- Shirin Ba da Lamuni na AAA Mara-QM DSCR (Rashin Sabis na Bashi) - Cikakken Lamuni na AAA:

Dubawa
DSCR (Rashin Rufe Sabis na Bashi).
Wannan shi ne mafi sauƙin shiri a tsakanin duk shirye-shiryen da ba na QM ba.
Ba a buƙatar samun shiga/ Matsayin Aiki/ Dawowar Haraji.
Fahimtar Shirin
1) Adadin Lamuni har zuwa $2M;
2) Har zuwa 80% LTV;
3) 660 ko mafi girma Kiredit Score;
4) Yana iya rufewa a cikin ƙungiyoyi;
5) Babu iyaka akan adadin kadarorin da aka kashe;
6) SFRs, 2-4 Raka'a, Condos, Townhomes, Condotels, da Marasa Garanti Condos suna samuwa.
Menene DSCR?
Shin kun san yadda ake cancanci lamunin jinginar gida ba tare da wani bayanin aiki da samun kuɗin shiga ba?
Shin ba ku cancanta da lamunin jinginar gida na al'ada ba?
Shin kun san wane shirin lamuni shine samfur mafi sauƙi?
Kuna so ku san yadda ake amfani da takaddun da aka rage don cancantar lamuni?
Shin yana da wahala a gare ku don samun lamuni na gida a cikin masana'antar ku?
Muna ba da cikakkiyar shirin lamuni don gamsar da mahimman abubuwan da ke sama - shirin DSCR. Shi ne mafi mashahurin samfuran da ba na QM ba a cikin lamunin jinginar gida.
DSCR (Rashin Sabis ɗin Bashi) an ƙirƙira shi don ƙwararrun masu saka hannun jari na ƙasa kuma ya cancanci masu ba da bashi dangane da kwararar kuɗaɗe kawai daga kadarorin batun don tantance ƙimar haɗarin saka hannun jari. A yau, mun mai da hankali kan fahimtar ma'anar DSCR da kuma bayyana sirrin shirin DSCR daga mahangar zuba jarin jinginar gidaje.
Yadda za a lissafta DSCR?
Don lamunin jinginar gidaje, DSCR tana nufin rabon kuɗin haya na wata-wata na gidan saka hannun jari zuwa jimillar kuɗaɗen gidaje (kamar babba, riba, harajin ƙasa, inshora da kuɗin gudanarwa (idan ba a yi wasu kashe kuɗi da gaske ba, za a rubuta shi azaman 0)). Ƙananan rabo, mafi girma hadarin rance. Ana iya bayyana shi a cikin wadannan:

Muna ba da "Babu rabo DSCR" ga abokan cinikinmu, wanda ke nufin rabon zai iya zama ƙasa zuwa "0" A cikin samfuran lamuni na yau da kullun, muna buƙatar kwatanta kuɗin shiga da PITIA (Principle/ Interest/Tax/ Insurance/HOA) na wata-wata da sauran lamuni na gidan jingina don yanke shawarar ko lamunin zai iya cancanta.

Fa'idodin DSCR
Babu rabo DSCR, samfurin lamuni wanda baya tabbatar da samun kudin shiga, ba shi da buƙatun samun kudin shiga na mai ba da bashi saboda bai ƙunshi lissafin DTI ba. Kuma mafi ƙarancin rabo na DSCR zai iya zama ƙasa da 0. Ko da kuɗin haya yana da ƙasa, har yanzu muna iya yin shi! Wannan zabi ne mai kyau ga masu karbar bashi tare da ƙananan kudin shiga ko ƙarin alhaki.
Bayan haka, ana karɓar baƙi na ƙasashen waje don wannan shirin kuma, musamman tare da visa F1. Idan kai baƙo ne, kuma ba za ka iya cancanta da lamunin lamuni na al'ada ba, tuntuɓe mu kuma sami yanayin lamunin ku.
Hotuna dalla-dalla samfurin:
Jagoran Samfuri masu alaƙa:
Lokacin ku yana da daraja, kuma muna girmama hakan. A AAA LENDINGS, mun himmatu don daidaita tsarin jinginar gida don adana lokaci da ƙoƙari. Aikace-aikacen mu na kan layi yana da sauƙin amfani kuma an tsara shi tare da jin daɗin ku. Kuna iya kammala aikace-aikacen a cikin takun ku, daga jin daɗin gidanku ko ofis. Mun san kuna da rayuwa mai cike da aiki, kuma muna da niyyar sanya tsarin jinginar gida ya zama mai ɗaukar hankali, inganci, da ceton lokaci. – AAA Lendings Non-QM DSCR (Bashi Sabis Coverage Ratio) Shirin – AAA Lamuni , Samfurin zai wadata a duk faɗin duniya, kamar: Croatia, Plymouth, Cambodia, Our stock sun daraja 8 dala miliyan , za ka iya samun m sassa a cikin gajeren lokacin bayarwa. Kamfaninmu ba abokin tarayya ne kawai a cikin kasuwanci ba, har ma kamfaninmu shine mataimakin ku a cikin kamfani mai zuwa.
By Priscilla daga Romania - 2018.07.26 16:51 Tare da kyakkyawan hali game da kasuwa, la'akari da al'ada, la'akari da kimiyya, kamfanin yana aiki sosai don yin bincike da ci gaba. Da fatan za mu sami dangantakar kasuwanci nan gaba da samun nasarar juna.
By Kama daga Paris - 2017.02.14 13:19 





