Labarun jinginar gida

Farashin jinginar gidaje ya karu ne tun lokacin da babban bankin tarayya ya fara kididdige hauhawar farashin kayayyaki a farkon shekara, inda ya yi tsalle zuwa matakin da ya fi girma a cikin kusan shekaru uku tun kafin sanarwar karin kudin.

A ranar alhamis, Freddie Mac ya fitar da sabon kudin jinginar gida na shekaru 30 a kashi 4.67%, sabon girma tun Disamba 2018.

A farkon wannan shekara, wannan adadin ya kasance a 3.22%.Wannan yana nufin farashin jinginar gida ya karu da maki 145 a cikin kwata kuma ya kai kusan 5% a karon farko a cikin shekaru hudu da suka gabata.

Ya zuwa yanzu, Tarayyar Tarayya ta haƙiƙanin haɓaka ƙimar riba sau ɗaya kawai, wanda yayi daidai da sau shida na adadin ribar da aka lissafta akan maki 25 lokaci ɗaya.

Babban hauhawar hauhawar farashin kayayyaki ya shafa, Fed na shirin haɓaka rates a kowane taro a wannan shekara, yayin da mummunan hanyar hauhawar hauhawar farashin kuɗi da hauhawar lamuni kusan kusan takwarorina.

Fuskantar hauhawar farashin jinginar gida wanda mai yuwuwa ya ci gaba, yawancinku waɗanda ke neman jinginar gida na iya fara jira ko tsammanin ɗaukar nauyi har sai yawan kuɗin ruwa ya kai ga mafi ƙasƙanci.

A zahiri, kamar yadda jimillar aikace-aikacen jinginar gidaje ya ragu da kashi 60% idan aka kwatanta da shekara guda da ta gabata, a cewar Ƙungiyar Masu Bayar da Lamuni.

Kamar yadda manyan bankunan ke bin yanayin hauhawar farashin kayayyaki, samfuran lamuni iri-iri daga AAA Lendings suna sa mutane su daina kallo kuma su shiga cikin rudani.

Aikace-aikacen lamuni sun yi tashin gwauron zabo yayin da adadin riba ya ƙaru

A kasuwa inda manyan bankuna ke ci gaba da tashi a kusan zagaye na kwanaki 2, jerin kayayyakin lamuni na R100 da AAA Lendings suka ci ba su bi hawan riba ba amma har ma sun buge yanayin tare da ƙarancin riba.

Ya zuwa yau, yawan riba na AAA Lendings ya kasance a ƙaramin matakin 4.250%.Dangane da kididdigar AAA Lendings, adadin aikace-aikacen jerin samfuran R-100 ya karu sosai a cikin wannan shekara.

Kuna iya mamakin haka "wanda ya cancanci nemaR100 samfur?"

Ma'aikaci

Ko kair masu bashiɗan ƙasar Amurka ne, yana riƙe da kore katin ko katin aiki, ko wanidan kasar waje, za ku iya zaɓar samfurin WVOE.Ga wasu fa'idodi:

n Babu biyan kuɗi/W-2/dawowar haraji da ake buƙata.

n An ba da izinin kuɗin kyauta.

n Baƙi an yarda.

n ajiyar watanni 12 da aka lissafta akan PI (Ba PITIA da ake buƙata sauran mai ba da lamuni ba).

n Adadin lamuni har zuwa $2.5M.

n Biyan kuɗi ƙasa da kashi 30%.

n Min FICO 680.

Smai aikin yi

Ko kair masu bashiɗan ƙasar Amurka ne, yana riƙe da koren katin ko katin ID, ko baƙon wajena kasa, za ku iya zaɓar samfurin P & L da aka Shirya Kai:

n Babu sa hannun CPA da ake buƙata.

n Baƙi an yarda.

n Adadin lamuni har zuwa $10M.

n ajiyar watanni 12 da aka lissafta akan PI (Ba PITIA da ake buƙata sauran mai ba da lamuni ba).

n Babu bayanan haraji da ake buƙata kuma an ba da izinin kuɗin kyauta.

n Biyan kuɗi ƙasa da kashi 30%.

n Min FICO 680.

Da alama yanayin hauhawar farashin ribar ba zai tsaya ba na ɗan lokaci kuma ƙarancin ƙimar jerin R100 na iya zama "Lokaci -iyaka".Kada ku rasa mafi kyawun damar don shiga jirgi tare da Lamunin AAA!