Jumla - Shirin Fayil na Lamuni na AAA - Mai ba da lamuni na AAA da mai saka jari

Cikakken Bayani

Alƙawarin da muke da shi na ƙwazo da sadaukarwa ga abokan cinikinmu ya sa mu faɗaɗa ayyukanmu a cikin jihohi 45, ciki har da Arizona, California, Washington DC, Florida, Nevada, da Texas, da sauransu. Koyaya, nasararmu ba ta fayyace ta lambobi kaɗai ba. Kyawawan bita-da-kulli marasa ƙirƙira da kuma suna mai ƙarfi na-baki da muka samu sun zama shaida ga amana da kwarin gwiwa da kasuwa ta sanya a cikinmu.Manyan Masu Ba da Lamuni na Gida,Dillalin Lamuni Vs Credit Union,Fidelity Bonds, A AAA LENDINGS, mun tsaya daga taron masu ba da lamuni ta hanyar ba da fifiko ga sassauci da daidaitawa a cikin tsarinmu. Mun fahimci cewa yanayin kuɗi na kowane mai lamuni na musamman ne, kuma muna da cikakkiyar kayan aiki don kera ingantattun mafita waɗanda ke biyan takamaiman bukatunku. Ko kai mai siyan gida ne na farko, mai saka hannun jari na ƙasa, ko neman sake kuɗi, ƙungiyar ƙwararrun mu tana nan don jagorantar ku ta cikin ɓarna na tsarin jinginar gida. Mun yi imanin cewa ba da lamuni na jinginar gida bai kamata ya zama aikin da ya dace ba, kuma shine abin da ya bambanta mu.

- Shirin Fayil na Lamuni na AAA - Cikakkun Lamuni na AAA:

Shirin Fayil

Dubawa

Bayanin Bankin Fayil
Bayanan Bayani na DSCR
DSCR na Ƙasashen Waje na Fayil

* Kasuwanci Kawai

Cikakkun bayanai

1) 5/6 ARM 30 Rana Matsakaicin SOFR (5/1/5);
2) Ragowar siyayya a ƙarƙashin par 1: 2;
3) Max. Adadin Lamuni $5,000,000.

* Rabon sayayya sama da daidai abin da ba za a yarda da shi ba

Bayanin Bankin Fayil

1) Kuɗin UW $ 1495 & Kuɗin Gudanarwa $ 845;

2) Kuɗin Bitar Aminci/Cibiyoyin Bita $300, idan an zartar;

3) Matsakaicin Kudin Bayanin Banki. LTV 65%;

4) Bayanin Banki - Riba kawai Max. LTV 60%;

5) Min. Adadin Lamuni $500,000;

6) Ƙasashen Waje - Ba Ya cancanta;

7) Hukuncin biyan kuɗi na wata 18 daidai yake da ribar wata 6;

8) Min. Watanni 12 PITIA akan kadarorin batun a matsayin tanadi;

9) Banda: shari'a ta shari'a don adadin lamuni ≤ $ 500k tare da 0.5 daidaitawa zuwa farashi.

Bayanan Bayani na DSCR

1) Kuɗin UW $ 1495 & Kuɗin Gudanarwa $ 845;

2) Amintacce/Bita na Mahalli $300, idan an zartar;

3) Min. Adadin Lamuni $500,000;

4) Ƙasashen Waje - Ba cancanta ba;

5) Mafi ƙarancin DSCR 1,000;

6) Lamuni da Aka Yi wa Mutum Na Halitta - Babu Masu Ba da Lamuni;

7) Raka'a 2-4 Abubuwan da suka cancanta kuma 5% Ragewa a Max. LTV/CLTVs akan Matrix;

8) Hukuncin biyan kuɗi na wata 18 daidai yake da ribar wata 6;

9) Min. Watanni 12 PITIA akan kadarorin batun a matsayin tanadi;

10) Banda: shari'a ta shari'a don adadin lamuni ≤ $ 500k tare da 0.5 daidaitawa zuwa farashi.

Fayilolin FN DSCR

1) Kuɗin UW $ 1495 & Kuɗin Gudanarwa $ 845;

2) Amintacce/Bita na Mahalli $300, idan an zartar;

3) Binciken Ƙasashen waje $250;

4) Min. Adadin Lamuni $500,000;

5) Mafi ƙarancin DSCR 1,000;

6) Sha'awa kawai - Ba a yarda ba;

7) Ikon Lauyan - Ba a Ba da izini ba;

8) Hukuncin Biyan Kuɗi (Masu zuba jari kawai) watanni 18 ne kuma daidai da riba na watanni 6.

9) Min. Watanni 12 PITIA akan kadarorin batun a matsayin tanadi;

10) Banda: shari'a ta shari'a don adadin lamuni ≤ $ 500k tare da 0.5 daidaitawa zuwa farashi.

Yadda ake ƙididdige fayil ɗin DSCR?

Za a lissafta DSCR kamar haka: DSCR = *Rashin Samun Hayar Rarraba ÷ Biyan Cancantar Wata-wata (P da I kawai);

*Tsarin Kuɗi na Hayar Gida = Babban Hayar Hayar * (1- Factor Expense);

Abubuwan Kuɗi: Dukiya ba tare da HOA ba = 25%, Dukiya tare da HOA = 30%;

Hayar zai zama mafi ƙanƙanta na: Kudin haya na yanzu ko adadin akan 1007 da mai ƙima ya bayar wanda ke nuna ƙididdigar hayar kasuwa.

Hotuna dalla-dalla samfurin:

Jagoran Samfuri masu alaƙa:

Kewaya shimfidar lamuni na iya zama mai rikitarwa, amma AAA LENDINGS yana sauƙaƙa aikin, yana mai da shi shiga kuma mara damuwa. Muna ba da tsarin tattara daftari bayyananne kuma taƙaitacce, yana ba ku damar loda takaddun da ake buƙata cikin sauƙi akan layi. Muna sane da cewa lokacinku yana da mahimmanci, kuma ta hanyar sanya tsarin ya fi sauƙi, muna ba ku himma sosai da sarrafa tafiyar jinginar ku. – AAA Lendings Portfolio Program – AAA Lendings , Samfurin zai wadata a duk faɗin duniya, kamar: Azerbaijan, Adelaide, Mombasa, Barka da zuwa ziyarci kamfaninmu, masana'anta da ɗakin nuninmu inda ke nuna samfuran daban-daban waɗanda zasu dace da tsammanin ku. A halin yanzu, yana da dacewa don ziyarci gidan yanar gizon mu, kuma ma'aikatan tallace-tallacenmu za su yi ƙoƙari su ba ku mafi kyawun sabis. Da fatan za a tuntuɓe mu idan kuna buƙatar ƙarin bayani. Manufarmu ita ce mu taimaka wa abokan ciniki su gane burinsu. Muna yin ƙoƙari sosai don cimma wannan yanayin nasara.

- AAA Lamuni