- Lamunin AAA Ba-QM Mai Sauƙi Cancantaccen Kadari kawai zaɓi - ATR-In-Cikakken - Cikakkun Lamuni na AAA:
Dubawa
Shahararren shirin kadari. Borrower yana da takamaiman adadin kuɗi, wanda zai iya rufe farashin sayan ko adadin lamuni da farashin rufewa. Babu bayanin aiki; Babu DTI.
Cikakkun bayanai
1) Har zuwa 75% LTV;
2) Adadin lamuni har zuwa $4M;
3) Gidan zama na farko kawai;
4) Babu iyaka akan adadin kadarorin da aka kashe;
5) Aƙalla tanadi na watanni 6 daga kuɗin mai bashi.
Menene wannan shirin?
Shirin ATR-In-Full shima shirin kadari ne, wanda ya cancanta da kadara kawai. Kyakkyawan zaɓi na lamunin da ba na QM ba.
Lamunin AAA ba za su ƙididdige DTI ba ga masu nema waɗanda suka cancanci ta hanyar tabbatar da Kadari kawai ("ATR-In-Full"). A inji, duk wani kudin shiga ko aiki da aka jera akan aikace-aikacen za a yi la'akari da abin da ba a rubuta ba kuma, a matsayin madadin, ana iya barin shi babu komai. Idan ana wakilta aikin da kudin shiga akan aikace-aikacen, bai kamata a ƙididdige DTI ba
Ta yaya kuke sanin ko za ku iya cancantar kadari don wannan shirin?
A ƙasa akwai hanyoyin lissafin:
Don lamunin siyan, jimlar kadarorin da aka yarda dole ne su dace da farashin siyan da kowane kuma duk farashin rufewa.
Kadai>= Farashin siyayya + duk farashin rufewa
Don rancen sake kuɗi, jimlar kadarorin da aka yarda dole ne su dace da cikakken adadin lamuni tare da farashin rufewa.
Kadai>= Adadin lamuni + farashin rufewa
Dubi cancantar yanayi a ƙasa, zaku iya komawa zuwa hanyoyin lissafi don ganin ko za ku iya cancanta da farko kafin fara neman lamuni tare da masu ba da lamuni:
Yanayi na 1: Farashin saye da farashin rufewa = $768,500. Kaddarorin da ake da su = $700,000 (ajiye) da $45,000 (50% na IRA) = $748,000. Gajeren da $20,500. Idan mai karbar bashi ya kai 59.5 ko sama da haka, kadarorin da suka cancanta zasu zama $700,000 + $54,000 (60% na IRA) = $754,000 kuma gajere ta $14,500.
Hali na 2: Adadin lamuni tare da farashin rufewa = $518,500. Kadarorin da ake da su = $370,000 (ajiye) + $100,000 (50% na IRA) = $470,000. Gajeren da $48,500. Idan 59.5 ko mazan, kadarorin cancanta = $370,000 + $120,000 (60% na IRA) = $490,000 kuma gajere ta $28,500.
Menene cancantar kadarar wannan shirin?
Cash, hannun jari, shaidu da kadarorin ruwa na sirri (babu dukiya) = 100%
Asusun ritaya = 50% idan 59 ko ƙarami da 60% idan mazan
Babu kuɗin kasuwanci
Menene amfanin?
Min. Adana watanni 6
Hotuna dalla-dalla samfurin:
Jagoran Samfuri masu alaƙa:
Shirye-shiryen makomar kuɗin ku yana farawa da abokin haɗin gwiwar jinginar da ya dace, kuma a AAA LENDINGS, mun himmatu don taimaka muku cimma burin ku. Mun fahimci cewa tafiya zuwa ga mallakar gida na iya zama mai ban sha'awa amma kuma mai ban tsoro. ƙwararrun ƙwararrun ƙwararrunmu sun fi ƙwararrun jinginar gidaje kawai; su ne abokan ku na kuɗi. Suna samuwa don tattauna manufofin ku, tantance yanayin kuɗin ku, da ba da jagora na keɓaɓɓen wanda ke ɗaukar sha'awar ku. Muna alfahari da kasancewa hannun jagora wanda ke ba ku ikon yanke shawara mai zurfi game da makomarku. – AAA Lendings Non-QM Sauƙaƙa Cancantar kadari kawai zaɓi – ATR-In-Full – AAA Lamuni , Samfurin zai wadata a duk faɗin duniya, kamar: Auckland, Turin, Anguilla, Our tenet is integrity first, quality best. Yanzu muna da kwarin gwiwa wajen samar muku da kyakkyawan sabis da ingantattun kayayyaki. Muna fata da gaske za mu iya kafa haɗin gwiwar kasuwanci tare da ku a nan gaba!
By Alexia daga Myanmar - 2017.08.21 14:13 Ma'aikatar tana da kayan aiki na ci gaba, ƙwararrun ma'aikata da matakin gudanarwa mai kyau, don haka ingancin samfurin yana da tabbacin, wannan haɗin gwiwar yana da annashuwa da farin ciki!
By Belinda daga Iraki - 2017.08.28 16:02 
