Cibiyar Samfura

Cikakken Bayani

Mun fahimci cewa jinginar gida ba ma'amala ta kuɗi ba ce kawai amma muhimmiyar yanke shawara ta rayuwa. Mu mayar da hankali kan abokin ciniki-centricity yana nufin cewa ba mu kawai la'akari da lambobi; muna la'akari da keɓaɓɓen labarinku, buri, da burin kuɗi. Kwararrun jinginar kuɗinmu suna ɗaukar lokaci don fahimtar tafiyarku ta sirri, tabbatar da cewa kun sami maganin jinginar gida wanda ya dace da hangen nesa na gaba.Dillalin Lamuni na Minnesota Ko Mai Ba da Lamuni,Lasisi Dillalin Lamuni Florida,Kudin shiga na waje, AAA LENDINGS ya himmatu don yin tafiyar jinginar ku ta zama gwaninta da ke ba ku ƙarfin gaske. Mun fahimci cewa begen samun jinginar gida na iya zama duka mai ban sha'awa da ban tsoro. Shi ya sa muka ƙirƙiro hanyar da ta shafi masu ba da lamuni wadda ba wai kawai ta sauƙaƙa tsarin ba har ma tana jan hankalin ku da ilmantar da ku a kowane mataki. Manufarmu ita ce mu tabbatar da burin mallakar ku na gida ya zama gaskiya yayin da muke sanar da ku da kuma jin daɗin tsarin.
- Shirin Bayar da Lamuni na AAA Mara-QM DSCR(Rashin Sabis na Bashi) - Cikakkun Lamuni na AAA:

Mai taken -6

Dubawa

Mafi sauƙaƙan samfur a cikin nau'ikan shirye-shiryen marasa-QM.
Babu Kudin shiga/Babu Aiki/Babu Komawa Haraji, ba kwa kwatanta rabon DTI kamar lamuni na al'ada. Sai kawai idan abin da ake magana dukiya dukiya ce ta hannun jari.

Cikakkun bayanai

1) Har zuwa adadin lamuni na $2M;
2) Har zuwa 80% Max LTV;
3) 660 ko mafi girma kiredit maki;
4) Zai iya rufewa a cikin ƙungiyoyi;
5) Babu iyaka akan adadin kadarorin da aka kashe;
6) SFRs, Raka'a 2-4, Gidajen Gida, Gidajen Gari, Gidajen Kwando, da Gidajen Kwando marasa Garanti.

Shirin DSCR

DSCR (Rashin Sabis ɗin Bashi) an ƙirƙira shi don ƙwararrun masu saka hannun jari na ƙasa kuma ya cancanci masu ba da bashi dangane da kwararar kuɗaɗe kawai daga kadarorin batun don tantance ƙimar haɗarin saka hannun jari. A yau, mun mai da hankali kan fahimtar ma'anar DSCR da kuma bayyana sirrin shirin DSCR daga mahangar zuba jarin jinginar gidaje. Na gaba, bari mu shiga cikin shirin DSCR.

Yadda za a lissafta DSCR?

Don lamunin jinginar gidaje, DSCR tana nufin rabon kuɗin haya na wata-wata na gidan saka hannun jari zuwa jimillar kuɗaɗen gidaje (kamar babba, riba, harajin ƙasa, inshora da kuɗin gudanarwa (idan ba a yi wasu kashe kuɗi da gaske ba, za a rubuta shi azaman 0)). Ƙananan rabo, mafi girma hadarin rance. Ana iya bayyana shi a cikin wadannan:

daki-daki

Mu AAA Lendings yanzu yana ba da "Babu rabo DSCR" ga abokan cinikinmu, wanda ke nufin rabon na iya zama ƙasa zuwa "0" A cikin samfuran lamuni na al'ada, muna buƙatar kwatanta kuɗin shiga da PITIA (Principle/ Interest/ Tax/ Insurance/HOA) na wata-wata da sauran lamuni na gidan jinginar gida don yanke shawara ko lamunin zai iya cancanta.

Farashin DSCR

Menene DSCR?

Shin kun san yadda ake cancanci lamunin jinginar gida ba tare da wani bayanin aiki da samun kuɗin shiga ba?
Shin ba ku cancanta da lamunin jinginar gida na al'ada ba?
Shin kun san wane shirin lamuni shine samfur mafi sauƙi?
Kuna so ku san yadda ake amfani da takaddun da aka rage don cancantar lamuni?
Shin yana da wahala a gare ku don samun lamuni na gida a cikin masana'antar ku?

Muna ba da cikakkiyar shirin lamuni don gamsar da mahimman abubuwan da ke sama, wannan shine shirin DSCR, wanda shine mafi shaharar samfur mara-QM a cikin lamunin jinginar gida.

DSCR (Rashin Sabis ɗin Bashi) an ƙirƙira shi don ƙwararrun masu saka hannun jari na ƙasa kuma ya cancanci masu ba da bashi dangane da kwararar kuɗaɗe kawai daga kadarorin batun don tantance ƙimar haɗarin saka hannun jari. A yau, mun mai da hankali kan fahimtar ma'anar DSCR da kuma bayyana sirrin shirin DSCR daga mahangar zuba jarin jinginar gidaje. Na gaba, bari mu shiga cikin shirin DSCR.

Menene fa'idodin shirin DSCR?

Babu rabo DSCR, samfurin lamuni wanda baya duba kudin shiga, ba shi da buƙatun samun kudin shiga na baƙi, saboda wannan samfurin lamuni bai ƙunshi lissafin DTI ba. Kuma mafi ƙarancin rabo na DSCR na iya zama ƙasa da 0. Ko da hayan gidan ya yi ƙasa, za mu iya yin shi! Wannan zabi ne mai kyau ga baƙi masu ƙarancin kuɗi ko ƙarin alhaki.

Bayan haka, ana karɓar baƙi na ƙasashen waje don wannan shirin kuma, musamman tare da visa F1. Idan kai baƙo ne, kuma ba za ka iya cancanta da lamunin lamuni na al'ada ba, tuntuɓe mu kuma sami yanayin lamunin ku.

Jagororin mu suna da sassauƙa kuma idan rancen ku yana da ma'ana za mu taimaka muku rufe shi da sauri. Muna da hanyar sadarwa mai santsi da sauri don lamunin da ba na QM ba, tuntuɓe mu idan kuna da buƙatu.

Kuna samun ƙarin kuɗi! Matsakaicin ƙaddamarwar mu don rufewa bai wuce makonni 3 ba kuma muna rufewa ba tare da wahala ba. Ka yi tunanin yadda masu neman ku za su ƙaru.


Hotuna dalla-dalla samfurin:

- Shirin Ba da Lamuni na AAA Ba-QM DSCR (Rashin Sabis na Bashi) Shirin Bashi - AAA Lamuni dalla-dalla hotuna


Jagoran Samfuri masu alaƙa:

Ilimin abokin ciniki shine ginshiƙin manufar AAA LENDINGS. Mun yi imanin cewa mai ba da bashi da aka sani shi ne mai ba da bashi. Shi ya sa muke yin nisan mil don samar da albarkatun ilimi da jagora don taimaka muku kewaya rikitattun tsarin jinginar gida. Ƙungiyarmu ta sadaukar da kai don amsa tambayoyinku, yin bayanin ƙulla-ƙulla na ƙimar riba, zaɓuɓɓukan lamuni, da ƙari, tabbatar da cewa kun yanke shawara mai kyau. Ilimin kuɗaɗen ku da amincinku sun shafe mu. - AAA Lendings Non-QM DSCR (Bashi Sabis Coverage Ratio) Shirin - AAA Lamuni , Samfurin zai ba da kyauta ga duk duniya, kamar: Paraguay, Venezuela, Cyprus, Dogaro da inganci mafi kyau da kyakkyawan tallace-tallace, samfuranmu suna sayar da kyau a Amurka, Turai, Gabas ta Tsakiya da Afirka ta Kudu. Mu kuma masana'antar OEM ce aka nada don shahararrun samfuran samfuran duniya da yawa. Barka da zuwa tuntube mu don ƙarin shawarwari da haɗin gwiwa.
  • Irin nau'in samfurin ya cika, inganci mai kyau da mara tsada, bayarwa yana da sauri kuma sufuri yana da tsaro, yana da kyau sosai, muna farin cikin haɗin gwiwa tare da kamfani mai daraja!
    Taurari 5Daga Michelle daga Bandung - 2017.03.07 13:42
    Koyaushe muna yin imani cewa cikakkun bayanai sun yanke shawarar ingancin samfurin kamfanin, ta wannan yanayin, kamfanin yana biyan bukatunmu kuma kayayyaki sun cika tsammaninmu.
    Taurari 5By Chloe daga Montreal - 2018.09.19 18:37