Wholesale - AAA Lamuni Mara-QM DSCR(Rashin Sabis na Bashi) Shirin - Mai ba da lamuni na AAA da mai saka jari

Cikakken Bayani

Ƙirƙira wani ɓangare ne na DNA ɗin mu. Muna ci gaba da neman hanyoyin haɓaka ƙwarewar jinginar gidaje ga abokan cinikinmu. Tsarin aikace-aikacen mu na zamani na kan layi, amintaccen sarrafa takardu, da zaɓuɓɓukan sadarwar dijital suna ba da tafiye-tafiyen jinginar gida mara kamshi, mara takarda. Tare da AAA LENDINGS, zaku iya tsammanin ingantaccen lamuni na zamani, mai inganci, da amintaccen ƙwarewar bayar da lamuni wanda ke ci gaba da duniyar fasaha mai sauri. Amincinku da amincin ku sune mafi mahimmanci a gare mu.Mai saye-lokaci,Menene Ssa-89,Hasashen Hasashen Lamuni, A AAA LENDINGS, mun yi imanin cewa mallakar gida ya kamata ya zama abin jin daɗi kuma mai gamsarwa. Don shiga da faranta muku rai a wannan tafiya, muna ba da dama ta musamman ga al'ummar mai gidanmu. Haɗa tare da wasu akan hanya ɗaya, raba gogewa, da gano mahimman bayanai don sanya tafiyar mallakar gidan ku ta zama mai jan hankali da ma'amala. Gidanku ba dukiya ba ce kawai; al'umma ce da salon rayuwa, kuma mun zo nan don sanya wannan tafiya ta zama mai jan hankali.

- Shirin Bayar da Lamuni na AAA Mara-QM DSCR(Rashin Sabis na Bashi) - Cikakkun Lamuni na AAA:

Mai taken -6

Dubawa

Mafi sauƙaƙan samfur a cikin nau'ikan shirye-shiryen marasa-QM.
Babu Kudin shiga/Babu Aiki/Babu Komawa Haraji, ba kwa kwatanta rabon DTI kamar lamuni na al'ada. Sai kawai idan abin da ake magana dukiya dukiya ce ta hannun jari.

Cikakkun bayanai

1) Har zuwa adadin lamuni na $2M;
2) Har zuwa 80% Max LTV;
3) 660 ko mafi girma kiredit maki;
4) Zai iya rufewa a cikin ƙungiyoyi;
5) Babu iyaka akan adadin kadarorin da aka kashe;
6) SFRs, Raka'a 2-4, Gidajen Gida, Gidajen Gari, Gidajen Kwando, da Gidajen Kwando marasa Garanti.

Shirin DSCR

DSCR (Rashin Sabis ɗin Bashi) an ƙirƙira shi don ƙwararrun masu saka hannun jari na ƙasa kuma ya cancanci masu ba da bashi dangane da kwararar kuɗaɗe kawai daga kadarorin batun don tantance ƙimar haɗarin saka hannun jari. A yau, mun mai da hankali kan fahimtar ma'anar DSCR da kuma bayyana sirrin shirin DSCR daga mahangar zuba jarin jinginar gidaje. Na gaba, bari mu shiga cikin shirin DSCR.

Yadda za a lissafta DSCR?

Don lamunin jinginar gidaje, DSCR tana nufin rabon kuɗin haya na wata-wata na gidan saka hannun jari zuwa jimillar kuɗaɗen gidaje (kamar babba, riba, harajin ƙasa, inshora da kuɗin gudanarwa (idan ba a yi wasu kashe kuɗi da gaske ba, za a rubuta shi azaman 0)). Ƙananan rabo, mafi girma hadarin rance. Ana iya bayyana shi a cikin wadannan:

daki-daki

Mu AAA Lendings yanzu yana ba da "Babu rabo DSCR" ga abokan cinikinmu, wanda ke nufin rabon na iya zama ƙasa zuwa "0" A cikin samfuran lamuni na al'ada, muna buƙatar kwatanta kuɗin shiga da PITIA (Principle/ Interest/ Tax/ Insurance/HOA) na wata-wata da sauran lamuni na gidan jinginar gida don yanke shawara ko lamunin zai iya cancanta.

Farashin DSCR

Menene DSCR?

Shin kun san yadda ake cancanci lamunin jinginar gida ba tare da wani bayanin aiki da samun kuɗin shiga ba?
Shin ba ku cancanta da lamunin jinginar gida na al'ada ba?
Shin kun san wane shirin lamuni shine samfur mafi sauƙi?
Kuna so ku san yadda ake amfani da takaddun da aka rage don cancantar lamuni?
Shin yana da wahala a gare ku don samun lamuni na gida a cikin masana'antar ku?

Muna ba da cikakkiyar shirin lamuni don gamsar da mahimman abubuwan da ke sama, wannan shine shirin DSCR, wanda shine mafi shaharar samfur mara-QM a cikin lamunin jinginar gida.

Menene fa'idodin shirin DSCR?

Babu rabo DSCR, samfurin lamuni wanda baya duba kudin shiga, ba shi da buƙatun samun kudin shiga na baƙi, saboda wannan samfurin lamuni bai ƙunshi lissafin DTI ba. Kuma mafi ƙarancin rabo na DSCR na iya zama ƙasa da 0. Ko da hayan gidan ya yi ƙasa, za mu iya yin shi! Wannan zabi ne mai kyau ga baƙi masu ƙarancin kuɗi ko ƙarin alhaki.

Bayan haka, ana karɓar baƙi na ƙasashen waje don wannan shirin kuma, musamman tare da visa F1. Idan kai baƙo ne, kuma ba za ka iya cancanta da lamunin lamuni na al'ada ba, tuntuɓe mu kuma sami yanayin lamunin ku.

Jagororin mu suna da sassauƙa kuma idan rancen ku yana da ma'ana za mu taimaka muku rufe shi da sauri. Muna da hanyar sadarwa mai santsi da sauri don lamunin da ba na QM ba, tuntuɓe mu idan kuna da buƙatu.

Kuna samun ƙarin kuɗi! Matsakaicin ƙaddamarwar mu don rufewa bai wuce makonni 3 ba kuma muna rufewa ba tare da wahala ba. Ka yi tunanin yadda masu neman ku za su ƙaru.

Hotuna dalla-dalla samfurin:

Jagoran Samfuri masu dangantaka:

Yayin da masu ba da lamuni da yawa sun iyakance ikonsu, muna ci gaba da faɗaɗa kasancewarmu a cikin jihohi daban-daban, muna ba masu bashi hidima a cikin jihohi 45, gami da wasu kasuwanni masu ƙarfi kamar California da Texas. Faɗin isar da mu yana ba mu damar fahimta da daidaitawa ga ɓangarorin yanki, tabbatar da cewa abokan cinikinmu a jihohi daban-daban sun sami tallafi na gida yayin da har yanzu suna cin gajiyar ƙwarewarmu ta ƙasa baki ɗaya. - AAA Lendings Non-QM DSCR (Bashi Sabis Coverage Ratio) Shirin - AAA Lamuni , Samfurin zai ba da kyauta ga ko'ina cikin duniya, kamar: Orlando, Borussia Dortmund, Jersey, Kamfaninmu shine mai ba da kayayyaki na kasa da kasa akan irin wannan nau'in kayayyaki. Muna ba da zaɓi mai ban mamaki na samfurori masu inganci. Manufarmu ita ce mu faranta muku rai tare da keɓancewar samfuran samfuranmu yayin samar da ƙima da kyakkyawan sabis. Manufar mu mai sauƙi ce: Don samar da mafi kyawun samfura da sabis ga abokan cinikinmu a mafi ƙarancin farashi mai yiwuwa.

- AAA Lamuni