- Lamunin AAA Ba-QM Mai Sauƙi Cancantaccen Kadari kawai zaɓi - ATR-In-Cikakken - Cikakkun Lamuni na AAA:
Dubawa
Shahararren shirin kadari. Borrower yana da takamaiman adadin kuɗi, wanda zai iya rufe farashin sayan ko adadin lamuni da farashin rufewa. Babu bayanin aiki; Babu DTI.
Cikakkun bayanai
1) Har zuwa 75% LTV;
2) Adadin lamuni har zuwa $4M;
3) Gidan zama na farko kawai;
4) Babu iyaka akan adadin kadarorin da aka kashe;
5) Aƙalla tanadi na watanni 6 daga kuɗin mai bashi.
Menene wannan shirin?
Shirin ATR-In-Full shima shirin kadari ne, wanda ya cancanta da kadara kawai. Kyakkyawan zaɓi na lamunin da ba na QM ba.
Lamunin AAA ba za su ƙididdige DTI ba ga masu nema waɗanda suka cancanci ta hanyar tabbatar da Kadari kawai ("ATR-In-Full"). A inji, duk wani kudin shiga ko aiki da aka jera akan aikace-aikacen za a yi la'akari da abin da ba a rubuta ba kuma, a matsayin madadin, ana iya barin shi babu komai. Idan ana wakilta aikin da kudin shiga akan aikace-aikacen, bai kamata a ƙididdige DTI ba
Ta yaya kuke sanin ko za ku iya cancantar kadari don wannan shirin?
A ƙasa akwai hanyoyin lissafin:
Don lamunin siyan, jimlar kadarorin da aka yarda dole ne su dace da farashin siyan da kowane kuma duk farashin rufewa.
Kadai>= Farashin siyayya + duk farashin rufewa
Don rancen sake kuɗi, jimlar kadarorin da aka yarda dole ne su dace da cikakken adadin lamuni tare da farashin rufewa.
Kadai>= Adadin lamuni + farashin rufewa
Dubi cancantar yanayi a ƙasa, zaku iya komawa zuwa hanyoyin lissafi don ganin ko za ku iya cancanta da farko kafin fara neman lamuni tare da masu ba da lamuni:
Yanayi na 1: Farashin saye da farashin rufewa = $768,500. Kaddarorin da ake da su = $700,000 (ajiye) da $45,000 (50% na IRA) = $748,000. Gajeren da $20,500. Idan mai karbar bashi ya kai 59.5 ko sama da haka, kadarorin da suka cancanta zasu zama $700,000 + $54,000 (60% na IRA) = $754,000 kuma gajere ta $14,500.
Hali na 2: Adadin lamuni tare da farashin rufewa = $518,500. Kadarorin da ake da su = $370,000 (ajiye) + $100,000 (50% na IRA) = $470,000. Gajeren da $48,500. Idan 59.5 ko mazan, kadarorin cancanta = $370,000 + $120,000 (60% na IRA) = $490,000 kuma gajere ta $28,500.
Menene cancantar kadarar wannan shirin?
Cash, hannun jari, shaidu da kadarorin ruwa na sirri (babu dukiya) = 100%
Asusun ritaya = 50% idan 59 ko ƙarami da 60% idan mazan
Babu kuɗin kasuwanci
Menene amfanin?
Min. Adana watanni 6
Hotuna dalla-dalla samfurin:
Jagoran Samfuri masu dangantaka:
AAA LENDINGS yana alfahari da shiga cikin al'umma da alhakin zamantakewa. Mun yi imanin cewa zama mai ba da lamuni mai alhaki yana nufin mayarwa ga al'ummomin da muke yi wa hidima. Ƙungiyarmu tana taka rawa sosai a cikin ayyukan agaji, tallafawa abubuwan gida, da haɓaka ilimin kuɗi. Ba mu kawai a cikin kasuwancin samar da lamuni ba; mun saka hannun jari don yin tasiri mai kyau ga rayuwar abokan cinikinmu da kuma al'ummomin da suke kira gida. – AAA Lendings Non-QM Sauƙaƙa Cancantar kadari kawai zaɓi – ATR-In-Full – AAA Lamuni , Samfurin zai wadata a duk faɗin duniya, kamar: Poland, Riyadh, Zambia, Dukan ma'aikatanmu sun yi imani da cewa: Ingancin yana ginawa a yau kuma sabis yana haifar da gaba. Mun san cewa inganci mai kyau da mafi kyawun sabis shine hanya ɗaya kawai a gare mu don cimma abokan cinikinmu kuma mu cimma kanmu ma. Muna maraba da abokan ciniki a duk faɗin kalmar don tuntuɓar mu don dangantakar kasuwanci ta gaba. Samfuran mu sune mafi kyau. Da zarar An zaɓa, Cikakke Har abada!
Daga Ellen daga Amurka - 2018.02.12 14:52 Yana da matukar sa'a don saduwa da irin wannan mai samar da kayayyaki, wannan shine haɗin gwiwarmu mafi gamsuwa, Ina tsammanin za mu sake yin aiki!
Daga Anne daga Lucerne - 2017.10.23 10:29 
