- Lamunin AAA Ba-QM Mai Sauƙi Cancantaccen Kadari kawai zaɓi - ATR-In-Cikakken - Cikakkun Lamuni na AAA:
Dubawa
Shahararren shirin kadari. Borrower yana da takamaiman adadin kuɗi, wanda zai iya rufe farashin sayan ko adadin lamuni da farashin rufewa. Babu bayanin aiki; Babu DTI.
Cikakkun bayanai
1) Har zuwa 75% LTV;
2) Adadin lamuni har zuwa $4M;
3) Gidan zama na farko kawai;
4) Babu iyaka akan adadin kadarorin da aka kashe;
5) Aƙalla tanadi na watanni 6 daga kuɗin mai bashi.
Menene wannan shirin?
Shirin ATR-In-Full shima shirin kadari ne, wanda ya cancanta da kadara kawai. Kyakkyawan zaɓi na lamunin da ba na QM ba.
Lamunin AAA ba za su ƙididdige DTI ba ga masu nema waɗanda suka cancanci ta hanyar tabbatar da Kadari kawai ("ATR-In-Full"). A inji, duk wani kudin shiga ko aiki da aka jera akan aikace-aikacen za a yi la'akari da abin da ba a rubuta ba kuma, a matsayin madadin, ana iya barin shi babu komai. Idan ana wakilta aikin da kudin shiga akan aikace-aikacen, bai kamata a ƙididdige DTI ba
Ta yaya kuke sanin ko za ku iya cancantar kadari don wannan shirin?
A ƙasa akwai hanyoyin lissafin:
Don lamunin siyan, jimlar kadarorin da aka yarda dole ne su dace da farashin siyan da kowane kuma duk farashin rufewa.
Kadai>= Farashin siyayya + duk farashin rufewa
Don rancen sake kuɗi, jimlar kadarorin da aka yarda dole ne su dace da cikakken adadin lamuni tare da farashin rufewa.
Kadai>= Adadin lamuni + farashin rufewa
Dubi cancantar yanayi a ƙasa, zaku iya komawa zuwa hanyoyin lissafi don ganin ko za ku iya cancanta da farko kafin fara neman lamuni tare da masu ba da lamuni:
Yanayi na 1: Farashin saye da farashin rufewa = $768,500. Kaddarorin da ake da su = $700,000 (ajiye) da $45,000 (50% na IRA) = $748,000. Gajeren da $20,500. Idan mai karbar bashi ya kai 59.5 ko sama da haka, kadarorin da suka cancanta zasu zama $700,000 + $54,000 (60% na IRA) = $754,000 kuma gajere ta $14,500.
Hali na 2: Adadin lamuni tare da farashin rufewa = $518,500. Kadarorin da ake da su = $370,000 (ajiye) + $100,000 (50% na IRA) = $470,000. Gajeren da $48,500. Idan 59.5 ko mazan, kadarorin cancanta = $370,000 + $120,000 (60% na IRA) = $490,000 kuma gajere ta $28,500.
Menene cancantar kadarar wannan shirin?
Cash, hannun jari, shaidu da kadarorin ruwa na sirri (babu dukiya) = 100%
Asusun ritaya = 50% idan 59 ko ƙarami da 60% idan mazan
Babu kuɗin kasuwanci
Menene amfanin?
Min. Adana watanni 6
Hotuna dalla-dalla samfurin:
Jagoran Samfuri masu alaƙa:
Mun fahimci cewa jinginar gida ba ma'amala ta kuɗi ba ce kawai amma muhimmiyar yanke shawara ta rayuwa. Mu mayar da hankali kan abokin ciniki-centricity yana nufin cewa ba mu kawai la'akari da lambobi; muna la'akari da keɓaɓɓen labarinku, buri, da burin kuɗi. Kwararrun jinginar kuɗinmu suna ɗaukar lokaci don fahimtar tafiyarku ta sirri, tabbatar da cewa kun sami maganin jinginar gida wanda ya dace da hangen nesa na gaba. – AAA Lendings Non-QM Sauƙaƙa Cancantar kadari kawai zaɓi – ATR-In-Full – AAA Lamuni , The samfurin zai wadata a duk faɗin duniya, kamar: Wellington, Malta, Kenya, Make da mata mafi m ne mu tallace-tallace falsafar. Kasancewa amintaccen abokin ciniki kuma wanda aka fi so shine maƙasudin kamfaninmu. Muna takurawa kowane bangare na aikinmu. Muna maraba da abokai da gaske don yin shawarwarin kasuwanci da fara haɗin gwiwa. Muna fatan hada hannu da abokai a masana'antu daban-daban don ƙirƙirar kyakkyawar makoma.
Daga Eileen daga London - 2017.06.19 13:51 Kamfanin na iya ci gaba da canje-canje a cikin wannan kasuwar masana'antu, sabunta samfurin da sauri kuma farashin yana da arha, wannan shine haɗin gwiwarmu na biyu, yana da kyau.
By Barbara daga Birmingham - 2017.10.13 10:47 
