Cibiyar Samfura

Dubawa

Zabi ne mai kyau ga mai karɓar albashi wanda ba zai iya cancanta da lamunin hukuma ba kuma ba sa son samar da nau'ikan takaddun samun kudin shiga.

Fahimtar Shirin

7/6 ARM (5/1/5); 5/6 ARM (2/1/5)

1) Ƙasashen waje da aka yarda;
2) Babu paystub / W-2 / haraji da ake bukata;
3) An ba da izinin kuɗi na kyauta;
4) Adadin lamuni har zuwa $2.5M;
5) Biyan kuɗi kaɗan kamar 30%;
6) Min. FICO 700.

Menene Elite WVOE?

Shin yanayin Mai ba da lamuni ya sabunta kuɗin biyan kuɗi akai-akai?
Shin mai ba da lamuni ya ƙididdige kuɗin shiga ya gaya muku cewa ba ku cancanci jinginar gida ba?
Shin kuna da wahalar nemo kwafin W2 ɗinku ko kuɗin biyan kuɗi?

Masu karbar bashi suna karɓar daidaitaccen albashi ko albashi daga ma'aikaci don dawowar sabis ɗin da aka yi kuma ba su da ikon mallaka ko ƙasa da 25% sha'awar mallakar kasuwancin. Ana iya dogara da ramuwa akan sa'a ɗaya, mako-mako, sati biyu, kowane wata, ko rabin wata. Idan kowane sa'a, adadin sa'o'in da aka tsara dole ne a magance. Kudin shiga da aka tabbatar dole ne a canza shi zuwa adadin dala kowane wata don amfani akan aikace-aikacen yau da kullun (FNMA Form 1003). Bisa ga ra'ayin mai rubutawa, ana iya buƙatar ƙarin takaddun samun kudin shiga.

Fa'idodin Elite WVOE

Don Elite WVOE, mai ba da lamuni kawai yana buƙatar fom na WVOE don ƙididdige ƙwararrun samun kudin shiga, babu wasu takaddun kuɗin shiga da ake buƙata. Wannan yakamata ya zama mafi kyawun mahimmin mahimmin mahimmanci na Elite WVOE. Babu wani lamuni na hukumar da zai iya yin irin wannan shirin. Bayan haka, daban da sauran shirye-shirye, Elite WVOE baya buƙatar kadarorin masu nema da yawa.

Yadda za a lissafta albashi?

- Yi amfani da albashin tushe (wani-wata, sati biyu, ko ƙimar sa'a kamar yadda YTD ke tallafawa) daga WVOE.
Misalai:
- Semi-wata-wata: Adadin rabin-wata wanda aka ninka da 2 daidai da kudin shiga kowane wata.
- Bi-mako: Adadin mako-mako wanda aka ninka da 26 an raba shi da 12 daidai da kudin shiga kowane wata.
- Malami ya biya na watanni 9: Adadin kowane wata ya ninka da watanni 9 a raba da watanni 12 daidai da samun kudin shiga na kowane wata.

Tunatar da ma'aikaci don cika fam ɗin WVOE, sannan mai ba da bashi zai ci gaba da lamuni cikin sauri.