Cibiyar Samfura

Cikakken Bayani

Mun fahimci cewa jinginar gida ba ma'amala ta kuɗi ba ce kawai amma muhimmiyar yanke shawara ta rayuwa. Mu mayar da hankali kan abokin ciniki-centricity yana nufin cewa ba mu kawai la'akari da lambobi; muna la'akari da keɓaɓɓen labarinku, buri, da burin kuɗi. Kwararrun jinginar kuɗinmu suna ɗaukar lokaci don fahimtar tafiyarku ta sirri, tabbatar da cewa kun sami maganin jinginar gida wanda ya dace da hangen nesa na gaba.Lamuni na Al'ada Vs Jumbo Loan,Farashin jinginar gida na yanzu,Broker na jinginar gida Texas, A AAA LENDINGS, muna aiki a ƙarƙashin m imani cewa 'Ba Loan ba zai yiwu ba.' Wannan imani shine ginshiƙin gudanar da ayyukanmu kuma yana cikin taken mu, Mai Ikon Taimakawa, Koyaushe. Yana ɗaukar ainihin ainihin alamar AAA ɗin mu. Mun gane cewa abokan ciniki daban-daban da yanayin ba da lamuni iri-iri suna buƙatar mafita na musamman, kuma mun shirya tsaf don ba su.
- Lamunin AAA Ba-QM Mai Sauƙi Cancantaccen Kadari kawai zaɓi - ATR-In-Cikakken - Cikakkun Lamuni na AAA:

Mai taken -9

Dubawa

Shahararren shirin kadari. Borrower yana da takamaiman adadin kuɗi, wanda zai iya rufe farashin sayan ko adadin lamuni da farashin rufewa. Babu bayanin aiki; Babu DTI.

Cikakkun bayanai

1) Har zuwa 75% LTV;
2) Adadin lamuni har zuwa $4M;
3) Gidan zama na farko kawai;
4) Babu iyaka akan adadin kadarorin da aka kashe;
5) Aƙalla tanadi na watanni 6 daga kuɗin mai bashi.

Menene wannan shirin?

Shirin ATR-In-Full shima shirin kadari ne, wanda ya cancanta da kadara kawai. Kyakkyawan zaɓi na lamunin da ba na QM ba.
Lamunin AAA ba za su ƙididdige DTI ba ga masu nema waɗanda suka cancanci ta hanyar tabbatar da Kadari kawai ("ATR-In-Full"). A inji, duk wani kudin shiga ko aiki da aka jera akan aikace-aikacen za a yi la'akari da abin da ba a rubuta ba kuma, a matsayin madadin, ana iya barin shi babu komai. Idan ana wakilta aikin da kudin shiga akan aikace-aikacen, bai kamata a ƙididdige DTI ba

Ta yaya kuke sanin ko za ku iya cancantar kadari don wannan shirin?

A ƙasa akwai hanyoyin lissafin:
Don lamunin siyan, jimlar kadarorin da aka yarda dole ne su dace da farashin siyan da kowane kuma duk farashin rufewa.
Kadai>= Farashin siyayya + duk farashin rufewa
Don rancen sake kuɗi, jimlar kadarorin da aka yarda dole ne su dace da cikakken adadin lamuni tare da farashin rufewa.
Kadai>= Adadin lamuni + farashin rufewa

Dubi cancantar yanayi a ƙasa, zaku iya komawa zuwa hanyoyin lissafi don ganin ko za ku iya cancanta da farko kafin fara neman lamuni tare da masu ba da lamuni:

Yanayi na 1: Farashin saye da farashin rufewa = $768,500. Kaddarorin da ake da su = $700,000 (ajiye) da $45,000 (50% na IRA) = $748,000. Gajeren da $20,500. Idan mai karbar bashi ya kai 59.5 ko sama da haka, kadarorin da suka cancanta zasu zama $700,000 + $54,000 (60% na IRA) = $754,000 kuma gajere ta $14,500.
 
Hali na 2: Adadin lamuni tare da farashin rufewa = $518,500. Kadarorin da ake da su = $370,000 (ajiye) + $100,000 (50% na IRA) = $470,000. Gajeren da $48,500. Idan 59.5 ko mazan, kadarorin cancanta = $370,000 + $120,000 (60% na IRA) = $490,000 kuma gajere ta $28,500.

Menene cancantar kadarar wannan shirin?

Cash, hannun jari, shaidu da kadarorin ruwa na sirri (babu dukiya) = 100%
Asusun ritaya = 50% idan 59 ko ƙarami da 60% idan mazan
Babu kuɗin kasuwanci

Menene amfanin?

Min. Adana watanni 6


Hotuna dalla-dalla samfurin:

- Bayar da Lamuni na AAA Ba-QM Mai Sauƙi Cancantaccen Kadari kawai zaɓi - ATR-In-Full - Lamunin AAA dalla-dalla hotuna


Jagoran Samfuri masu alaƙa:

Bayyana gaskiya shine jigon ayyukanmu. Mu yi alfahari a cikin bude da gaskiya sadarwa tare da mu abokan ciniki. Babu boye kudade, babu mamaki. Muna ba da cikakkun bayanai, madaidaiciyar bayani game da zaɓuɓɓukan jinginar ku, tabbatar da cewa kuna da duk gaskiyar da za ku yanke shawara. Manufarmu ita ce gina amana tare da abokan cinikinmu ta hanyar yin gaskiya da gaskiya, sanya ƙwarewar kuɗin gida ku mai sauƙi kamar yadda zai yiwu. – AAA Lendings Non-QM Sauƙaƙa Cancantar kadari kawai zaɓi – ATR-In-Full – AAA Lamuni , Samfurin zai wadata a duk faɗin duniya, kamar: Irish, Greenland, Buenos Aires, Kamfaninmu ya nace a kan manufar ɗaukar fifikon sabis don daidaitaccen, garantin inganci ga alama, yin kasuwanci a cikin bangaskiya mai kyau, don samar da ƙwararru, da sauri, daidai da ku. Muna maraba da tsofaffi da sababbin abokan ciniki don yin shawarwari tare da mu. Za mu bauta muku da dukan ikhlasi!
  • A kasar Sin, mun sayi sau da yawa, wannan lokacin shine mafi nasara kuma mafi gamsarwa, mai gaskiya da gaskiya na kasar Sin!
    Taurari 5Daga John biddlestone daga Koriya ta Kudu - 2018.06.21 17:11
    Kamfanin rike da aiki ra'ayi kimiyya management, high quality da kuma yadda ya dace primacy, abokin ciniki m, mun ko da yaushe kiyaye kasuwanci hadin gwiwa. Aiki tare da ku, muna jin sauki!
    Taurari 5Na Ricardo daga Dominica - 2017.02.14 13:19