- Lamunin AAA Ba-QM Mai Sauƙi Cancantaccen Kadari kawai zaɓi - ATR-In-Cikakken - Cikakkun Lamuni na AAA:

Dubawa
Shahararren shirin kadari. Borrower yana da takamaiman adadin kuɗi, wanda zai iya rufe farashin sayan ko adadin lamuni da farashin rufewa. Babu bayanin aiki; Babu DTI.
Cikakkun bayanai
1) Har zuwa 75% LTV;
2) Adadin lamuni har zuwa $4M;
3) Gidan zama na farko kawai;
4) Babu iyaka akan adadin kadarorin da aka kashe;
5) Aƙalla tanadi na watanni 6 daga kuɗin mai bashi.
Menene wannan shirin?
Shirin ATR-In-Full shima shirin kadari ne, wanda ya cancanta da kadara kawai. Kyakkyawan zaɓi na lamunin da ba na QM ba.
Lamunin AAA ba za su ƙididdige DTI ba ga masu nema waɗanda suka cancanci ta hanyar tabbatar da Kadari kawai ("ATR-In-Full"). A inji, duk wani kudin shiga ko aiki da aka jera akan aikace-aikacen za a yi la'akari da abin da ba a rubuta ba kuma, a matsayin madadin, ana iya barin shi babu komai. Idan ana wakilta aikin da kudin shiga akan aikace-aikacen, bai kamata a ƙididdige DTI ba
Ta yaya kuke sanin ko za ku iya cancantar kadari don wannan shirin?
A ƙasa akwai hanyoyin lissafin:
Don lamunin siyan, jimlar kadarorin da aka yarda dole ne su dace da farashin siyan da kowane kuma duk farashin rufewa.
Kadai>= Farashin siyayya + duk farashin rufewa
Don rancen sake kuɗi, jimlar kadarorin da aka yarda dole ne su dace da cikakken adadin lamuni tare da farashin rufewa.
Kadai>= Adadin lamuni + farashin rufewa
Dubi cancantar yanayi a ƙasa, zaku iya komawa zuwa hanyoyin lissafi don ganin ko za ku iya cancanta da farko kafin fara neman lamuni tare da masu ba da lamuni:
Yanayi na 1: Farashin saye da farashin rufewa = $768,500. Kaddarorin da ake da su = $700,000 (ajiye) da $45,000 (50% na IRA) = $748,000. Gajeren da $20,500. Idan mai karbar bashi ya kai 59.5 ko sama da haka, kadarorin da suka cancanta zasu zama $700,000 + $54,000 (60% na IRA) = $754,000 kuma gajere ta $14,500.
Hali na 2: Adadin lamuni tare da farashin rufewa = $518,500. Kadarorin da ake da su = $370,000 (ajiye) + $100,000 (50% na IRA) = $470,000. Gajeren da $48,500. Idan 59.5 ko mazan, kadarorin cancanta = $370,000 + $120,000 (60% na IRA) = $490,000 kuma gajere ta $28,500.
Menene cancantar kadarar wannan shirin?
Cash, hannun jari, shaidu da kadarorin ruwa na sirri (babu dukiya) = 100%
Asusun ritaya = 50% idan 59 ko ƙarami da 60% idan mazan
Babu kuɗin kasuwanci
Menene amfanin?
Min. Adana watanni 6
Hotuna dalla-dalla samfurin:
Jagoran Samfuri masu alaƙa:
Yayin da masu ba da lamuni da yawa sun iyakance ikonsu, muna ci gaba da faɗaɗa kasancewarmu a cikin jihohi daban-daban, muna ba masu bashi hidima a cikin jihohi 45, gami da wasu kasuwanni masu ƙarfi kamar California da Texas. Faɗin isar da mu yana ba mu damar fahimta da daidaitawa ga ɓangarorin yanki, tabbatar da cewa abokan cinikinmu a jihohi daban-daban sun sami tallafi na gida yayin da har yanzu suna cin gajiyar ƙwarewarmu ta ƙasa baki ɗaya. – AAA Lendings Non-QM Sauƙaƙe Cancantar Kadari kawai zaɓi - ATR-In-Full - AAA Lamuni , Samfurin zai ba da kyauta ga duk faɗin duniya, kamar: Benin, Rio de Janeiro, Singapore, Tare da manufar rashin lahani. Don kula da muhalli, da dawowar zamantakewa, kula da alhakin zamantakewar ma'aikaci a matsayin aikin kansa. Muna maraba da abokai daga ko'ina cikin duniya don ziyarce mu kuma su jagorance mu domin mu cimma burin nasara tare.
Daga Daniel Coppin daga Hanover - 2017.01.11 17:15 Muna da haɗin gwiwa tare da wannan kamfani shekaru da yawa, kamfanin koyaushe yana tabbatar da isar da lokaci, inganci mai kyau da lambar daidai, mu abokan tarayya ne masu kyau.
Daga Ruth daga UAE - 2017.06.19 13:51 






