Cibiyar Samfura

Dubawa

Yi amfani da adibas na watanni 6 na Borrower na kudin shiga kowane wata don tallafawa da aka bayyana samun shiga a cikin 1003.

Fahimtar Shirin

1) Babu P & L da ake buƙata;
2) Babu WVOE da ake buƙata;
3) ajiyar watanni 12 da aka lissafta akan PI;
4) An ba da izinin kuɗi na kyauta;
5) Adadin lamuni har zuwa $2.5M;
6) Sayi & Babu R/T.

Menene Gasawar Samun Kuɗi na Gaskiya?

Shin kun san yadda ake amfani da kadara kawai don ku cancanci lamunin jinginar gida?
• Mai ba da lamuni ya dakatar da ku ko hana ku don shirin WVOE (Rubutun Tabbatar da Aiki)?
Shin kadarorin ku ba su da yawa lokacin da kuke son siyan gidan ku?
Shin ma'aikacin ku ba ya so ya ba da fom na WVOE ko haɗin kai?

Idan kun taɓa saduwa da abubuwan da ke sama, shirin yana kama da shirin na {WVOE}, an tsara shi don masu karɓar bashi da masu aikin kansu. Lamunin da ba na QMM ba suna da ƙananan shirye-shirye masu kyau waɗanda masu karɓar albashi da masu kasuwanci za su iya nema.

Yaya wannan shirin yake aiki?

Kamar sunan samfurin, wannan shirin ya ƙware tare da kadara kuma. Duba ƙasa:

· Ƙididdigar Kudin shiga yana nufin mai karɓar bashi ya faɗi abin da yake samu a yanzu a cikin 1003

(Aikace-aikace).

Mun tabbatar da cewa kudaden shigar su na wata-wata na iya KYAUTA da kadarorin ruwa kafin rufewa.

Lissafi:

Kayayyaki / 6 dole ne su kasance mafi girma fiye da Kudin da aka Bayyana

· Likitan da ke da kadarori $300,000 da samun kudin shiga 1003 na $20,000 a wata?
Ee, wannan yanayin ya cancanci. $300,000 / 6 = $50,000 wanda ya fi $20,000 kudin shiga na wata-wata da aka jera akan aikace-aikacen. Muna amfani da $20,000 don cancanta.

· Samun Albashi Masseuse wanda ke da $100,000 a cikin kadarori kuma ya bayyana samun kudin shiga na $15,000 a wata?
A'a, wannan yanayin bai cancanci ba. Ko da yake $100.000 / 6 = $16,666> $15,000 wanda shine kudin shiga kowane wata da aka bayyana. Ba daidai ba ne don samun albashin masaeuse ya yi $15,000 a wata.

· Dan kasuwa mai shigo da kaya/Export mai zaman kansa tare da kadarori $500,000 kuma ya bayyana kudin shiga na $100,000 a wata?
Ee, wannan yanayin ya cancanci. $500,000 / 6 = $83,333 & masu karbar bashi $100,000 a wata. Duk da haka kawai $83,333 ake amfani dashi don dalilai na cancanta.

Idan muka zaɓi Elite True Stated Income, mai karɓar bashi kawai za a buƙaci ya samar da Kayayyar Kayayyar Kuɗi akan Aikace-aikacen Lamuni (1003). Za a yi amfani da wannan kuɗin shiga don ƙididdige bashin cancanta zuwa rabon kuɗin shiga.

Idan don zaɓar shirin Samun Kuɗi na Gaskiya na Gaskiya, mai karɓar bashi kawai za a buƙaci ya samar da Kayayyar Tushen Kuɗi akan Aikace-aikacen Lamuni (1003). Za a yi amfani da wannan kuɗin shiga don ƙididdige bashin cancanta zuwa rabon kuɗin shiga.

Wanene zai iya neman wannan shirin?

Komai kai mai karbar albashi ne ko mai cin bashi mai zaman kansa, zaka iya neman wannan shirin. Ga masu karɓar albashi, ba a buƙatar takaddun musamman lokacin da kuke amfani da sabon lamunin jinginar gida na Non-QM tare da mai ba da bashi. Domin kai aiki borrowers ko 1099 borrowers, a CPA wasika iya bukata.