantar lamuni?
Shin yana da wahala a gare ku don samun lamuni na gida a cikin masana'antar ku?

Muna ba da cikakkiyar shirin lamuni don gamsar da mahimman abubuwan da ke sama, wannan shine shirin DSCR, wanda shine mafi shaharar samfur mara-QM a cikin lamunin jinginar gida.

Menene fa'idodin shirin DSCR?

Babu rabo DSCR, samfurin lamuni wanda baya duba kudin shiga, ba shi da buƙatun samun kudin shiga na baƙi, saboda wannan samfurin lamuni bai ƙunshi lissafin DTI ba. Kuma mafi ƙarancin rabo na DSCR na iya zama ƙasa da 0. Ko da hayan gidan ya yi ƙasa, za mu iya yin shi! Wannan zabi ne mai kyau ga baƙi masu ƙarancin kuɗi ko ƙarin alhaki.

Bayan haka, ana karɓar baƙi na ƙasashen waje don wannan shirin kuma, musamman tare da visa F1. Idan kai baƙo ne, kuma ba za ka iya cancanta da lamunin lamuni na al'ada ba, tuntuɓe mu kuma sami yanayin lamunin ku.

Jagororin mu suna da sassauƙa kuma idan rancen ku yana da ma'ana za mu taimaka muku rufe shi da sauri. Muna da hanyar sadarwa mai santsi da sauri don lamunin da ba na QM ba, tuntuɓe mu idan kuna da buƙatu.

Kuna samun ƙarin kuɗi! Matsakaicin ƙaddamarwar mu don rufewa bai wuce makonni 3 ba kuma muna rufewa ba tare da wahala ba. Ka yi tunanin yadda masu neman ku za su ƙaru.

Hotuna dalla-dalla samfurin:

Jagoran Samfuri masu dangantaka:

Mun fahimci cewa jinginar gida ba ma'amala ta kuɗi ba ce kawai amma muhimmiyar yanke shawara ta rayuwa. Mu mayar da hankali kan abokin ciniki-centricity yana nufin cewa ba mu kawai la'akari da lambobi; muna la'akari da keɓaɓɓen labarinku, buri, da burin kuɗi. Kwararrun jinginar kuɗinmu suna ɗaukar lokaci don fahimtar tafiyarku ta sirri, tabbatar da cewa kun sami maganin jinginar gida wanda ya dace da hangen nesa na gaba. - AAA Lendings Non-QM DSCR (Bashi Sabis Coverage Ratio) Shirin - AAA Lamuni , Samfurin zai ba da kyauta ga ko'ina cikin duniya, kamar: Finland, Brunei, Mozambique, Abubuwan da muke amfani da su su ne ƙirar mu, sassauci da aminci waɗanda aka gina a cikin shekaru 20 na ƙarshe. Muna mai da hankali kan samar da sabis ga abokan cinikinmu a matsayin babban jigon ƙarfafa dangantakarmu na dogon lokaci. Ci gaba da samun samfuran manyan ƙima a haɗe tare da kyakkyawan sabis ɗinmu na gaba-da-da-bayan-tallace-tallace yana tabbatar da ƙwaƙƙwaran gasa a cikin ƙaramar kasuwar duniya.

- AAA Lamuni

Manajoji masu hangen nesa ne, suna da ra'ayin amfanin juna, ci gaba da ingantawa da haɓakawa, muna da tattaunawa mai daɗi da Haɗin kai.
Taurari 5

By Sandy daga Guatemala - 2018.05.15 10:52

Koyaushe muna yin imani cewa cikakkun bayanai sun yanke shawarar ingancin samfurin kamfanin, ta wannan yanayin, kamfanin yana biyan bukatunmu kuma kayayyaki sun cika tsammaninmu.
Taurari 5

By Maryam daga Saudiyya - 2018.07.27 12:26